SBFC Finance (NSE:SBFC) Shareholder Yield % : -18.92% (As of Mar. 2026)


NSE:SBFC SBFC Finance Ltd NSE:SBFC
64 GF Score
Price ₹90.79
GF Value ₹130.05
Valuation Possible Value Trap
! 3 Warning Signs
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What is SBFC Finance Shareholder Yield %?

SBFC Finance NSE:SBFC -1.84% 64 Shareholder Yield % is -18.92% as of Mar. 2026. GuruFocus rates NSE:SBFC with a GF Score™ of 64/100 and a GF Value™ of ₹130.05 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 491 Credit Services companies, SBFC Finance ranks worse than 67.62% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, SBFC Finance's Shareholder Yield % was -18.92%.


SBFC Finance  (NSE:SBFC) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


SBFC Finance Shareholder Yield % Related Terms


SBFC Finance Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for SBFC Finance's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SBFC Finance Shareholder Yield % Chart

SBFC Finance Annual Data
Trend Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Shareholder Yield %
Get a 7-Day Free Trial 0.00 0.00 -15.22 -11.03 -21.35

SBFC Finance Quarterly Data
Mar20 Mar21 Mar22 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -11.03 -8.30 -13.07 -13.30 -21.35

NSE:SBFC vs V, MA, AXP: Shareholder Yield % Comparison

For the Credit Services subindustry, SBFC Finance's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SBFC Finance Shareholder Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, SBFC Finance's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where SBFC Finance's Shareholder Yield % falls into.


NSE:SBFC
64GF Score
SBFC Finance Ltd NSE:SBFC
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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SBFC Finance Shareholder Yield % Calculation

SBFC Finance's Shareholder Yield % for the quarter that ended in Mar. 2026 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=0.00 %+-0.91 %+-20.44 %
=-21.35 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of -18.92% mean?
SBFC Finance (NSE:SBFC) has a Shareholder Yield % of -18.92% as of Mar. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on SBFC Finance and its competitors. According to the industry distribution chart, SBFC Finance ranks #332 out of 491 companies in the Credit Services industry, placing it in the top 67.6%.
Is SBFC Finance's Shareholder Yield % too high?
SBFC Finance's current Shareholder Yield % is -18.92%. Based on the distribution chart, SBFC Finance ranks #332 out of 491 companies in the Credit Services industry, which is below the industry midpoint. Overall, SBFC Finance has a GF Score™ of 64/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does SBFC Finance's Shareholder Yield % compare to V and MA?
According to the Credit Services industry distribution chart, SBFC Finance ranks #332 out of 491 companies for Shareholder Yield %. This places SBFC Finance in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Credit Services company?
A good Shareholder Yield % depends on the Credit Services industry context. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on SBFC Finance and its competitors. SBFC Finance's current Shareholder Yield % is -18.92%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBFC Finance stock overvalued right now?
Based on GuruFocus' analysis, SBFC Finance (NSE:SBFC) is currently considered Possible Value Trap. The stock's GF Value™ is ₹130.05, compared to a current price of ₹90.79 — trading 30.2% below its estimated fair value. The current Shareholder Yield % is -18.92%. SBFC Finance's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For SBFC Finance (NSE:SBFC), the current Shareholder Yield % is -18.92% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SBFC Finance (NSE:SBFC) Overvalued in 2026?

Based on GuruFocus' analysis, SBFC Finance stock appears to be undervalued. The current stock price of ₹90.79 is trading 30.2% below its estimated GF Value™ of ₹130.05. GuruFocus considers SBFC Finance to be Possible Value Trap.

Key valuation signals for NSE:SBFC:

  • Shareholder Yield %: -18.92%
  • GF Value™: ₹130.05 vs. price of ₹90.79 (30.2% below fair value)
  • GF Score™: 64/100 with 3 warning signs

No single metric tells the full story. See the NSE:SBFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SBFC Finance Business Description

Other Exchanges 543959:India
Address Andheri Kurla Road, Unit No. 103, 1st Floor, C&B Square, CTS No. 95A, Sangam Complex, Village Chakala, Andheri East, Mumbai, MH, IND, 400 059
SBFC Finance Ltd is a systemically important, non-deposit-taking non-banking finance company offering Secured MSME Loans and Loans against Gold, with a majority of its borrowers being entrepreneurs, small business owners, self-employed individuals, salaried and working-class individuals. It has developed a PhyGital model which uses technology and authentic in-person service to create loans that support the ambitions of its customers. The company engages directly with small business owners and works through loan applications together, in person, at the customer's pace. The company generates the majority of its revenue from Interest Income.
64GF Score

Get the complete analysis for NSE:SBFC

Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹90.79
Price
₹130.05
GF Value