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PBFS (Pioneer Bancorp) Net Margin % : 14.79% (As of Dec. 2024)


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What is Pioneer Bancorp Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. Pioneer Bancorp's Net Income for the three months ended in Dec. 2024 was $3.29 Mil. Pioneer Bancorp's Revenue for the three months ended in Dec. 2024 was $22.26 Mil. Therefore, Pioneer Bancorp's net margin for the quarter that ended in Dec. 2024 was 14.79%.

The historical rank and industry rank for Pioneer Bancorp's Net Margin % or its related term are showing as below:

PBFS' s Net Margin % Range Over the Past 10 Years
Min: 1.87   Med: 15.21   Max: 27.54
Current: 21.04


PBFS's Net Margin % is ranked worse than
62.21% of 1540 companies
in the Banks industry
Industry Median: 24.915 vs PBFS: 21.04

Pioneer Bancorp Net Margin % Historical Data

The historical data trend for Pioneer Bancorp's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Pioneer Bancorp Net Margin % Chart

Pioneer Bancorp Annual Data
Trend Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24
Net Margin %
Get a 7-Day Free Trial 8.06 1.87 18.21 27.54 19.85

Pioneer Bancorp Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.31 21.88 18.82 28.65 14.79

Competitive Comparison of Pioneer Bancorp's Net Margin %

For the Banks - Regional subindustry, Pioneer Bancorp's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pioneer Bancorp's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Pioneer Bancorp's Net Margin % distribution charts can be found below:

* The bar in red indicates where Pioneer Bancorp's Net Margin % falls into.


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Pioneer Bancorp Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Pioneer Bancorp's Net Margin for the fiscal year that ended in Jun. 2024 is calculated as

Net Margin=Net Income (A: Jun. 2024 )/Revenue (A: Jun. 2024 )
=15.26/76.893
=19.85 %

Pioneer Bancorp's Net Margin for the quarter that ended in Dec. 2024 is calculated as

Net Margin=Net Income (Q: Dec. 2024 )/Revenue (Q: Dec. 2024 )
=3.292/22.264
=14.79 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Pioneer Bancorp  (NAS:PBFS) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Pioneer Bancorp Net Margin % Related Terms

Thank you for viewing the detailed overview of Pioneer Bancorp's Net Margin % provided by GuruFocus.com. Please click on the following links to see related term pages.


Pioneer Bancorp Business Description

Traded in Other Exchanges
N/A
Address
652 Albany Shaker Road, Albany, NY, USA, 12211
Pioneer Bancorp Inc is involved in providing banking services. These services include Personal services such as Checking, Savings, eBanking Cards, and Business services such as Business Deposit and operating Accounts, Business eBanking, and Business loans. Some of the other services of the company include Government Banking, Wealth Management, Benefits Consulting and Insurance.
Executives
Shaun Mahoney director 652 ALBANY SHAKER ROAD, ALBANY NY 12211
James Edward Murphy officer: EVP and CCO 652 ALBANY-SHAKER RD, ALBANY NY 12211
Thomas Signor officer: EVP and CAO 652 ALBANY-SHAKER RD, ALBANY NY 12211
Stacy Hengsterman director 652 ALBANY-SHAKER ROAD, ALBANY NY 12211
Kelli Arnold officer: EVP 652 ALBANY-SHAKER ROAD, ALBANY NY 12211
Robert James Nichols officer: EVP and CCO 652 ALBANY-SHAKER ROAD, ALBANY NY 12211
James K Reed director 652 ALBANY SHAKER ROAD, ALBANY NY 12211
Jesse Tomczak officer: EVP and CCEO 652 ALBANY SHAKER ROAD, ALBANY NY 12211
Susan M Hollister officer: EVP and CHRO 652 ALBANY SHAKER ROAD, ALBANY NY 12211
Joseph A Fleming officer: EVP and CLO 652 ALBANY SHAKER ROAD, ALBANY NY 12211
Laura A Mazzara officer: EVP and CRO 652 ALBANY SHAKER ROAD, ALBANY NY 12211
Frank C Sarratori officer: EVP, CAO, GC & Corp. Sec. 652 ALBANY SHAKER ROAD, ALBANY NY 12211
Edward Reinfurt director 652 ALBANY SHAKER ROAD, ALBANY NY 12211
Eileen C Bagnoli director 652 ALBANY SHAKER ROAD, ALBANY NY 12211
Donald E Fane director 652 ALBANY SHAKER ROAD, ALBANY NY 12211

Pioneer Bancorp Headlines

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