SBFC Finance (NSE:SBFC) FCF Yield %: -18.98 (As of Jun. 30, 2026)


NSE:SBFC SBFC Finance Ltd NSE:SBFC
63 GF Score
Price ₹90.77
GF Value ₹130.87
Valuation Possible Value Trap
! 3 Warning Signs
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What is SBFC Finance FCF Yield %?

SBFC Finance NSE:SBFC -0.18% 63 FCF Yield % is -18.98 as of Jun. 30, 2026. GuruFocus rates NSE:SBFC with a GF Score™ of 63/100 and a GF Value™ of ₹130.87 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 540 Credit Services companies, SBFC Finance ranks worse than 77.96% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, SBFC Finance's Trailing 12-Month Free Cash Flow is ₹-19,074 Mil, and Market Cap is ₹100,490 Mil. Therefore, SBFC Finance's FCF Yield % for today is -18.98%.

The historical rank and industry rank for SBFC Finance's FCF Yield % or its related term are showing as below:

NSE:SBFC' s FCF Yield % Range Over the Past 10 Years
Min: -18.98   Med: -3.97   Max: -3.89
Current: -18.98


During the past 7 years, the highest FCF Yield % of SBFC Finance was -3.89%. The lowest was -18.98%. And the median was -3.97%.

NSE:SBFC's FCF Yield % is ranked worse than
77.96% of 540 companies
in the Credit Services industry
Industry Median: -0.395 vs NSE:SBFC: -18.98

SBFC Finance's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.


SBFC Finance FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


SBFC Finance FCF Yield % Related Terms


SBFC Finance FCF Yield % Historical Data

* Premium members only.

The historical data trend for SBFC Finance's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SBFC Finance FCF Yield % Chart

SBFC Finance Annual Data
Trend Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
FCF Yield %
Get a 7-Day Free Trial 0.00 0.00 -13.29 -14.90 -21.31

SBFC Finance Quarterly Data
Mar20 Mar21 Mar22 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

NSE:SBFC vs V, MA, AXP: FCF Yield % Comparison

For the Credit Services subindustry, SBFC Finance's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SBFC Finance FCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, SBFC Finance's FCF Yield % distribution charts can be found below:

* The bar in red indicates where SBFC Finance's FCF Yield % falls into.


NSE:SBFC
63GF Score
SBFC Finance Ltd NSE:SBFC
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SBFC Finance FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

SBFC Finance's FCF Yield % for the fiscal year that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-19073.83 / 89506.81975
=-21.31%

SBFC Finance's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=0 * 4 / 89506.81975
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -18.98 mean?
SBFC Finance (NSE:SBFC) has a FCF Yield % of -18.98 as of Jun. 30, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on SBFC Finance and its competitors. According to the industry distribution chart, SBFC Finance ranks #421 out of 540 companies in the Credit Services industry, placing it in the top 78%.
Is SBFC Finance's FCF Yield % too high?
SBFC Finance's current FCF Yield % is -18.98. Based on the distribution chart, SBFC Finance ranks #421 out of 540 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, SBFC Finance has a GF Score™ of 63/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does SBFC Finance's FCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, SBFC Finance ranks #421 out of 540 companies for FCF Yield %. This places SBFC Finance in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Credit Services company?
A good FCF Yield % depends on the Credit Services industry context. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on SBFC Finance and its competitors. SBFC Finance's current FCF Yield % is -18.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBFC Finance stock overvalued right now?
Based on GuruFocus' analysis, SBFC Finance (NSE:SBFC) is currently considered Possible Value Trap. The stock's GF Value™ is ₹130.87, compared to a current price of ₹90.77 — trading 30.6% below its estimated fair value. The current FCF Yield % is -18.98. SBFC Finance's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For SBFC Finance (NSE:SBFC), the current FCF Yield % is -18.98 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SBFC Finance (NSE:SBFC) Overvalued in 2026?

Based on GuruFocus' analysis, SBFC Finance stock appears to be undervalued. The current stock price of ₹90.77 is trading 30.6% below its estimated GF Value™ of ₹130.87. GuruFocus considers SBFC Finance to be Possible Value Trap.

Key valuation signals for NSE:SBFC:

  • FCF Yield %: -18.98
  • GF Value™: ₹130.87 vs. price of ₹90.77 (30.6% below fair value)
  • GF Score™: 63/100 with 3 warning signs

No single metric tells the full story. See the NSE:SBFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SBFC Finance Business Description

Other Exchanges 543959:India
Address Andheri Kurla Road, Unit No. 103, 1st Floor, C&B Square, CTS No. 95A, Sangam Complex, Village Chakala, Andheri East, Mumbai, MH, IND, 400 059
SBFC Finance Ltd is a systemically important, non-deposit-taking non-banking finance company offering Secured MSME Loans and Loans against Gold, with a majority of its borrowers being entrepreneurs, small business owners, self-employed individuals, salaried and working-class individuals. It has developed a PhyGital model which uses technology and authentic in-person service to create loans that support the ambitions of its customers. The company engages directly with small business owners and works through loan applications together, in person, at the customer's pace. The company generates the majority of its revenue from Interest Income.
63GF Score

Get the complete analysis for NSE:SBFC

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹90.77
Price
₹130.87
GF Value