SAB Finance AS (XPRA:SABFG) Dividend Payout Ratio: 1.41 (As of Dec. 2025) — 81% Above Median


XPRA:SABFG SAB Finance AS XPRA:SABFG
53 GF Score
Price Kč1,050.00
GF Value Kč1,003.75
Valuation Fairly Valued
! 6 Warning Signs
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What is SAB Finance AS Dividend Payout Ratio?

SAB Finance AS XPRA:SABFG 53 Dividend Payout Ratio is 1.41 as of Dec. 2025, which is 81% above its 10-year median of 0.78. GuruFocus rates XPRA:SABFG with a GF Score™ of 53/100 and a GF Value™ of Kč1,003.75 (Fairly Valued). The stock has 6 warning signs investors should review. Among 328 Capital Markets companies, SAB Finance AS ranks worse than 92.99% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. SAB Finance AS's Dividend Payout Ratio for the months ended in Dec. 2025 was 1.41.

Warning Sign:

If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of SAB Finance AS is 0.96, which seems too high.

The historical rank and industry rank for SAB Finance AS's Dividend Payout Ratio or its related term are showing as below:

XPRA:SABFG' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.32   Med: 0.78   Max: 1.08
Current: 0.96

During the past 9 years, the highest Dividend Payout Ratio of SAB Finance AS was 1.08. The lowest was 0.32. And the median was 0.78.

XPRA:SABFG's Dividend Payout Ratio is ranked worse than
92.99% of 328 companies
in the Capital Markets industry
Industry Median: 0.34 vs XPRA:SABFG: 0.96

As of today (2026-07-10), the Dividend Yield % of SAB Finance AS is 11.63%.

During the past 9 years, the highest Trailing Annual Dividend Yield of SAB Finance AS was 11.74%. The lowest was 2.50%. And the median was 7.67%.

SAB Finance AS's Dividends per Share for the months ended in Dec. 2025 was Kč26.50.

During the past 12 months, SAB Finance AS's average Dividends Per Share Growth Rate was 4.00% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 3.50% per year.

During the past 9 years, the highest 3-Year average Dividends Per Share Growth Rate of SAB Finance AS was 48.40% per year. The lowest was 3.50% per year. And the median was 25.95% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

SAB Finance AS (XPRA:SABFG) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

SAB Finance AS Dividend Payout Ratio Related Terms

SAB Finance AS Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for SAB Finance AS's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SAB Finance AS Dividend Payout Ratio Chart

SAB Finance AS Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only 0.32 0.78 1.08 0.64 0.96

SAB Finance AS Semi-Annual Data
Dec17 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.96 0.69 1.82 0.85 1.41

XPRA:SABFG vs MS, GS, SCHW: Dividend Payout Ratio Comparison

For the Capital Markets subindustry, SAB Finance AS's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

SAB Finance AS Dividend Payout Ratio vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, SAB Finance AS's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where SAB Finance AS's Dividend Payout Ratio falls into.


XPRA:SABFG
53GF Score
SAB Finance AS XPRA:SABFG
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SAB Finance AS Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

SAB Finance AS's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ Earnings per Share (Diluted) (A: Dec. 2025 )
=90.17/ 93.61
=0.96

SAB Finance AS's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2025 )/ Earnings per Share (Diluted) (Q: Dec. 2025 )
=26.5/ 18.827
=1.41

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 1.41 mean?
SAB Finance AS (XPRA:SABFG) has a Dividend Payout Ratio of 1.41 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on SAB Finance AS and its competitors. This is 81% above median its historical median of 0.78. Over the past decade, SAB Finance AS's Dividend Payout Ratio has ranged from 0.32 to 1.08. According to the industry distribution chart, SAB Finance AS ranks #305 out of 328 companies in the Capital Markets industry, placing it in the top 93%.
Is SAB Finance AS's Dividend Payout Ratio too high?
SAB Finance AS's current Dividend Payout Ratio of 1.41 is 81% above median its 10-year median of 0.78. Over the past 10 years, this metric has ranged from a low of 0.32 to a high of 1.08. The Capital Markets industry median Dividend Payout Ratio is 0.34. SAB Finance AS's value of 1.41 is 314.7% above this industry median. Based on the distribution chart, SAB Finance AS ranks #305 out of 328 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, SAB Finance AS has a GF Score™ of 53/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SAB Finance AS's Dividend Payout Ratio compare to MS and GS?
According to the Capital Markets industry distribution chart, SAB Finance AS ranks #305 out of 328 companies for Dividend Payout Ratio. This places SAB Finance AS in the lower half of its industry. The industry median Dividend Payout Ratio is 0.34. SAB Finance AS's value of 1.41 is 314.7% above this benchmark. Historically, SAB Finance AS's own Dividend Payout Ratio has ranged from 0.32 to 1.08 over the past decade. While the company's 10-year median is 0.78 vs. the industry median of 0.34, SAB Finance AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Capital Markets company?
The median Dividend Payout Ratio among Capital Markets companies is 0.34, based on 328 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SAB Finance AS's current Dividend Payout Ratio of 1.41 is 314.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on SAB Finance AS and its competitors. For the Capital Markets industry, the median Dividend Payout Ratio is 0.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SAB Finance AS's current Dividend Payout Ratio is 1.41, which is 81% above median its own 10-year median of 0.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SAB Finance AS stock overvalued right now?
Based on GuruFocus' analysis, SAB Finance AS (XPRA:SABFG) is currently considered Fairly Valued. The stock's GF Value™ is Kč1,003.75, compared to a current price of Kč1,050.00 — trading 4.6% above its estimated fair value. The current Dividend Payout Ratio is 1.41, which is 81% above median its 10-year median of 0.78 and 314.7% above the Capital Markets industry median of 0.34. SAB Finance AS's overall GF Score™ is 53/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For SAB Finance AS (XPRA:SABFG), the current Dividend Payout Ratio is 1.41 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SAB Finance AS (XPRA:SABFG) Overvalued in 2026?

Based on GuruFocus' analysis, SAB Finance AS stock appears to be overvalued. The current stock price of Kč1,050.00 is trading 4.6% above its estimated GF Value™ of Kč1,003.75. GuruFocus considers SAB Finance AS to be Fairly Valued.

Key valuation signals for XPRA:SABFG:

  • Dividend Payout Ratio: 1.41 (81% above median its 10-year median of 0.78)
  • GF Value™: Kč1,003.75 vs. price of Kč1,050.00 (4.6% above fair value)
  • GF Score™: 53/100 with 6 warning signs
  • Industry Position: 314.7% above the Capital Markets median (#305 of 328)

No single metric tells the full story. See the XPRA:SABFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SAB Finance AS Business Description

Address Senovazne namisti 1375/19, 1 Novv Misto, Praha, CZE
SAB Finance AS is engaged in providing International Payment Solutions considering the foreign exchange fluctuations. Its platform allows to make outgoing payments and receive incoming payments. Some of the services offered by the company include Market Watch, Foreign Currency Analysis, Regular Payments, and Multi-Payments.
53GF Score

Get the complete analysis for XPRA:SABFG

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Kč1,050.00
Price
Kč1,003.75
GF Value