SAB Finance AS (XPRA:SABFG) 10-Year ROIIC % : 3.36% (As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XPRA:SABFG SAB Finance AS XPRA:SABFG
70 GF Score
Price Kč1,070.00
GF Value Kč992.10
Valuation Fairly Valued
! 7 Warning Signs
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What is SAB Finance AS 10-Year ROIIC %?

SAB Finance AS XPRA:SABFG 70 10-Year ROIIC % is 3.36 as of Dec. 2025. GuruFocus rates XPRA:SABFG with a GF Score™ of 70/100 and a GF Value™ of Kč992.10 (Fairly Valued). The stock has 7 warning signs investors should review. Among 570 Capital Markets companies, SAB Finance AS ranks better than 53.51% on this metric.

10-Year Return on Invested Incremental Capital (10-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 10-year. SAB Finance AS does not have enough data to calculate 10-Year ROIIC %.


SAB Finance AS  (XPRA:SABFG) 10-Year ROIIC % Explanation

Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.

High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.

Be Aware

It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.


SAB Finance AS 10-Year ROIIC % Related Terms


SAB Finance AS 10-Year ROIIC % Historical Data

* Premium members only.

The historical data trend for SAB Finance AS's 10-Year ROIIC % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SAB Finance AS 10-Year ROIIC % Chart

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SAB Finance AS Semi-Annual Data
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XPRA:SABFG vs MS, GS, SCHW: 10-Year ROIIC % Comparison

For the Capital Markets subindustry, SAB Finance AS's 10-Year ROIIC %, along with its competitors' market caps and 10-Year ROIIC % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SAB Finance AS 10-Year ROIIC % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, SAB Finance AS's 10-Year ROIIC % distribution charts can be found below:

* The bar in red indicates where SAB Finance AS's 10-Year ROIIC % falls into.


XPRA:SABFG
70GF Score
SAB Finance AS XPRA:SABFG
10-Year ROIIC % is just one metric. See GF Score™, valuation, warning signs, and more.
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SAB Finance AS 10-Year ROIIC % Calculation

SAB Finance AS's 10-Year ROIIC % for the quarter that ended in Dec. 2025 is calculated as:

10-Year ROIIC %=10-Year Incremental Net Operating Profit After Taxes (NOPAT)**/10-Year Incremental Invested Capital**
=( -202.4024892 (Dec. 2025) - (Dec. 2015) )/( 2828.322 (Dec. 2025) - (Dec. 2015) )
=/
=N/A%***

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Annual data of NOPAT and Invested Capital was used to calculate 10-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.

Frequently Asked Questions Learn more about 10-Year ROIIC % →
What does a 10-Year ROIIC % of 3.36 mean?
SAB Finance AS (XPRA:SABFG) has a 10-Year ROIIC % of 3.36 as of Dec. 2025. 10-Year ROIIC % measures the change in earnings as a percentage of change in investment over 10-year. View historical data on SAB Finance AS and its competitors. According to the industry distribution chart, SAB Finance AS ranks #265 out of 570 companies in the Capital Markets industry, placing it in the top 46.5%.
Is SAB Finance AS's 10-Year ROIIC % too high?
SAB Finance AS's current 10-Year ROIIC % is 3.36. The Capital Markets industry median 10-Year ROIIC % is 2.30. SAB Finance AS's value of 3.36 is 46.1% above this industry median. Based on the distribution chart, SAB Finance AS ranks #265 out of 570 companies in the Capital Markets industry, which is above the industry midpoint. Overall, SAB Finance AS has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SAB Finance AS's 10-Year ROIIC % compare to MS and GS?
According to the Capital Markets industry distribution chart, SAB Finance AS ranks #265 out of 570 companies for 10-Year ROIIC %. This puts SAB Finance AS in the upper half of its industry. The industry median 10-Year ROIIC % is 2.30. SAB Finance AS's value of 3.36 is 46.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year ROIIC % for a Capital Markets company?
The median 10-Year ROIIC % among Capital Markets companies is 2.30, based on 570 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SAB Finance AS's current 10-Year ROIIC % of 3.36 is 46.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year ROIIC % mean?
A high 10-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 10-Year ROIIC % measures the change in earnings as a percentage of change in investment over 10-year. View historical data on SAB Finance AS and its competitors. For the Capital Markets industry, the median 10-Year ROIIC % is 2.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SAB Finance AS's current 10-Year ROIIC % is 3.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SAB Finance AS stock overvalued right now?
Based on GuruFocus' analysis, SAB Finance AS (XPRA:SABFG) is currently considered Fairly Valued. The stock's GF Value™ is Kč992.10, compared to a current price of Kč1,070.00 — trading 7.9% above its estimated fair value. The current 10-Year ROIIC % is 3.36 and 46.1% above the Capital Markets industry median of 2.30. SAB Finance AS's overall GF Score™ is 70/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year ROIIC % calculated?
10-Year ROIIC % is calculated from a company's financial statements. For SAB Finance AS (XPRA:SABFG), the current 10-Year ROIIC % is 3.36 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SAB Finance AS (XPRA:SABFG) Overvalued in 2026?

Based on GuruFocus' analysis, SAB Finance AS stock appears to be overvalued. The current stock price of Kč1,070.00 is trading 7.9% above its estimated GF Value™ of Kč992.10. GuruFocus considers SAB Finance AS to be Fairly Valued.

Key valuation signals for XPRA:SABFG:

  • 10-Year ROIIC %: 3.36
  • GF Value™: Kč992.10 vs. price of Kč1,070.00 (7.9% above fair value)
  • GF Score™: 70/100 with 7 warning signs
  • Industry Position: 46.1% above the Capital Markets median (#265 of 570)

No single metric tells the full story. See the XPRA:SABFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SAB Finance AS Business Description

Address Senovazne namisti 1375/19, 1 Novv Misto, Praha, CZE
SAB Finance AS is engaged in providing International Payment Solutions considering the foreign exchange fluctuations. Its platform allows to make outgoing payments and receive incoming payments. Some of the services offered by the company include Market Watch, Foreign Currency Analysis, Regular Payments, and Multi-Payments.
70GF Score

Get the complete analysis for XPRA:SABFG

10-Year ROIIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Kč1,070.00
Price
Kč992.10
GF Value