Orrstown Financial ServicesORRF +2.34%66 OCF Yield % is 11.18 as of Jun. 24, 2026, which is 5% above its 10-year median of 10.65. GuruFocus rates ORRF with a GF Score™ of 66/100 and a GF Value™ of $30.87 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,502 Banks companies, Orrstown Financial Services ranks better than 59.39% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Orrstown Financial Services OCF Yield % Related Terms
Orrstown Financial Services OCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Orrstown Financial Services's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Orrstown Financial Services OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Orrstown Financial Services's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Orrstown Financial Services's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Orrstown Financial Services (ORRF) has a OCF Yield % of 11.18 as of Jun. 24, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Orrstown Financial Services and its competitors. This is near median its historical median of 10.65. Over the past decade, Orrstown Financial Services' OCF Yield % has ranged from 3.67 to 20.81. According to the industry distribution chart, Orrstown Financial Services ranks #610 out of 1502 companies in the Banks industry, placing it in the top 40.6%.
Is Orrstown Financial Services' OCF Yield % too high?
Orrstown Financial Services' current OCF Yield % of 11.18 is near median its 10-year median of 10.65. Over the past 10 years, this metric has ranged from a low of 3.67 to a high of 20.81. The Banks industry median OCF Yield % is 9.28. Orrstown Financial Services' value of 11.18 is 20.5% above this industry median. Based on the distribution chart, Orrstown Financial Services ranks #610 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, Orrstown Financial Services has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Orrstown Financial Services' OCF Yield % compare to ALRS and FISI?
According to the Banks industry distribution chart, Orrstown Financial Services ranks #610 out of 1502 companies for OCF Yield %. This puts Orrstown Financial Services in the upper half of its industry. The industry median OCF Yield % is 9.28. Orrstown Financial Services' value of 11.18 is 20.5% above this benchmark. Historically, Orrstown Financial Services' own OCF Yield % has ranged from 3.67 to 20.81 over the past decade. While the company's 10-year median is 10.65 vs. the industry median of 9.28, Orrstown Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.28, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Orrstown Financial Services's current OCF Yield % of 11.18 is 20.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Orrstown Financial Services and its competitors. For the Banks industry, the median OCF Yield % is 9.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Orrstown Financial Services's current OCF Yield % is 11.18, which is near median its own 10-year median of 10.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Orrstown Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Orrstown Financial Services (ORRF) is currently considered Significantly Overvalued. The stock's GF Value™ is $30.87, compared to a current price of $40.67 — trading 31.7% above its estimated fair value. The current OCF Yield % is 11.18, which is near median its 10-year median of 10.65 and 20.5% above the Banks industry median of 9.28. Orrstown Financial Services' overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Orrstown Financial Services (ORRF), the current OCF Yield % is 11.18 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Orrstown Financial Services (ORRF) Overvalued in 2026?
Based on GuruFocus' analysis, Orrstown Financial Services stock appears to be overvalued.
The current stock price of $40.67 is trading 31.7% above its estimated GF Value™ of $30.87.
GuruFocus considers Orrstown Financial Services to be Significantly Overvalued.
Key valuation signals for ORRF:
OCF Yield %: 11.18 (near median its 10-year median of 10.65)
GF Value™: $30.87 vs. price of $40.67 (31.7% above fair value)
Industry Position: 20.5% above the Banks median (#610 of 1502)
No single metric tells the full story. See the ORRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Orrstown Financial Services Inc is a financial holding company. Through its subsidiaries, it operates in the community banking segment and engages in lending activities, including commercial, residential, commercial mortgages, construction, municipal, and various forms of consumer lending and deposit services, including checking, savings, time, and money market deposits. The Group also provides fiduciary, investment advisory, insurance, and brokerage services. It offers services to individuals, professionals, small businesses, and other enterprises across different locations in the United States through its branch network and client service centers.
66GF Score
Get the complete analysis for ORRF
OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ORRF has been successfully added to your 
