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The Receivables Turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by average Accounts Receivable. An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. SBFC Finance's Revenue for the
three
months ended in Jun. 2026 was ₹4,870 Mil. SBFC Finance's average Accounts Receivable for the
three
months ended in Jun. 2026 was ₹4 Mil.
Hence, SBFC Finance's Receivables Turnover for the
three
months ended in Jun. 2026 was 1,309.02.
An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. This metric is commonly used to compare companies within the same industry to check whether they are on par with their competitors.
SBFC Finance Receivables Turnover Related Terms
SBFC Finance Receivables Turnover Historical Data
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The historical data trend for SBFC Finance's Receivables Turnover can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:SBFC vs V, MA, AXP: Receivables Turnover Comparison
For the Credit Services subindustry, SBFC Finance's Receivables Turnover, along with its competitors' market caps and Receivables Turnover data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SBFC Finance Receivables Turnover vs Credit Services Industry
For the Credit Services industry and Financial Services sector, SBFC Finance's Receivables Turnover distribution charts can be found below:
* The bar in red indicates where SBFC Finance's Receivables Turnover falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Receivables Turnover of 1,309.02 mean?
SBFC Finance (NSE:SBFC) has a Receivables Turnover of 1,309.02 as of Jun. 2026. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on SBFC Finance and its competitors. According to the industry distribution chart, SBFC Finance ranks #46 out of 297 companies in the Credit Services industry, placing it in the top 15.5%.
Is SBFC Finance's Receivables Turnover too high?
SBFC Finance's current Receivables Turnover is 1,309.02. The Credit Services industry median Receivables Turnover is 8.81. SBFC Finance's value of 1,309.02 is 14758.3% above this industry median. Based on the distribution chart, SBFC Finance ranks #46 out of 297 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, SBFC Finance has a GF Score™ of 63/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does SBFC Finance's Receivables Turnover compare to V and MA?
According to the Credit Services industry distribution chart, SBFC Finance ranks #46 out of 297 companies for Receivables Turnover. This places SBFC Finance in the top 16% of its industry — outperforming the majority of peers. The industry median Receivables Turnover is 8.81. SBFC Finance's value of 1,309.02 is 14758.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Receivables Turnover for a Credit Services company?
The median Receivables Turnover among Credit Services companies is 8.81, based on 297 companies in the industry. Companies in the top quartile (top 25%) have a Receivables Turnover significantly above this median, while those in the bottom quartile fall well below. However, Receivables Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SBFC Finance's current Receivables Turnover of 1,309.02 is 14758.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Receivables Turnover mean?
A high Receivables Turnover can signal that a stock is expensive relative to its fundamentals. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on SBFC Finance and its competitors. For the Credit Services industry, the median Receivables Turnover is 8.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SBFC Finance's current Receivables Turnover is 1,309.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBFC Finance stock overvalued right now?
Based on GuruFocus' analysis, SBFC Finance (NSE:SBFC) is currently considered Possible Value Trap. The stock's GF Value™ is ₹140.84, compared to a current price of ₹90.19 — trading 36% below its estimated fair value. The current Receivables Turnover is 1,309.02 and 14758.3% above the Credit Services industry median of 8.81. SBFC Finance's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Receivables Turnover calculated?
Receivables Turnover is calculated from a company's financial statements. For SBFC Finance (NSE:SBFC), the current Receivables Turnover is 1,309.02 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SBFC Finance (NSE:SBFC) Overvalued in 2026?
Based on GuruFocus' analysis, SBFC Finance stock appears to be undervalued.
The current stock price of ₹90.19 is trading 36% below its estimated GF Value™ of ₹140.84.
GuruFocus considers SBFC Finance to be Possible Value Trap.
Key valuation signals for NSE:SBFC:
Receivables Turnover: 1,309.02
GF Value™: ₹140.84 vs. price of ₹90.19 (36% below fair value)
Industry Position: 14758.3% above the Credit Services median (#46 of 297)
No single metric tells the full story. See the NSE:SBFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SBFC Finance Ltd is a systemically important, non-deposit-taking non-banking finance company offering Secured MSME Loans and Loans against Gold, with a majority of its borrowers being entrepreneurs, small business owners, self-employed individuals, salaried and working-class individuals. It has developed a PhyGital model which uses technology and authentic in-person service to create loans that support the ambitions of its customers. The company engages directly with small business owners and works through loan applications together, in person, at the customer's pace. The company generates the majority of its revenue from Interest Income.
63GF Score
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