PBFS (Pioneer Bancorp) Marketable Securities: $45.43 Mil (As of Mar. 2026)


PBFS Pioneer Bancorp Inc PBFS
72 GF Score
Price $17.07
GF Value $14.45
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Pioneer Bancorp Marketable Securities?

Pioneer Bancorp PBFS +1.19% 72 Marketable Securities is $45.43 Mil as of Mar. 2026. GuruFocus rates PBFS with a GF Score™ of 72/100 and a GF Value™ of $14.45 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Marketable Securities are very liquid securities that can be converted into cash quickly at a reasonable price. Pioneer Bancorp's Marketable Securities for the quarter that ended in Mar. 2026 was $45.43 Mil.

Pioneer Bancorp's annual Marketable Securities declined from Jun. 2023 ($431.67 Mil) to Jun. 2024 ($257.41 Mil) and declined from Jun. 2024 ($257.41 Mil) to Dec. 2025 ($54.37 Mil).

Pioneer Bancorp  (NAS:PBFS) Marketable Securities Explanation

Marketable Securities are very liquid as they tend to have maturities of less than one year. Furthermore, the rate at which these securities can be bought or sold has little effect on their prices.

Please note, GuruFocus' Marketable Securities also includes "Other Short Term Investment".

Pioneer Bancorp Marketable Securities Related Terms

Pioneer Bancorp Marketable Securities Historical Data

* Premium members only.

The historical data trend for Pioneer Bancorp's Marketable Securities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pioneer Bancorp Marketable Securities Chart

Pioneer Bancorp Annual Data
Trend Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Dec25
Marketable Securities
Get a 7-Day Free Trial Premium Member Only 264.60 481.79 431.67 257.41 54.37

Pioneer Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Marketable Securities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 132.67 288.22 69.29 54.37 45.43
PBFS
72GF Score
Pioneer Bancorp Inc PBFS
Marketable Securities is just one metric. See GF Score™, valuation, warning signs, and more.
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Pioneer Bancorp Marketable Securities Calculation

Marketable Securities are very liquid securities that can be converted into cash quickly at a reasonable price.

Frequently Asked Questions Learn more about Marketable Securities →
What does a Marketable Securities of $45.43 Mil mean?
Pioneer Bancorp (PBFS) has a Marketable Securities of $45.43 Mil as of Mar. 2026. Marketable securities are high-liquid securites not directly classified as cash or cash equivalents. View historical data on Pioneer Bancorp and its competitors.
Is Pioneer Bancorp's Marketable Securities too high?
Pioneer Bancorp's current Marketable Securities is $45.43 Mil. Overall, Pioneer Bancorp has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pioneer Bancorp's Marketable Securities compare to ISTR and FRST?
Pioneer Bancorp's Marketable Securities of $45.43 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Marketable Securities for a Banks company?
A good Marketable Securities depends on the Banks industry context. However, Marketable Securities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Marketable Securities mean?
A high Marketable Securities can signal that a stock is expensive relative to its fundamentals. Marketable securities are high-liquid securites not directly classified as cash or cash equivalents. View historical data on Pioneer Bancorp and its competitors. Pioneer Bancorp's current Marketable Securities is $45.43 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pioneer Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Pioneer Bancorp (PBFS) is currently considered Modestly Overvalued. The stock's GF Value™ is $14.45, compared to a current price of $17.07 — trading 18.1% above its estimated fair value. The current Marketable Securities is $45.43 Mil. Pioneer Bancorp's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Marketable Securities calculated?
Marketable Securities is calculated from a company's financial statements. For Pioneer Bancorp (PBFS), the current Marketable Securities is $45.43 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pioneer Bancorp (PBFS) Overvalued in 2026?

Based on GuruFocus' analysis, Pioneer Bancorp stock appears to be overvalued. The current stock price of $17.07 is trading 18.1% above its estimated GF Value™ of $14.45. GuruFocus considers Pioneer Bancorp to be Modestly Overvalued.

Key valuation signals for PBFS:

  • Marketable Securities: $45.43 Mil
  • GF Value™: $14.45 vs. price of $17.07 (18.1% above fair value)
  • GF Score™: 72/100 with 4 warning signs

No single metric tells the full story. See the PBFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Pioneer Bancorp Business Description

Address 652 Albany Shaker Road, Albany, NY, USA, 12211
Pioneer Bancorp Inc is involved in providing banking services. These services include Personal services such as Checking, Savings, eBanking Cards, and Business services such as Business Deposit and operating Accounts, Business eBanking, and Business loans. Some of the other services of the company include Government Banking, Wealth Management, Benefits Consulting and Insurance.
72GF Score

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Marketable Securities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.07
Price
$14.45
GF Value