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Construction Loans (USD Mil) is a short-term loan that covers only the costs of custom home building. Once the home is built, the prospective occupant must apply for a mortgage to pay for the completed home.
ECB Bancorp's Construction Loans (USD Mil) for the quarter that ended in Mar. 2026 was 94.53
, which is higher than
88.96 for the pervious quarter ended in Dec. 2025.
ECB Bancorp's Construction Loans (USD Mil) for the annual that ended in Dec. 2025 was 88.96
, which is lower than
90.89 for the pervious year ended in Dec. 2024.
The historical rank and industry rank for ECB Bancorp's Construction Loans (USD Mil) or its related term are showing as below:
ECB Bancorp Construction Loans (USD Mil) Related Terms
ECB Bancorp Construction Loans (USD Mil) Historical Data
* Premium members only.
The historical data trend for ECB Bancorp's Construction Loans (USD Mil) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ECBK vs BCBP, BVFL, TRCY: Construction Loans (USD Mil) Comparison
For the Banks - Regional subindustry, ECB Bancorp's Construction Loans (USD Mil), along with its competitors' market caps and Construction Loans (USD Mil) data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
What does a Construction Loans (USD Mil) of 94.53 mean?
ECB Bancorp (ECBK) has a Construction Loans (USD Mil) of 94.53 as of Mar. 2026. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on ECB Bancorp and its competitors.
Is ECB Bancorp's Construction Loans (USD Mil) too high?
ECB Bancorp's current Construction Loans (USD Mil) is 94.53. Overall, ECB Bancorp has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does ECB Bancorp's Construction Loans (USD Mil) compare to BCBP and BVFL?
ECB Bancorp's Construction Loans (USD Mil) of 94.53 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Construction Loans (USD Mil) for a Banks company?
A good Construction Loans (USD Mil) depends on the Banks industry context. However, Construction Loans (USD Mil) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Construction Loans (USD Mil) mean?
A high Construction Loans (USD Mil) can signal that a stock is expensive relative to its fundamentals. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on ECB Bancorp and its competitors. ECB Bancorp's current Construction Loans (USD Mil) is 94.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ECB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, ECB Bancorp (ECBK) is currently considered Fairly Valued. The stock's GF Value™ is $21.66, compared to a current price of $20.21 — trading 6.7% below its estimated fair value. The current Construction Loans (USD Mil) is 94.53. ECB Bancorp's overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Construction Loans (USD Mil) calculated?
Construction Loans (USD Mil) is calculated from a company's financial statements. For ECB Bancorp (ECBK), the current Construction Loans (USD Mil) is 94.53 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ECB Bancorp (ECBK) Overvalued in 2026?
Based on GuruFocus' analysis, ECB Bancorp stock appears to be undervalued.
The current stock price of $20.21 is trading 6.7% below its estimated GF Value™ of $21.66.
GuruFocus considers ECB Bancorp to be Fairly Valued.
Key valuation signals for ECBK:
Construction Loans (USD Mil): 94.53
GF Value™: $21.66 vs. price of $20.21 (6.7% below fair value)
No single metric tells the full story. See the ECBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ECB Bancorp Inc operates as a bank holding company. The firm, through its subsidiary, engages in business consisting of taking deposits from the general public and investing those deposits, together with funds generated from operations, in one- to four-family residential real estate loans, commercial real estate, multifamily real estate loans, construction and land loans, and home equity lines of credit.
76GF Score
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Construction Loans (USD Mil) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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