PBFS (Pioneer Bancorp) Construction Loans (USD Mil): 201.37 (As of Mar. 2026)


PBFS Pioneer Bancorp Inc PBFS
72 GF Score
Price $16.98
GF Value $14.45
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Pioneer Bancorp Construction Loans (USD Mil)?

Pioneer Bancorp PBFS -1.45% 72 Construction Loans (USD Mil) is 201.37 as of Mar. 2026. GuruFocus rates PBFS with a GF Score™ of 72/100 and a GF Value™ of $14.45 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Construction Loans (USD Mil) is a short-term loan that covers only the costs of custom home building. Once the home is built, the prospective occupant must apply for a mortgage to pay for the completed home.

Pioneer Bancorp's Construction Loans (USD Mil) for the quarter that ended in Mar. 2026 was 201.37 , which is higher than 169.72 for the pervious quarter ended in Dec. 2025.

Pioneer Bancorp's Construction Loans (USD Mil) for the annual that ended in Dec. 2025 was 169.72 , which is higher than 118.37 for the pervious year ended in Jun. 2024.

The historical rank and industry rank for Pioneer Bancorp's Construction Loans (USD Mil) or its related term are showing as below:


Pioneer Bancorp Construction Loans (USD Mil) Historical Data

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The historical data trend for Pioneer Bancorp's Construction Loans (USD Mil) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pioneer Bancorp Construction Loans (USD Mil) Chart

Pioneer Bancorp Annual Data
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Construction Loans (USD Mil)
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Average Interest Earning Assets (USD Mil)
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Commercial Business Loans (USD Mil)
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Mortgage Backed Securities (USD Mil)
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Residential Mortgage Loans (USD Mil)
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Commercial Mortgage Loans (USD Mil)
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Pioneer BancorpQuarterly Data
Trend Sep20 Dec20 Mar21 Sep21 Dec21 Mar22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Mar25 Jun25 Sep25 Dec25 Mar26
Construction Loans (USD Mil)
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Average Interest Earning Assets (USD Mil)
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Commercial Business Loans (USD Mil)
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Mortgage Backed Securities (USD Mil)
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Residential Mortgage Loans (USD Mil)
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Commercial Mortgage Loans (USD Mil)
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PBFS vs PLBC, PKBK, FRST: Construction Loans (USD Mil) Comparison

For the Banks - Regional subindustry, Pioneer Bancorp's Construction Loans (USD Mil), along with its competitors' market caps and Construction Loans (USD Mil) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

PBFS
72GF Score
Pioneer Bancorp Inc PBFS
Construction Loans (USD Mil) is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions
What does a Construction Loans (USD Mil) of 201.37 mean?
Pioneer Bancorp (PBFS) has a Construction Loans (USD Mil) of 201.37 as of Mar. 2026. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on Pioneer Bancorp and its competitors.
Is Pioneer Bancorp's Construction Loans (USD Mil) too high?
Pioneer Bancorp's current Construction Loans (USD Mil) is 201.37. Overall, Pioneer Bancorp has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pioneer Bancorp's Construction Loans (USD Mil) compare to PLBC and PKBK?
Pioneer Bancorp's Construction Loans (USD Mil) of 201.37 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Construction Loans (USD Mil) for a Banks company?
A good Construction Loans (USD Mil) depends on the Banks industry context. However, Construction Loans (USD Mil) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Construction Loans (USD Mil) mean?
A high Construction Loans (USD Mil) can signal that a stock is expensive relative to its fundamentals. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on Pioneer Bancorp and its competitors. Pioneer Bancorp's current Construction Loans (USD Mil) is 201.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pioneer Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Pioneer Bancorp (PBFS) is currently considered Modestly Overvalued. The stock's GF Value™ is $14.45, compared to a current price of $16.98 — trading 17.5% above its estimated fair value. The current Construction Loans (USD Mil) is 201.37. Pioneer Bancorp's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Construction Loans (USD Mil) calculated?
Construction Loans (USD Mil) is calculated from a company's financial statements. For Pioneer Bancorp (PBFS), the current Construction Loans (USD Mil) is 201.37 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pioneer Bancorp (PBFS) Overvalued in 2026?

Based on GuruFocus' analysis, Pioneer Bancorp stock appears to be overvalued. The current stock price of $16.98 is trading 17.5% above its estimated GF Value™ of $14.45. GuruFocus considers Pioneer Bancorp to be Modestly Overvalued.

Key valuation signals for PBFS:

  • Construction Loans (USD Mil): 201.37
  • GF Value™: $14.45 vs. price of $16.98 (17.5% above fair value)
  • GF Score™: 72/100 with 4 warning signs

No single metric tells the full story. See the PBFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pioneer Bancorp Business Description

Address 652 Albany Shaker Road, Albany, NY, USA, 12211
Pioneer Bancorp Inc is involved in providing banking services. These services include Personal services such as Checking, Savings, eBanking Cards, and Business services such as Business Deposit and operating Accounts, Business eBanking, and Business loans. Some of the other services of the company include Government Banking, Wealth Management, Benefits Consulting and Insurance.
72GF Score

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Construction Loans (USD Mil) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.98
Price
$14.45
GF Value