ECBK (ECB Bancorp) Growth Rank: 5 (As of Aug. 15, 2026) — Near Median

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ECBK ECB Bancorp Inc ECBK
71 GF Score
Price $20.77
GF Value $21.72
Valuation Fairly Valued
! 4 Warning Signs
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What is ECB Bancorp Growth Rank?

ECB Bancorp ECBK -0.48% 71 Growth Rank is 5 as of Aug. 15, 2026, which is at its 10-year median of 5.00. GuruFocus rates ECBK with a GF Score™ of 71/100 and a GF Value™ of $21.72 (Fairly Valued). The stock has 4 warning signs investors should review.

ECB Bancorp has the Growth Rank of 5.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

ECBK vs BCBP, BVFL, TRCY: Growth Rank Comparison

For the Banks - Regional subindustry, ECB Bancorp's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

ECB Bancorp Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, ECB Bancorp's Growth Rank distribution charts can be found below:

* The bar in red indicates where ECB Bancorp's Growth Rank falls into.


ECBK
71GF Score
ECB Bancorp Inc ECBK
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 5 mean?
ECB Bancorp (ECBK) has a Growth Rank of 5 as of Aug. 15, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on ECB Bancorp and its competitors. This is near median its historical median of 5.00. Over the past decade, ECB Bancorp's Growth Rank has ranged from 3.00 to 5.00.
Is ECB Bancorp's Growth Rank too high?
ECB Bancorp's current Growth Rank of 5 is near median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 5.00. Overall, ECB Bancorp has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does ECB Bancorp's Growth Rank compare to BCBP and BVFL?
ECB Bancorp's Growth Rank of 5 can be compared against companies in the Banks industry. Historically, ECB Bancorp's own Growth Rank has ranged from 3.00 to 5.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on ECB Bancorp and its competitors. ECB Bancorp's current Growth Rank is 5, which is near median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ECB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, ECB Bancorp (ECBK) is currently considered Fairly Valued. The stock's GF Value™ is $21.72, compared to a current price of $20.77 — trading 4.4% below its estimated fair value. The current Growth Rank is 5, which is near median its 10-year median of 5.00. ECB Bancorp's overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For ECB Bancorp (ECBK), the current Growth Rank is 5 as of Aug. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ECB Bancorp (ECBK) Overvalued in 2026?

Based on GuruFocus' analysis, ECB Bancorp stock appears to be undervalued. The current stock price of $20.77 is trading 4.4% below its estimated GF Value™ of $21.72. GuruFocus considers ECB Bancorp to be Fairly Valued.

Key valuation signals for ECBK:

  • Growth Rank: 5 (near median its 10-year median of 5.00)
  • GF Value™: $21.72 vs. price of $20.77 (4.4% below fair value)
  • GF Score™: 71/100 with 4 warning signs

No single metric tells the full story. See the ECBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ECB Bancorp Business Description

Address 419 Broadway, Everett, MA, USA, 02149
ECB Bancorp Inc operates as a bank holding company. The firm, through its subsidiary, engages in business consisting of taking deposits from the general public and investing those deposits, together with funds generated from operations, in one- to four-family residential real estate loans, commercial real estate, multifamily real estate loans, construction and land loans, and home equity lines of credit.
71GF Score

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Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.77
Price
$21.72
GF Value