PBFS (Pioneer Bancorp) Other Long-Term Liabilities

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PBFS Pioneer Bancorp Inc PBFS
70 GF Score
Price $16.74
GF Value $14.59
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Pioneer Bancorp Other Long-Term Liabilities?

Other Long-Term Liabilities does not apply to banks and insurance companies.

PBFS
70GF Score
Pioneer Bancorp Inc PBFS
Other Long-Term Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Pioneer Bancorp (PBFS) Overvalued in 2026?

Based on GuruFocus' analysis, Pioneer Bancorp stock appears to be overvalued. The current stock price of $16.74 is trading 14.7% above its estimated GF Value™ of $14.59. GuruFocus considers Pioneer Bancorp to be Modestly Overvalued.

Key valuation signals for PBFS:

  • Other Long-Term Liabilities:
  • GF Value™: $14.59 vs. price of $16.74 (14.7% above fair value)
  • GF Score™: 70/100 with 4 warning signs

No single metric tells the full story. See the PBFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pioneer Bancorp Business Description

Address 652 Albany Shaker Road, Albany, NY, USA, 12211
Pioneer Bancorp Inc is involved in providing banking services. These services include Personal services such as Checking, Savings, eBanking Cards, and Business services such as Business Deposit and operating Accounts, Business eBanking, and Business loans. Some of the other services of the company include Government Banking, Wealth Management, Benefits Consulting and Insurance.
70GF Score

Get the complete analysis for PBFS

Other Long-Term Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.74
Price
$14.59
GF Value