SBFC Finance's ROE % for the quarter that ended in Mar. 2026 was 13.18%. SBFC Finance's PB Ratio for the quarter that ended in Mar. 2026 was 2.40.
SBFC Finance's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 5.49%.
SBFC Finance ROE % Adjusted to Book Value Related Terms
SBFC Finance ROE % Adjusted to Book Value Historical Data
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The historical data trend for SBFC Finance's ROE % Adjusted to Book Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:SBFC vs V, MA, AXP: ROE % Adjusted to Book Value Comparison
For the Credit Services subindustry, SBFC Finance's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SBFC Finance ROE % Adjusted to Book Value vs Credit Services Industry
For the Credit Services industry and Financial Services sector, SBFC Finance's ROE % Adjusted to Book Value distribution charts can be found below:
* The bar in red indicates where SBFC Finance's ROE % Adjusted to Book Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROE % Adjusted to Book Value of 5.49% mean?
SBFC Finance (NSE:SBFC) has a ROE % Adjusted to Book Value of 5.49% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on SBFC Finance and its competitors.
Is SBFC Finance's ROE % Adjusted to Book Value too high?
SBFC Finance's current ROE % Adjusted to Book Value is 5.49%. Overall, SBFC Finance has a GF Score™ of 63/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does SBFC Finance's ROE % Adjusted to Book Value compare to V and MA?
SBFC Finance's ROE % Adjusted to Book Value of 5.49% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Credit Services company?
A good ROE % Adjusted to Book Value depends on the Credit Services industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on SBFC Finance and its competitors. SBFC Finance's current ROE % Adjusted to Book Value is 5.49%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBFC Finance stock overvalued right now?
Based on GuruFocus' analysis, SBFC Finance (NSE:SBFC) is currently considered Possible Value Trap. The stock's GF Value™ is ₹130.33, compared to a current price of ₹91.25 — trading 30% below its estimated fair value. The current ROE % Adjusted to Book Value is 5.49%. SBFC Finance's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For SBFC Finance (NSE:SBFC), the current ROE % Adjusted to Book Value is 5.49% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SBFC Finance (NSE:SBFC) Overvalued in 2026?
Based on GuruFocus' analysis, SBFC Finance stock appears to be undervalued.
The current stock price of ₹91.25 is trading 30% below its estimated GF Value™ of ₹130.33.
GuruFocus considers SBFC Finance to be Possible Value Trap.
Key valuation signals for NSE:SBFC:
ROE % Adjusted to Book Value: 5.49%
GF Value™: ₹130.33 vs. price of ₹91.25 (30% below fair value)
No single metric tells the full story. See the NSE:SBFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SBFC Finance Ltd is a systemically important, non-deposit-taking non-banking finance company offering Secured MSME Loans and Loans against Gold, with a majority of its borrowers being entrepreneurs, small business owners, self-employed individuals, salaried and working-class individuals. It has developed a PhyGital model which uses technology and authentic in-person service to create loans that support the ambitions of its customers. The company engages directly with small business owners and works through loan applications together, in person, at the customer's pace. The company generates the majority of its revenue from Interest Income.
63GF Score
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