SBFC Finance (NSE:SBFC) Construction In Progress: ₹6 Mil (As of Mar. 2026)


NSE:SBFC SBFC Finance Ltd NSE:SBFC
63 GF Score
Price ₹90.93
GF Value ₹130.87
Valuation Possible Value Trap
! 3 Warning Signs
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What is SBFC Finance Construction In Progress?

SBFC Finance NSE:SBFC +0.12% 63 Construction In Progress is ₹6 Mil as of Mar. 2026. GuruFocus rates NSE:SBFC with a GF Score™ of 63/100 and a GF Value™ of ₹130.87 (Possible Value Trap). The stock has 3 warning signs investors should review.

SBFC Finance's quarterly construction in progress stayed the same from Sep. 2025 (₹0 Mil) to Dec. 2025 (₹0 Mil) but then increased from Dec. 2025 (₹0 Mil) to Mar. 2026 (₹6 Mil).

SBFC Finance's annual construction in progress increased from Mar. 2024 (₹1 Mil) to Mar. 2025 (₹5 Mil) and increased from Mar. 2025 (₹5 Mil) to Mar. 2026 (₹6 Mil).

SBFC Finance Construction In Progress Historical Data

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The historical data trend for SBFC Finance's Construction In Progress can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SBFC Finance Construction In Progress Chart

SBFC Finance Annual Data
Trend Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Construction In Progress
Get a 7-Day Free Trial 0.00 3.66 1.33 5.24 5.98

SBFC Finance Quarterly Data
Mar20 Mar21 Mar22 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Construction In Progress Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.24 0.00 0.00 0.00 5.98
NSE:SBFC
63GF Score
SBFC Finance Ltd NSE:SBFC
Construction In Progress is just one metric. See GF Score™, valuation, warning signs, and more.
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SBFC Finance Construction In Progress Calculation

It records the cost of construction work, which is not yet completed (typically, applied to capital budget items). A construction in progress item is not depreciated until the asset is placed in service. Normally, upon completion, a construction in progress item is reclassified, and the reclassified asset is capitalized and depreciated.

What does a Construction In Progress of ₹6 Mil mean?
SBFC Finance (NSE:SBFC) has a Construction In Progress of ₹6 Mil as of Mar. 2026. Construction in Progress records the amount of construction work that is not complete. View historical data on SBFC Finance and its competitors.
Is SBFC Finance's Construction In Progress too high?
SBFC Finance's current Construction In Progress is ₹6 Mil. Overall, SBFC Finance has a GF Score™ of 63/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does SBFC Finance's Construction In Progress compare to V and MA?
SBFC Finance's Construction In Progress of ₹6 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Construction In Progress for a Credit Services company?
A good Construction In Progress depends on the Credit Services industry context. However, Construction In Progress should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Construction In Progress mean?
A high Construction In Progress can signal that a stock is expensive relative to its fundamentals. Construction in Progress records the amount of construction work that is not complete. View historical data on SBFC Finance and its competitors. SBFC Finance's current Construction In Progress is ₹6 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBFC Finance stock overvalued right now?
Based on GuruFocus' analysis, SBFC Finance (NSE:SBFC) is currently considered Possible Value Trap. The stock's GF Value™ is ₹130.87, compared to a current price of ₹90.93 — trading 30.5% below its estimated fair value. The current Construction In Progress is ₹6 Mil. SBFC Finance's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Construction In Progress calculated?
Construction In Progress is calculated from a company's financial statements. For SBFC Finance (NSE:SBFC), the current Construction In Progress is ₹6 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SBFC Finance (NSE:SBFC) Overvalued in 2026?

Based on GuruFocus' analysis, SBFC Finance stock appears to be undervalued. The current stock price of ₹90.93 is trading 30.5% below its estimated GF Value™ of ₹130.87. GuruFocus considers SBFC Finance to be Possible Value Trap.

Key valuation signals for NSE:SBFC:

  • Construction In Progress: ₹6 Mil
  • GF Value™: ₹130.87 vs. price of ₹90.93 (30.5% below fair value)
  • GF Score™: 63/100 with 3 warning signs

No single metric tells the full story. See the NSE:SBFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SBFC Finance Business Description

Other Exchanges 543959:India
Address Andheri Kurla Road, Unit No. 103, 1st Floor, C&B Square, CTS No. 95A, Sangam Complex, Village Chakala, Andheri East, Mumbai, MH, IND, 400 059
SBFC Finance Ltd is a systemically important, non-deposit-taking non-banking finance company offering Secured MSME Loans and Loans against Gold, with a majority of its borrowers being entrepreneurs, small business owners, self-employed individuals, salaried and working-class individuals. It has developed a PhyGital model which uses technology and authentic in-person service to create loans that support the ambitions of its customers. The company engages directly with small business owners and works through loan applications together, in person, at the customer's pace. The company generates the majority of its revenue from Interest Income.
63GF Score

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Construction In Progress is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹90.93
Price
₹130.87
GF Value