PBFS (Pioneer Bancorp) Total Noninterest Expense: $67.63 Mil (As of Mar. 2026)


PBFS Pioneer Bancorp Inc PBFS
72 GF Score
Price $17.29
GF Value $14.50
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is Pioneer Bancorp Total Noninterest Expense?

Pioneer Bancorp PBFS -0.43% 72 Total Noninterest Expense is $67.63 Mil as of Mar. 2026. GuruFocus rates PBFS with a GF Score™ of 72/100 and a GF Value™ of $14.50 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Pioneer Bancorp's Total Noninterest Expense for the three months ended in Mar. 2026 was $18.12 Mil. Pioneer Bancorp's Total Noninterest Expense for the trailing twelve months (TTM) ended in Mar. 2026 was $67.63 Mil.

Pioneer Bancorp Total Noninterest Expense Related Terms

Pioneer Bancorp Total Noninterest Expense Historical Data

* Premium members only.

The historical data trend for Pioneer Bancorp's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pioneer Bancorp Total Noninterest Expense Chart

Pioneer Bancorp Annual Data
Trend Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Dec25
Total Noninterest Expense
Get a 7-Day Free Trial Premium Member Only 46.36 42.46 51.83 60.73 64.10

Pioneer Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Noninterest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.59 14.73 17.62 17.16 18.12
PBFS
72GF Score
Pioneer Bancorp Inc PBFS
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pioneer Bancorp Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

Total Noninterest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $67.63 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of $67.63 Mil mean?
Pioneer Bancorp (PBFS) has a Total Noninterest Expense of $67.63 Mil as of Mar. 2026. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Pioneer Bancorp and its competitors.
Is Pioneer Bancorp's Total Noninterest Expense too high?
Pioneer Bancorp's current Total Noninterest Expense is $67.63 Mil. Overall, Pioneer Bancorp has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pioneer Bancorp's Total Noninterest Expense compare to ISTR and FRST?
Pioneer Bancorp's Total Noninterest Expense of $67.63 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Banks company?
A good Total Noninterest Expense depends on the Banks industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Pioneer Bancorp and its competitors. Pioneer Bancorp's current Total Noninterest Expense is $67.63 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pioneer Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Pioneer Bancorp (PBFS) is currently considered Modestly Overvalued. The stock's GF Value™ is $14.50, compared to a current price of $17.29 — trading 19.2% above its estimated fair value. The current Total Noninterest Expense is $67.63 Mil. Pioneer Bancorp's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For Pioneer Bancorp (PBFS), the current Total Noninterest Expense is $67.63 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pioneer Bancorp (PBFS) Overvalued in 2026?

Based on GuruFocus' analysis, Pioneer Bancorp stock appears to be overvalued. The current stock price of $17.29 is trading 19.2% above its estimated GF Value™ of $14.50. GuruFocus considers Pioneer Bancorp to be Modestly Overvalued.

Key valuation signals for PBFS:

  • Total Noninterest Expense: $67.63 Mil
  • GF Value™: $14.50 vs. price of $17.29 (19.2% above fair value)
  • GF Score™: 72/100 with 4 warning signs

No single metric tells the full story. See the PBFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Pioneer Bancorp Business Description

Address 652 Albany Shaker Road, Albany, NY, USA, 12211
Pioneer Bancorp Inc is involved in providing banking services. These services include Personal services such as Checking, Savings, eBanking Cards, and Business services such as Business Deposit and operating Accounts, Business eBanking, and Business loans. Some of the other services of the company include Government Banking, Wealth Management, Benefits Consulting and Insurance.
72GF Score

Get the complete analysis for PBFS

Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.29
Price
$14.50
GF Value