ECBK (ECB Bancorp) 10-Year ROIIC %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ECBK ECB Bancorp Inc ECBK
71 GF Score
Price $20.11
GF Value $20.51
Valuation Fairly Valued
! 5 Warning Signs
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What is ECB Bancorp 10-Year ROIIC %?

10-Year ROIIC % does not apply to banks.

ECBK
71GF Score
ECB Bancorp Inc ECBK
10-Year ROIIC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is ECB Bancorp (ECBK) Overvalued in 2026?

Based on GuruFocus' analysis, ECB Bancorp stock appears to be undervalued. The current stock price of $20.11 is trading 2% below its estimated GF Value™ of $20.51. GuruFocus considers ECB Bancorp to be Fairly Valued.

Key valuation signals for ECBK:

  • 10-Year ROIIC %:
  • GF Value™: $20.51 vs. price of $20.11 (2% below fair value)
  • GF Score™: 71/100 with 5 warning signs

No single metric tells the full story. See the ECBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ECB Bancorp Business Description

Address 419 Broadway, Everett, MA, USA, 02149
ECB Bancorp Inc operates as a bank holding company. The firm, through its subsidiary, engages in business consisting of taking deposits from the general public and investing those deposits, together with funds generated from operations, in one- to four-family residential real estate loans, commercial real estate, multifamily real estate loans, construction and land loans, and home equity lines of credit.
71GF Score

Get the complete analysis for ECBK

10-Year ROIIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.11
Price
$20.51
GF Value