PBFS (Pioneer Bancorp) Buyback Yield %: 2.31 (As of Jun. 26, 2026) — 42% Above Median


PBFS Pioneer Bancorp Inc PBFS
72 GF Score
Price $16.91
GF Value $14.45
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Pioneer Bancorp Buyback Yield %?

Pioneer Bancorp PBFS -1.91% 72 Buyback Yield % is 2.31 as of Jun. 26, 2026, which is 42% above its 10-year median of 1.63. GuruFocus rates PBFS with a GF Score™ of 72/100 and a GF Value™ of $14.45 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 622 Banks companies, Pioneer Bancorp ranks better than 80.87% on this metric.

Buyback yield is the net repurchase of shares outstanding over the market capital of the company. It is a measure of shareholder return.

Pioneer Bancorp's current buyback yield was 2.31%.


Pioneer Bancorp Buyback Yield % Historical Data

* Premium members only.

The historical data trend for Pioneer Bancorp's Buyback Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pioneer Bancorp Buyback Yield % Chart

Pioneer Bancorp Annual Data
Trend Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Dec25
Buyback Yield %
Get a 7-Day Free Trial Premium Member Only 0.00 0.00 0.00 0.42 3.43

Pioneer Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Buyback Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.53 1.63 3.41 3.43 2.86

PBFS vs PLBC, PKBK, FRST: Buyback Yield % Comparison

For the Banks - Regional subindustry, Pioneer Bancorp's Buyback Yield %, along with its competitors' market caps and Buyback Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pioneer Bancorp Buyback Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Pioneer Bancorp's Buyback Yield % distribution charts can be found below:

* The bar in red indicates where Pioneer Bancorp's Buyback Yield % falls into.


PBFS
72GF Score
Pioneer Bancorp Inc PBFS
Buyback Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Pioneer Bancorp Buyback Yield % Calculation

Buyback yield is a measure of shareholder return.

Pioneer Bancorp's Buyback Yield for the fiscal year that ended in Dec. 2025 is calculated as

Buyback Yield=Net Issuance of Stock / Market Cap
=- (Repurchase of Stock + Issuance of Stock) / Market Cap
=- (-11.294 + 0) / 329.0468
=3.43%

Pioneer Bancorp's annualized Buyback Yield for the quarter that ended in Mar. 2026 is calculated as

Buyback Yield=Net Issuance of Stock(TTM) / Market Cap
=- (Repurchase of Stock + Issuance of Stock) (TTM)** / Market Cap
=- (-9.722 + 0) / 339.8568
=2.86%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** If the quarter corresponds to the year-end period, we will use the annual Repurchase of Stock and Issuance of Stock data .

Frequently Asked Questions Learn more about Buyback Yield % →
What does a Buyback Yield % of 2.31 mean?
Pioneer Bancorp (PBFS) has a Buyback Yield % of 2.31 as of Jun. 26, 2026. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Pioneer Bancorp and its competitors. This is 42% above median its historical median of 1.63. According to the industry distribution chart, Pioneer Bancorp ranks #119 out of 622 companies in the Banks industry, placing it in the top 19.1%.
Is Pioneer Bancorp's Buyback Yield % too high?
Pioneer Bancorp's current Buyback Yield % of 2.31 is 42% above median its 10-year median of 1.63. The Banks industry median Buyback Yield % is 0.43. Pioneer Bancorp's value of 2.31 is 437.2% above this industry median. Based on the distribution chart, Pioneer Bancorp ranks #119 out of 622 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Pioneer Bancorp has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pioneer Bancorp's Buyback Yield % compare to PLBC and PKBK?
According to the Banks industry distribution chart, Pioneer Bancorp ranks #119 out of 622 companies for Buyback Yield %. This places Pioneer Bancorp in the top 19% of its industry — outperforming the majority of peers. The industry median Buyback Yield % is 0.43. Pioneer Bancorp's value of 2.31 is 437.2% above this benchmark. While the company's 10-year median is 1.63 vs. the industry median of 0.43, Pioneer Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Buyback Yield % for a Banks company?
The median Buyback Yield % among Banks companies is 0.43, based on 622 companies in the industry. Companies in the top quartile (top 25%) have a Buyback Yield % significantly above this median, while those in the bottom quartile fall well below. However, Buyback Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pioneer Bancorp's current Buyback Yield % of 2.31 is 437.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Buyback Yield % mean?
A high Buyback Yield % can signal that a stock is expensive relative to its fundamentals. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Pioneer Bancorp and its competitors. For the Banks industry, the median Buyback Yield % is 0.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pioneer Bancorp's current Buyback Yield % is 2.31, which is 42% above median its own 10-year median of 1.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pioneer Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Pioneer Bancorp (PBFS) is currently considered Modestly Overvalued. The stock's GF Value™ is $14.45, compared to a current price of $16.91 — trading 17% above its estimated fair value. The current Buyback Yield % is 2.31, which is 42% above median its 10-year median of 1.63 and 437.2% above the Banks industry median of 0.43. Pioneer Bancorp's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Buyback Yield % calculated?
Buyback Yield % is calculated from a company's financial statements. For Pioneer Bancorp (PBFS), the current Buyback Yield % is 2.31 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pioneer Bancorp (PBFS) Overvalued in 2026?

Based on GuruFocus' analysis, Pioneer Bancorp stock appears to be overvalued. The current stock price of $16.91 is trading 17% above its estimated GF Value™ of $14.45. GuruFocus considers Pioneer Bancorp to be Modestly Overvalued.

Key valuation signals for PBFS:

  • Buyback Yield %: 2.31 (42% above median its 10-year median of 1.63)
  • GF Value™: $14.45 vs. price of $16.91 (17% above fair value)
  • GF Score™: 72/100 with 4 warning signs
  • Industry Position: 437.2% above the Banks median (#119 of 622)

No single metric tells the full story. See the PBFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pioneer Bancorp Business Description

Address 652 Albany Shaker Road, Albany, NY, USA, 12211
Pioneer Bancorp Inc is involved in providing banking services. These services include Personal services such as Checking, Savings, eBanking Cards, and Business services such as Business Deposit and operating Accounts, Business eBanking, and Business loans. Some of the other services of the company include Government Banking, Wealth Management, Benefits Consulting and Insurance.
72GF Score

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Buyback Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.91
Price
$14.45
GF Value