ECBK (ECB Bancorp) ROC %: % (As of Mar. 2026)


ECBK ECB Bancorp Inc ECBK
71 GF Score
Price $19.57
GF Value $20.41
Valuation Fairly Valued
! 4 Warning Signs
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What is ECB Bancorp ROC %?

ECB Bancorp ECBK +1.56% 71 ROC % is % as of Mar. 2026. GuruFocus rates ECBK with a GF Score™ of 71/100 and a GF Value™ of $20.41 (Fairly Valued). The stock has 4 warning signs investors should review.

ROC %does not apply to banks.

ECBK
71GF Score
ECB Bancorp Inc ECBK
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
ECB Bancorp (ECBK) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on ECB Bancorp and its competitors.
Is ECB Bancorp's ROC % too high?
ECB Bancorp's current ROC % is %. Overall, ECB Bancorp has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does ECB Bancorp's ROC % compare to SBKO and CPKF?
ECB Bancorp's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.98, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on ECB Bancorp and its competitors. For the Banks industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ECB Bancorp's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ECB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, ECB Bancorp (ECBK) is currently considered Fairly Valued. The stock's GF Value™ is $20.41, compared to a current price of $19.57 — trading 4.1% below its estimated fair value. The current ROC % is %. ECB Bancorp's overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For ECB Bancorp (ECBK), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ECB Bancorp (ECBK) Overvalued in 2026?

Based on GuruFocus' analysis, ECB Bancorp stock appears to be undervalued. The current stock price of $19.57 is trading 4.1% below its estimated GF Value™ of $20.41. GuruFocus considers ECB Bancorp to be Fairly Valued.

Key valuation signals for ECBK:

  • ROC %: %
  • GF Value™: $20.41 vs. price of $19.57 (4.1% below fair value)
  • GF Score™: 71/100 with 4 warning signs

No single metric tells the full story. See the ECBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ECB Bancorp Business Description

Address 419 Broadway, Everett, MA, USA, 02149
ECB Bancorp Inc operates as a bank holding company. The firm, through its subsidiary, engages in business consisting of taking deposits from the general public and investing those deposits, together with funds generated from operations, in one- to four-family residential real estate loans, commercial real estate, multifamily real estate loans, construction and land loans, and home equity lines of credit.
71GF Score

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ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.57
Price
$20.41
GF Value