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ECBK (ECB Bancorp) Net Margin % : 20.33% (As of Dec. 2024)


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What is ECB Bancorp Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. ECB Bancorp's Net Income for the three months ended in Dec. 2024 was $1.45 Mil. ECB Bancorp's Revenue for the three months ended in Dec. 2024 was $7.11 Mil. Therefore, ECB Bancorp's net margin for the quarter that ended in Dec. 2024 was 20.33%.

The historical rank and industry rank for ECB Bancorp's Net Margin % or its related term are showing as below:

ECBK' s Net Margin % Range Over the Past 10 Years
Min: 10.86   Med: 17.24   Max: 28.37
Current: 15.22


ECBK's Net Margin % is ranked worse than
76.36% of 1540 companies
in the Banks industry
Industry Median: 24.875 vs ECBK: 15.22

ECB Bancorp Net Margin % Historical Data

The historical data trend for ECB Bancorp's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

ECB Bancorp Net Margin % Chart

ECB Bancorp Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24
Net Margin %
28.37 20.30 10.86 17.24 15.22

ECB Bancorp Quarterly Data
Dec20 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.73 10.00 12.55 17.18 20.33

Competitive Comparison of ECB Bancorp's Net Margin %

For the Banks - Regional subindustry, ECB Bancorp's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ECB Bancorp's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, ECB Bancorp's Net Margin % distribution charts can be found below:

* The bar in red indicates where ECB Bancorp's Net Margin % falls into.


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ECB Bancorp Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

ECB Bancorp's Net Margin for the fiscal year that ended in Dec. 2024 is calculated as

Net Margin=Net Income (A: Dec. 2024 )/Revenue (A: Dec. 2024 )
=3.991/26.214
=15.22 %

ECB Bancorp's Net Margin for the quarter that ended in Dec. 2024 is calculated as

Net Margin=Net Income (Q: Dec. 2024 )/Revenue (Q: Dec. 2024 )
=1.446/7.111
=20.33 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


ECB Bancorp  (NAS:ECBK) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


ECB Bancorp Net Margin % Related Terms

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ECB Bancorp Business Description

Traded in Other Exchanges
N/A
Address
419 Broadway, Everett, MA, USA, 02149
ECB Bancorp Inc operates as a bank holding company of Everett Co-operative Bank. The firm through its subsidiary engages in business consisting of taking deposits from the general public and investing those deposits, together with funds generated from operations, in one- to four-family residential real estate loans, commercial real estate, and multifamily real estate loans, construction and land loans and home equity lines of credit.
Executives
Brandon Lavertu officer: CAO 419 BROADWAY, EVERETT MA 01249
John A Citrano officer: EVP, COO and CFO 2 LEONARD STREET, BELMONT MA 02478
Paul A Delroy director 419 BROADWAY, EVERETT MA 01249
O'neil Richard J Jr director, officer: President and CEO 419 BROADWAY, EVERETT MA 01249
John Migliozzi officer: EVP and CLO 67 PROSPECT STREET, PEABODY MA 01960
Marjorie A White director 419 BROADWAY, EVERETT MA 01249
Dennis J Leonard director, other: Chairman of the Board 419 BROADWAY, EVERETT MA 01249
Susan Sgroi director 419 BROADWAY, EVERETT MA 01249
Joseph Sachetta director 419 BROADWAY, EVERETT MA 01249
Elizabeth P Jones director 419 BROADWAY, EVERETT MA 01249

ECB Bancorp Headlines

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