SBFC Finance (NSE:SBFC) Property, Plant and Equipment: ₹497 Mil (As of Mar. 2026)

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NSE:SBFC SBFC Finance Ltd NSE:SBFC
64 GF Score
Price ₹93.17
GF Value ₹129.67
Valuation Modestly Undervalued
! 3 Warning Signs
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What is SBFC Finance Property, Plant and Equipment?

SBFC Finance NSE:SBFC +1.15% 64 Property, Plant and Equipment is ₹497 Mil as of Mar. 2026. GuruFocus rates NSE:SBFC with a GF Score™ of 64/100 and a GF Value™ of ₹129.67 (Modestly Undervalued). The stock has 3 warning signs investors should review.

SBFC Finance's quarterly net PPE declined from Sep. 2025 (₹438 Mil) to Dec. 2025 (₹0 Mil) but then increased from Dec. 2025 (₹0 Mil) to Mar. 2026 (₹497 Mil).

SBFC Finance's annual net PPE increased from Mar. 2024 (₹381 Mil) to Mar. 2025 (₹442 Mil) and increased from Mar. 2025 (₹442 Mil) to Mar. 2026 (₹497 Mil).


SBFC Finance  (NSE:SBFC) Property, Plant and Equipment Explanation

A company with durable competitive advantage doesn't need to constantly upgrade its equipment to stay competitive. The company replaces when it wears out. On the other hand, a company without any advantages must replace to keep pace.

Difference between a company with a moat and one without is that the company with the competitive advantage finances new equipment through internal cash flows, whereas the no advantage company requires debt to finance.

Producing a consistent product that doesn't change equates to consistent profits. There is no need to upgrade plants which frees up cash for other ventures. Think Coca Cola, Johnson & Johnson etc.


SBFC Finance Property, Plant and Equipment Related Terms


SBFC Finance Property, Plant and Equipment Historical Data

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The historical data trend for SBFC Finance's Property, Plant and Equipment can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SBFC Finance Property, Plant and Equipment Chart

SBFC Finance Annual Data
Trend Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Property, Plant and Equipment
Get a 7-Day Free Trial 357.06 340.19 381.16 441.86 496.87

SBFC Finance Quarterly Data
Mar20 Mar21 Mar22 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Property, Plant and Equipment Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 441.86 0.00 438.34 0.00 496.87
NSE:SBFC
64GF Score
SBFC Finance Ltd NSE:SBFC
Property, Plant and Equipment is just one metric. See GF Score™, valuation, warning signs, and more.
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SBFC Finance Property, Plant and Equipment Calculation

Property, Plant and Equipment (PPE) are the fixed assets of the companyFixed assets are also known as non-current assets.

Property, plant, and equipment includes assets that will - in the normal course of business - neither be used up in the next year nor will become a part of any product sold to customers.

Some of the most common parts of property, plant, and equipment are:


Land
Buildings (and leasehold improvements)
Transportation equipment
Manufacturing equipment
Office equipment
Office furniture

Companies with lots of property, plant, and equipment often have special categories. For example, railroad property includes:


Track
Ties
Ballast
Bridges
Tunnels
Signals
Locomotives
Freight Cars

There is often a note in the financial statements - found in a company's 10-K - that will explain the different categories of property a company owns.

The market value of property, plant, and equipment can differ tremendously from the book value of property, plant, and equipment.

For example, when Berkshire Hathaway liquidated its textile mills, it had to pay the buyers of the company's manufacturing equipment to haul the equipment away. That property, plant, and equipment was literally worth less than zero. On the other hand, some companies own thousands of acres of land.

All property, plant, and equipment other than land is depreciated. Land is never depreciated. However, land is not marked up to market value either. Under Generally Accepted Accounting Principles (GAAP), land is shown on the balance sheet at cost.

The property, plant, and equipment line shown on the balance sheet is usually net property, plant, and equipment. This means it is the cost of the property, plant, and equipment less accumulated depreciation.

What does a Property, Plant and Equipment of ₹497 Mil mean?
SBFC Finance (NSE:SBFC) has a Property, Plant and Equipment of ₹497 Mil as of Mar. 2026. The total property, plant and equipment recorded on a company's balance sheet less accumulated depreciation. View historical data on SBFC Finance and its competitors.
Is SBFC Finance's Property, Plant and Equipment too high?
SBFC Finance's current Property, Plant and Equipment is ₹497 Mil. Overall, SBFC Finance has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SBFC Finance's Property, Plant and Equipment compare to V and MA?
SBFC Finance's Property, Plant and Equipment of ₹497 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Property, Plant and Equipment for a Credit Services company?
A good Property, Plant and Equipment depends on the Credit Services industry context. However, Property, Plant and Equipment should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Property, Plant and Equipment mean?
A high Property, Plant and Equipment can signal that a stock is expensive relative to its fundamentals. The total property, plant and equipment recorded on a company's balance sheet less accumulated depreciation. View historical data on SBFC Finance and its competitors. SBFC Finance's current Property, Plant and Equipment is ₹497 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBFC Finance stock overvalued right now?
Based on GuruFocus' analysis, SBFC Finance (NSE:SBFC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹129.67, compared to a current price of ₹93.17 — trading 28.1% below its estimated fair value. The current Property, Plant and Equipment is ₹497 Mil. SBFC Finance's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Property, Plant and Equipment calculated?
Property, Plant and Equipment is calculated from a company's financial statements. For SBFC Finance (NSE:SBFC), the current Property, Plant and Equipment is ₹497 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SBFC Finance (NSE:SBFC) Overvalued in 2026?

Based on GuruFocus' analysis, SBFC Finance stock appears to be undervalued. The current stock price of ₹93.17 is trading 28.1% below its estimated GF Value™ of ₹129.67. GuruFocus considers SBFC Finance to be Modestly Undervalued.

Key valuation signals for NSE:SBFC:

  • Property, Plant and Equipment: ₹497 Mil
  • GF Value™: ₹129.67 vs. price of ₹93.17 (28.1% below fair value)
  • GF Score™: 64/100 with 3 warning signs

No single metric tells the full story. See the NSE:SBFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SBFC Finance Business Description

Other Exchanges 543959:India
Address Andheri Kurla Road, Unit No. 103, 1st Floor, C&B Square, CTS No. 95A, Sangam Complex, Village Chakala, Andheri East, Mumbai, MH, IND, 400 059
SBFC Finance Ltd is a systemically important, non-deposit-taking non-banking finance company offering Secured MSME Loans and Loans against Gold, with a majority of its borrowers being entrepreneurs, small business owners, self-employed individuals, salaried and working-class individuals. It has developed a PhyGital model which uses technology and authentic in-person service to create loans that support the ambitions of its customers. The company engages directly with small business owners and works through loan applications together, in person, at the customer's pace. The company generates the majority of its revenue from Interest Income.
64GF Score

Get the complete analysis for NSE:SBFC

Property, Plant and Equipment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹93.17
Price
₹129.67
GF Value