PBFS (Pioneer Bancorp) 3-Year Revenue Growth Rate: 20.40% (As of Jun. 2026)

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PBFS Pioneer Bancorp Inc PBFS
70 GF Score
Price $18.18
GF Value $15.32
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Pioneer Bancorp 3-Year Revenue Growth Rate?

Pioneer Bancorp PBFS +1.22% 70 3-Year Revenue Growth Rate is 20.40% as of Jun. 2026. GuruFocus rates PBFS with a GF Score™ of 70/100 and a GF Value™ of $15.32 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,476 Banks companies, Pioneer Bancorp ranks better than 89.84% on this metric.

Pioneer Bancorp's Revenue per Share for the three months ended in Jun. 2026 was $1.16.

During the past 12 months, Pioneer Bancorp's average Revenue per Share Growth Rate was 13.80% per year. During the past 3 years, the average Revenue per Share Growth Rate was 20.40% per year. During the past 5 years, the average Revenue per Share Growth Rate was 9.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Revenue per Share growth rate.

During the past 9 years, the highest 3-Year average Revenue per Share Growth Rate of Pioneer Bancorp was 20.40% per year. The lowest was -26.80% per year. And the median was -3.70% per year.


Pioneer Bancorp  (NAS:PBFS) 3-Year Revenue Growth Rate Explanation

Revenue per Share is the amount of Revenue per outstanding share of the company's stock.

Revenue is income that a company receives from its normal business activities, usually from the sale of goods and services to customers. Revenue is often referred to as the "top line" due to its position on the income statement at the very top. Revenue per share growth rate is used in calculating Predictability Rank, companies with more consistent revenue and earnings growth are ranked high with predictability.


Pioneer Bancorp 3-Year Revenue Growth Rate Related Terms


PBFS vs PLBC, BMRC, ISTR: 3-Year Revenue Growth Rate Comparison

For the Banks - Regional subindustry, Pioneer Bancorp's 3-Year Revenue Growth Rate, along with its competitors' market caps and 3-Year Revenue Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pioneer Bancorp 3-Year Revenue Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, Pioneer Bancorp's 3-Year Revenue Growth Rate distribution charts can be found below:

* The bar in red indicates where Pioneer Bancorp's 3-Year Revenue Growth Rate falls into.


PBFS
70GF Score
Pioneer Bancorp Inc PBFS
3-Year Revenue Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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Pioneer Bancorp 3-Year Revenue Growth Rate Calculation

This is the 3-year average growth rate of Revenue per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Revenue per Share growth rate.

What does a 3-Year Revenue Growth Rate of 20.40% mean?
Pioneer Bancorp (PBFS) has a 3-Year Revenue Growth Rate of 20.40% as of Jun. 2026. 3-Year Revenue Growth Rate is the 3-year average growth rate of Revenue per share. View historical data for Pioneer Bancorp and its competitors. According to the industry distribution chart, Pioneer Bancorp ranks #150 out of 1476 companies in the Banks industry, placing it in the top 10.2%.
Is Pioneer Bancorp's 3-Year Revenue Growth Rate too high?
Pioneer Bancorp's current 3-Year Revenue Growth Rate is 20.40%. The Banks industry median 3-Year Revenue Growth Rate is 7.05. Pioneer Bancorp's value of 20.40% is 189.4% above this industry median. Based on the distribution chart, Pioneer Bancorp ranks #150 out of 1476 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Pioneer Bancorp has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pioneer Bancorp's 3-Year Revenue Growth Rate compare to PLBC and BMRC?
According to the Banks industry distribution chart, Pioneer Bancorp ranks #150 out of 1476 companies for 3-Year Revenue Growth Rate. This places Pioneer Bancorp in the top 10% of its industry — outperforming the majority of peers. The industry median 3-Year Revenue Growth Rate is 7.05. Pioneer Bancorp's value of 20.40% is 189.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Revenue Growth Rate for a Banks company?
The median 3-Year Revenue Growth Rate among Banks companies is 7.05, based on 1,476 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Revenue Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Revenue Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pioneer Bancorp's current 3-Year Revenue Growth Rate of 20.40% is 189.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Revenue Growth Rate mean?
A high 3-Year Revenue Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Revenue Growth Rate is the 3-year average growth rate of Revenue per share. View historical data for Pioneer Bancorp and its competitors. For the Banks industry, the median 3-Year Revenue Growth Rate is 7.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pioneer Bancorp's current 3-Year Revenue Growth Rate is 20.40%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pioneer Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Pioneer Bancorp (PBFS) is currently considered Modestly Overvalued. The stock's GF Value™ is $15.32, compared to a current price of $18.18 — trading 18.7% above its estimated fair value. The current 3-Year Revenue Growth Rate is 20.40% and 189.4% above the Banks industry median of 7.05. Pioneer Bancorp's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Revenue Growth Rate calculated?
3-Year Revenue Growth Rate is calculated from a company's financial statements. For Pioneer Bancorp (PBFS), the current 3-Year Revenue Growth Rate is 20.40% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pioneer Bancorp (PBFS) Overvalued in 2026?

Based on GuruFocus' analysis, Pioneer Bancorp stock appears to be overvalued. The current stock price of $18.18 is trading 18.7% above its estimated GF Value™ of $15.32. GuruFocus considers Pioneer Bancorp to be Modestly Overvalued.

Key valuation signals for PBFS:

  • 3-Year Revenue Growth Rate: 20.40%
  • GF Value™: $15.32 vs. price of $18.18 (18.7% above fair value)
  • GF Score™: 70/100 with 4 warning signs
  • Industry Position: 189.4% above the Banks median (#150 of 1476)

No single metric tells the full story. See the PBFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pioneer Bancorp Business Description

Address 652 Albany Shaker Road, Albany, NY, USA, 12211
Pioneer Bancorp Inc is involved in providing banking services. These services include Personal services such as Checking, Savings, eBanking Cards, and Business services such as Business Deposit and operating Accounts, Business eBanking, and Business loans. Some of the other services of the company include Government Banking, Wealth Management, Benefits Consulting and Insurance.
70GF Score

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3-Year Revenue Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.18
Price
$15.32
GF Value