3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-12), Orrstown Financial Services's 3-1 Month Momentum % is 1.51%.
The industry rank for Orrstown Financial Services's 3-1 Month Momentum % or its related term are showing as below:
ORRF's 3-1 Month Momentum % is ranked better than 51.81% of 1577
companies
in the Banks industry
Industry Median: 1.15
vs ORRF: 1.51
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Orrstown Financial Services 3-1 Month Momentum % Related Terms
ORRF vs SMBK, HBIA, HTB: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, Orrstown Financial Services's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Orrstown Financial Services 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Orrstown Financial Services's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Orrstown Financial Services's 3-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Orrstown Financial Services (ORRF) has a 3-1 Month Momentum % of 1.51% as of Jul. 12, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Orrstown Financial Services and its competitors. According to the industry distribution chart, Orrstown Financial Services ranks #760 out of 1577 companies in the Banks industry, placing it in the top 48.2%.
Is Orrstown Financial Services' 3-1 Month Momentum % too high?
Orrstown Financial Services' current 3-1 Month Momentum % is 1.51%. The Banks industry median 3-1 Month Momentum % is 1.15. Orrstown Financial Services' value of 1.51% is 31.3% above this industry median. Based on the distribution chart, Orrstown Financial Services ranks #760 out of 1577 companies in the Banks industry, which is above the industry midpoint. Overall, Orrstown Financial Services has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Orrstown Financial Services' 3-1 Month Momentum % compare to SMBK and HBIA?
According to the Banks industry distribution chart, Orrstown Financial Services ranks #760 out of 1577 companies for 3-1 Month Momentum %. This puts Orrstown Financial Services in the upper half of its industry. The industry median 3-1 Month Momentum % is 1.15. Orrstown Financial Services' value of 1.51% is 31.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 1.15, based on 1,577 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Orrstown Financial Services's current 3-1 Month Momentum % of 1.51% is 31.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Orrstown Financial Services and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 1.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Orrstown Financial Services's current 3-1 Month Momentum % is 1.51%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Orrstown Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Orrstown Financial Services (ORRF) is currently considered Significantly Overvalued. The stock's GF Value™ is $30.49, compared to a current price of $40.26 — trading 32% above its estimated fair value. The current 3-1 Month Momentum % is 1.51% and 31.3% above the Banks industry median of 1.15. Orrstown Financial Services' overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Orrstown Financial Services (ORRF), the current 3-1 Month Momentum % is 1.51% as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Orrstown Financial Services (ORRF) Overvalued in 2026?
Based on GuruFocus' analysis, Orrstown Financial Services stock appears to be overvalued.
The current stock price of $40.26 is trading 32% above its estimated GF Value™ of $30.49.
GuruFocus considers Orrstown Financial Services to be Significantly Overvalued.
Key valuation signals for ORRF:
3-1 Month Momentum %: 1.51%
GF Value™: $30.49 vs. price of $40.26 (32% above fair value)
Industry Position: 31.3% above the Banks median (#760 of 1577)
No single metric tells the full story. See the ORRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Orrstown Financial Services Inc is a financial holding company. Through its subsidiaries, it operates in the community banking segment and engages in lending activities, including commercial, residential, commercial mortgages, construction, municipal, and various forms of consumer lending and deposit services, including checking, savings, time, and money market deposits. The Group also provides fiduciary, investment advisory, insurance, and brokerage services. It offers services to individuals, professionals, small businesses, and other enterprises across different locations in the United States through its branch network and client service centers.
66GF Score
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3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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