ECBK (ECB Bancorp) Ending Cash Position: $111.29 Mil (As of Mar. 2026)

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ECBK ECB Bancorp Inc ECBK
71 GF Score
Price $20.59
GF Value $20.60
Valuation Fairly Valued
! 5 Warning Signs
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What is ECB Bancorp Ending Cash Position?

ECB Bancorp ECBK +1.18% 71 Ending Cash Position is $111.29 Mil as of Mar. 2026. GuruFocus rates ECBK with a GF Score™ of 71/100 and a GF Value™ of $20.60 (Fairly Valued). The stock has 5 warning signs investors should review.

ECB Bancorp's Ending Cash Position for the quarter that ended in Mar. 2026 was $111.29 Mil.

ECB Bancorp's quarterly Ending Cash Position declined from Sep. 2025 ($102.62 Mil) to Dec. 2025 ($86.92 Mil) but then increased from Dec. 2025 ($86.92 Mil) to Mar. 2026 ($111.29 Mil).

ECB Bancorp's annual Ending Cash Position increased from Dec. 2023 ($119.04 Mil) to Dec. 2024 ($157.62 Mil) but then declined from Dec. 2024 ($157.62 Mil) to Dec. 2025 ($86.92 Mil).

ECB Bancorp Ending Cash Position Related Terms

ECB Bancorp Ending Cash Position Historical Data

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The historical data trend for ECB Bancorp's Ending Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ECB Bancorp Ending Cash Position Chart

ECB Bancorp Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Ending Cash Position
Get a 7-Day Free Trial 52.98 62.05 119.04 157.62 86.92

ECB Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Ending Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 98.66 102.62 86.92 111.29 0.00
ECBK
71GF Score
ECB Bancorp Inc ECBK
Ending Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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ECB Bancorp Ending Cash Position Calculation

Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. It is equal to the Beginning Cash Position plus the Net Change in Cash.

ECB Bancorp's Ending Cash Position for the fiscal year that ended in Dec. 2025 is calculated as

Ending Cash Position= Beginning Cash Position+Net Change in Cash
=157.617+-70.695
=86.92

ECB Bancorp's Ending Cash Position for the quarter that ended in Mar. 2026 is calculated as

Ending Cash Position=Beginning Cash Position+Net Change in Cash
=86.922+24.369
=111.29

Frequently Asked Questions Learn more about Ending Cash Position →
What does a Ending Cash Position of $111.29 Mil mean?
ECB Bancorp (ECBK) has a Ending Cash Position of $111.29 Mil as of Mar. 2026. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on ECB Bancorp and its competitors.
Is ECB Bancorp's Ending Cash Position too high?
ECB Bancorp's current Ending Cash Position is $111.29 Mil. Overall, ECB Bancorp has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does ECB Bancorp's Ending Cash Position compare to BCBP and BVFL?
ECB Bancorp's Ending Cash Position of $111.29 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Ending Cash Position for a Banks company?
A good Ending Cash Position depends on the Banks industry context. However, Ending Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Ending Cash Position mean?
A high Ending Cash Position can signal that a stock is expensive relative to its fundamentals. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on ECB Bancorp and its competitors. ECB Bancorp's current Ending Cash Position is $111.29 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ECB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, ECB Bancorp (ECBK) is currently considered Fairly Valued. The stock's GF Value™ is $20.60, compared to a current price of $20.59 — trading 0% below its estimated fair value. The current Ending Cash Position is $111.29 Mil. ECB Bancorp's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Ending Cash Position calculated?
Ending Cash Position is calculated from a company's financial statements. For ECB Bancorp (ECBK), the current Ending Cash Position is $111.29 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ECB Bancorp (ECBK) Overvalued in 2026?

Based on GuruFocus' analysis, ECB Bancorp stock appears to be undervalued. The current stock price of $20.59 is trading 0% below its estimated GF Value™ of $20.60. GuruFocus considers ECB Bancorp to be Fairly Valued.

Key valuation signals for ECBK:

  • Ending Cash Position: $111.29 Mil
  • GF Value™: $20.60 vs. price of $20.59 (0% below fair value)
  • GF Score™: 71/100 with 5 warning signs

No single metric tells the full story. See the ECBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ECB Bancorp Business Description

Address 419 Broadway, Everett, MA, USA, 02149
ECB Bancorp Inc operates as a bank holding company. The firm, through its subsidiary, engages in business consisting of taking deposits from the general public and investing those deposits, together with funds generated from operations, in one- to four-family residential real estate loans, commercial real estate, multifamily real estate loans, construction and land loans, and home equity lines of credit.
71GF Score

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Ending Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.59
Price
$20.60
GF Value