ECBK (ECB Bancorp) Tariff Resilience Score: 8/10 (As of Jul. 01, 2026)


ECBK ECB Bancorp Inc ECBK
71 GF Score
Price $20.13
GF Value $20.44
Valuation Fairly Valued
! 5 Warning Signs
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What is ECB Bancorp Tariff Resilience Score?

ECB Bancorp ECBK +1.30% 71 Tariff Resilience Score is 8 as of Jul. 01, 2026. GuruFocus rates ECBK with a GF Score™ of 71/100 and a GF Value™ of $20.44 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,607 Banks companies, ECB Bancorp ranks better than 78.72% on this metric.

ECB Bancorp has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

ECB Bancorp has ECB Bancorp's operations are primarily domestic, with minimal exposure to international trade tariffs. Its focus on local banking services reduces its vulnerability to global supply chain disruptions.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes ECB Bancorp might have Highly Resilient.

ECB Bancorp  (NAS:ECBK) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

ECB Bancorp Tariff Resilience Score Related Terms

ECBK vs SBKO, CPKF, FGFH: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, ECB Bancorp's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

ECB Bancorp Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, ECB Bancorp's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where ECB Bancorp's Tariff Resilience Score falls into.


ECBK
71GF Score
ECB Bancorp Inc ECBK
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 8 mean?
ECB Bancorp (ECBK) has a Tariff Resilience Score of 8 as of Jul. 01, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, ECB Bancorp ranks #342 out of 1607 companies in the Banks industry, placing it in the top 21.3%.
Is ECB Bancorp's Tariff Resilience Score too high?
ECB Bancorp's current Tariff Resilience Score is 8. Based on the distribution chart, ECB Bancorp ranks #342 out of 1607 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, ECB Bancorp has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does ECB Bancorp's Tariff Resilience Score compare to SBKO and CPKF?
According to the Banks industry distribution chart, ECB Bancorp ranks #342 out of 1607 companies for Tariff Resilience Score. This places ECB Bancorp in the top 21% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. ECB Bancorp's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ECB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, ECB Bancorp (ECBK) is currently considered Fairly Valued. The stock's GF Value™ is $20.44, compared to a current price of $20.13 — trading 1.5% below its estimated fair value. The current Tariff Resilience Score is 8. ECB Bancorp's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For ECB Bancorp (ECBK), the current Tariff Resilience Score is 8 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ECB Bancorp (ECBK) Overvalued in 2026?

Based on GuruFocus' analysis, ECB Bancorp stock appears to be undervalued. The current stock price of $20.13 is trading 1.5% below its estimated GF Value™ of $20.44. GuruFocus considers ECB Bancorp to be Fairly Valued.

Key valuation signals for ECBK:

  • Tariff Resilience Score: 8
  • GF Value™: $20.44 vs. price of $20.13 (1.5% below fair value)
  • GF Score™: 71/100 with 5 warning signs

No single metric tells the full story. See the ECBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ECB Bancorp Business Description

Address 419 Broadway, Everett, MA, USA, 02149
ECB Bancorp Inc operates as a bank holding company. The firm, through its subsidiary, engages in business consisting of taking deposits from the general public and investing those deposits, together with funds generated from operations, in one- to four-family residential real estate loans, commercial real estate, multifamily real estate loans, construction and land loans, and home equity lines of credit.
71GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.13
Price
$20.44
GF Value