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Pioneer Bancorp (Pioneer Bancorp) Price-to-Free-Cash-Flow : 8.39 (As of May. 01, 2024)


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What is Pioneer Bancorp Price-to-Free-Cash-Flow?

As of today (2024-05-01), Pioneer Bancorp's share price is $8.83. Pioneer Bancorp's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $1.05. Hence, Pioneer Bancorp's Price-to-Free-Cash-Flow Ratio for today is 8.39.

The historical rank and industry rank for Pioneer Bancorp's Price-to-Free-Cash-Flow or its related term are showing as below:

PBFS' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 4.55   Med: 8.33   Max: 640
Current: 8.41

During the past 7 years, Pioneer Bancorp's highest Price-to-Free-Cash-Flow Ratio was 640.00. The lowest was 4.55. And the median was 8.33.

PBFS's Price-to-Free-Cash-Flow is ranked worse than
65.39% of 991 companies
in the Banks industry
Industry Median: 6.64 vs PBFS: 8.41

Pioneer Bancorp's Free Cash Flow per Share for the three months ended in Dec. 2023 was $-0.04. Its Free Cash Flow per Share for the trailing twelve months (TTM) ended in was $1.05.

During the past 12 months, the average Free Cash Flow per Share Growth Rate of Pioneer Bancorp was -51.20% per year. During the past 3 years, the average Free Cash Flow per Share Growth Rate was 328.90% per year. During the past 5 years, the average Free Cash Flow per Share Growth Rate was 27.40% per year.

During the past 7 years, Pioneer Bancorp's highest 3-Year average Free Cash Flow per Share Growth Rate was 328.90% per year. The lowest was -61.30% per year. And the median was 38.45% per year.


Pioneer Bancorp Price-to-Free-Cash-Flow Historical Data

The historical data trend for Pioneer Bancorp's Price-to-Free-Cash-Flow can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Pioneer Bancorp Price-to-Free-Cash-Flow Chart

Pioneer Bancorp Annual Data
Trend Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23
Price-to-Free-Cash-Flow
Get a 7-Day Free Trial - 703.85 9.40 5.01 8.72

Pioneer Bancorp Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Price-to-Free-Cash-Flow Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.29 7.35 8.72 7.18 9.52

Competitive Comparison of Pioneer Bancorp's Price-to-Free-Cash-Flow

For the Banks - Regional subindustry, Pioneer Bancorp's Price-to-Free-Cash-Flow, along with its competitors' market caps and Price-to-Free-Cash-Flow data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pioneer Bancorp's Price-to-Free-Cash-Flow Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Pioneer Bancorp's Price-to-Free-Cash-Flow distribution charts can be found below:

* The bar in red indicates where Pioneer Bancorp's Price-to-Free-Cash-Flow falls into.



Pioneer Bancorp Price-to-Free-Cash-Flow Calculation

Pioneer Bancorp's Price-to-Free-Cash-Flow ratio for today is calculated as

Price-to-Free-Cash-Flow Ratio=Share Price/ Free Cash Flow per Share (TTM)
=8.83/1.052
=8.39

Pioneer Bancorp's Share Price of today is $8.83.
Pioneer Bancorp's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.05.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

Price-to-Free-Cash-Flow Ratio=Market Cap/Free Cash Flow

Pioneer Bancorp  (NAS:PBFS) Price-to-Free-Cash-Flow Explanation

Free Cash Flow is considered more important than earnings by value investors. The reason is because, in principle, only the net cash that can be taken from the business belongs to shareholders. This Free Cash Flow can be used to grow the business, reduce debt or return to shareholders in dividends or share buybacks.

In a DCF Calculation Free Cash Flow is used to determine the intrinsic value of companies.


Be Aware

In real business, Free Cash Flow can be affected by the change in accounts receivable, accounts payable, management's decision on expansion, etc. Therefore, investors should look at the Free Cash Flow over the longer term. Long-term average of Free Cash Flow is a more reliable indicator for real free cash flow.


Pioneer Bancorp Price-to-Free-Cash-Flow Related Terms

Thank you for viewing the detailed overview of Pioneer Bancorp's Price-to-Free-Cash-Flow provided by GuruFocus.com. Please click on the following links to see related term pages.


Pioneer Bancorp (Pioneer Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
652 Albany Shaker Road, Albany, NY, USA, 12211
Pioneer Bancorp Inc is involved in providing banking services. These services include Personal services such as Checking, Savings, eBanking Cards, and Business services such as Business Deposit and operating Accounts, Business eBanking, and Business loans. Some of the other services of the company include Government Banking, Wealth Management, Benefits Consulting, and Insurance.
Executives
James Edward Murphy officer: EVP and CCO 652 ALBANY-SHAKER RD, ALBANY NY 12211
Thomas Signor officer: EVP and CAO 652 ALBANY-SHAKER RD, ALBANY NY 12211
Stacy Hengsterman director 652 ALBANY-SHAKER ROAD, ALBANY NY 12211
Kelli Arnold officer: EVP 652 ALBANY-SHAKER ROAD, ALBANY NY 12211
Robert James Nichols officer: EVP and CCO 652 ALBANY-SHAKER ROAD, ALBANY NY 12211
James K Reed director 652 ALBANY SHAKER ROAD, ALBANY NY 12211
Frank C Sarratori officer: EVP, CAO, GC & Corp. Sec. 652 ALBANY SHAKER ROAD, ALBANY NY 12211
Jesse Tomczak officer: EVP and CCEO 652 ALBANY SHAKER ROAD, ALBANY NY 12211
Susan M Hollister officer: EVP and CHRO 652 ALBANY SHAKER ROAD, ALBANY NY 12211
Joseph A Fleming officer: EVP and CLO 652 ALBANY SHAKER ROAD, ALBANY NY 12211
Laura A Mazzara officer: EVP and CRO 652 ALBANY SHAKER ROAD, ALBANY NY 12211
Shaun Mahoney director 652 ALBANY SHAKER ROAD, ALBANY NY 12211
Edward Reinfurt director 652 ALBANY SHAKER ROAD, ALBANY NY 12211
Eileen C Bagnoli director 652 ALBANY SHAKER ROAD, ALBANY NY 12211
Donald E Fane director 652 ALBANY SHAKER ROAD, ALBANY NY 12211

Pioneer Bancorp (Pioneer Bancorp) Headlines

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