PBFS (Pioneer Bancorp) Market Cap: $420.67 Mil (As of Jun. 25, 2026)


PBFS Pioneer Bancorp Inc PBFS
72 GF Score
Price $17.23
GF Value $14.45
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Pioneer Bancorp Market Cap?

Pioneer Bancorp PBFS 72 Market Cap is $420.67 Mil as of Jun. 25, 2026. GuruFocus rates PBFS with a GF Score™ of 72/100 and a GF Value™ of $14.45 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,543 Banks companies, Pioneer Bancorp ranks worse than 57.94% on this metric.

Market cap is the total market value to buy the whole company. It is equal to the share price times the number of Shares Outstanding (EOP). Pioneer Bancorp's share price for the quarter that ended in Mar. 2026 was $13.92. Pioneer Bancorp's Shares Outstanding (EOP) for the quarter that ended in Mar. 2026 was 24.42 Mil. Therefore, Pioneer Bancorp's market cap for the quarter that ended in Mar. 2026 was $339.86 Mil.

Pioneer Bancorp's quarterly market cap increased from Sep. 2025 ($318.61 Mil) to Dec. 2025 ($329.05 Mil) and increased from Dec. 2025 ($329.05 Mil) to Mar. 2026 ($339.86 Mil).

Pioneer Bancorp's annual market cap increased from Jun. 2023 ($225.43 Mil) to Jun. 2024 ($255.49 Mil) and increased from Jun. 2024 ($255.49 Mil) to Dec. 2025 ($329.05 Mil).

Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. Pioneer Bancorp's Enterprise Value for Today is $275.97 Mil.


Pioneer Bancorp  (NAS:PBFS) Market Cap Explanation

Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the company’s debt. The real price you pay is the Enterprise Value.

Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.


Pioneer Bancorp Market Cap Related Terms


Pioneer Bancorp Market Cap Historical Data

* Premium members only.

The historical data trend for Pioneer Bancorp's Market Cap can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pioneer Bancorp Market Cap Chart

Pioneer Bancorp Annual Data
Trend Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Dec25
Market Cap
Get a 7-Day Free Trial Premium Member Only 312.26 254.58 225.43 255.49 329.05

Pioneer Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Market Cap Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 294.54 299.20 318.61 329.05 339.86

PBFS vs PLBC, PKBK, FRST: Market Cap Comparison

For the Banks - Regional subindustry, Pioneer Bancorp's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pioneer Bancorp Market Cap vs Banks Industry

For the Banks industry and Financial Services sector, Pioneer Bancorp's Market Cap distribution charts can be found below:

* The bar in red indicates where Pioneer Bancorp's Market Cap falls into.


PBFS
72GF Score
Pioneer Bancorp Inc PBFS
Market Cap is just one metric. See GF Score™, valuation, warning signs, and more.
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Pioneer Bancorp Market Cap Calculation

Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.

Pioneer Bancorp's Market Cap for the fiscal year that ended in Dec. 2025 is calculated as

Market Cap (A: Dec. 2025 )=Share Price (A: Dec. 2025 )*Shares Outstanding (EOP) (A: Dec. 2025 )
=$13.48*24.410
=$329.05

Pioneer Bancorp's Market Cap for the quarter that ended in Mar. 2026 is calculated as

Market Cap (Q: Mar. 2026 )=Share Price (Q: Mar. 2026 )*Shares Outstanding (EOP) (Q: Mar. 2026 )
=$13.92*24.415
=$339.86

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Market Cap →
What does a Market Cap of $420.67 Mil mean?
Pioneer Bancorp (PBFS) has a Market Cap of $420.67 Mil as of Jun. 25, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Pioneer Bancorp and its competitors. According to the industry distribution chart, Pioneer Bancorp ranks #894 out of 1543 companies in the Banks industry, placing it in the top 57.9%.
Is Pioneer Bancorp's Market Cap too high?
Pioneer Bancorp's current Market Cap is $420.67 Mil. The Banks industry median Market Cap is 701.90. Pioneer Bancorp's value of $420.67 Mil is 40.1% below this industry median. Based on the distribution chart, Pioneer Bancorp ranks #894 out of 1543 companies in the Banks industry, which is below the industry midpoint. Overall, Pioneer Bancorp has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pioneer Bancorp's Market Cap compare to PLBC and PKBK?
According to the Banks industry distribution chart, Pioneer Bancorp ranks #894 out of 1543 companies for Market Cap. This places Pioneer Bancorp in the lower half of its industry. The industry median Market Cap is 701.90. Pioneer Bancorp's value of $420.67 Mil is 40.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Banks company?
The median Market Cap among Banks companies is 701.90, based on 1,543 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pioneer Bancorp's current Market Cap of $420.67 Mil is 40.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Pioneer Bancorp and its competitors. For the Banks industry, the median Market Cap is 701.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pioneer Bancorp's current Market Cap is $420.67 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pioneer Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Pioneer Bancorp (PBFS) is currently considered Modestly Overvalued. The stock's GF Value™ is $14.45, compared to a current price of $17.23 — trading 19.2% above its estimated fair value. The current Market Cap is $420.67 Mil and 40.1% below the Banks industry median of 701.90. Pioneer Bancorp's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For Pioneer Bancorp (PBFS), the current Market Cap is $420.67 Mil as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pioneer Bancorp (PBFS) Overvalued in 2026?

Based on GuruFocus' analysis, Pioneer Bancorp stock appears to be overvalued. The current stock price of $17.23 is trading 19.2% above its estimated GF Value™ of $14.45. GuruFocus considers Pioneer Bancorp to be Modestly Overvalued.

Key valuation signals for PBFS:

  • Market Cap: $420.67 Mil
  • GF Value™: $14.45 vs. price of $17.23 (19.2% above fair value)
  • GF Score™: 72/100 with 4 warning signs
  • Industry Position: 40.1% below the Banks median (#894 of 1543)

No single metric tells the full story. See the PBFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pioneer Bancorp Business Description

Address 652 Albany Shaker Road, Albany, NY, USA, 12211
Pioneer Bancorp Inc is involved in providing banking services. These services include Personal services such as Checking, Savings, eBanking Cards, and Business services such as Business Deposit and operating Accounts, Business eBanking, and Business loans. Some of the other services of the company include Government Banking, Wealth Management, Benefits Consulting and Insurance.
72GF Score

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Market Cap is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.23
Price
$14.45
GF Value