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Pioneer Bancorp (Pioneer Bancorp) PS Ratio : 2.98 (As of May. 01, 2024)


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What is Pioneer Bancorp PS Ratio?

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Pioneer Bancorp's share price is $8.83. Pioneer Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $2.96. Hence, Pioneer Bancorp's PS Ratio for today is 2.98.

The historical rank and industry rank for Pioneer Bancorp's PS Ratio or its related term are showing as below:

PBFS' s PS Ratio Range Over the Past 10 Years
Min: 2.21   Med: 3.79   Max: 5.72
Current: 2.99

During the past 7 years, Pioneer Bancorp's highest PS Ratio was 5.72. The lowest was 2.21. And the median was 3.79.

PBFS's PS Ratio is ranked worse than
67.79% of 1450 companies
in the Banks industry
Industry Median: 2.395 vs PBFS: 2.99

Pioneer Bancorp's Revenue per Sharefor the three months ended in Dec. 2023 was $0.59. Its Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $2.96.

Warning Sign:

Pioneer Bancorp Inc revenue per share has been in decline for the last 5 years.

During the past 12 months, the average Revenue per Share Growth Rate of Pioneer Bancorp was 9.30% per year. During the past 3 years, the average Revenue per Share Growth Rate was 7.10% per year. During the past 5 years, the average Revenue per Share Growth Rate was -13.90% per year.

During the past 7 years, Pioneer Bancorp's highest 3-Year average Revenue per Share Growth Rate was 7.10% per year. The lowest was -26.80% per year. And the median was -18.75% per year.

Back to Basics: PS Ratio


Pioneer Bancorp PS Ratio Historical Data

The historical data trend for Pioneer Bancorp's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Pioneer Bancorp PS Ratio Chart

Pioneer Bancorp Annual Data
Trend Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23
PS Ratio
Get a 7-Day Free Trial - 3.55 5.24 4.36 2.83

Pioneer Bancorp Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.21 3.29 2.83 2.66 3.38

Competitive Comparison of Pioneer Bancorp's PS Ratio

For the Banks - Regional subindustry, Pioneer Bancorp's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pioneer Bancorp's PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Pioneer Bancorp's PS Ratio distribution charts can be found below:

* The bar in red indicates where Pioneer Bancorp's PS Ratio falls into.



Pioneer Bancorp PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Pioneer Bancorp's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=8.83/2.961
=2.98

Pioneer Bancorp's Share Price of today is $8.83.
Pioneer Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.96.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


Pioneer Bancorp  (NAS:PBFS) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Pioneer Bancorp PS Ratio Related Terms

Thank you for viewing the detailed overview of Pioneer Bancorp's PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Pioneer Bancorp (Pioneer Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
652 Albany Shaker Road, Albany, NY, USA, 12211
Pioneer Bancorp Inc is involved in providing banking services. These services include Personal services such as Checking, Savings, eBanking Cards, and Business services such as Business Deposit and operating Accounts, Business eBanking, and Business loans. Some of the other services of the company include Government Banking, Wealth Management, Benefits Consulting, and Insurance.
Executives
James Edward Murphy officer: EVP and CCO 652 ALBANY-SHAKER RD, ALBANY NY 12211
Thomas Signor officer: EVP and CAO 652 ALBANY-SHAKER RD, ALBANY NY 12211
Stacy Hengsterman director 652 ALBANY-SHAKER ROAD, ALBANY NY 12211
Kelli Arnold officer: EVP 652 ALBANY-SHAKER ROAD, ALBANY NY 12211
Robert James Nichols officer: EVP and CCO 652 ALBANY-SHAKER ROAD, ALBANY NY 12211
James K Reed director 652 ALBANY SHAKER ROAD, ALBANY NY 12211
Frank C Sarratori officer: EVP, CAO, GC & Corp. Sec. 652 ALBANY SHAKER ROAD, ALBANY NY 12211
Jesse Tomczak officer: EVP and CCEO 652 ALBANY SHAKER ROAD, ALBANY NY 12211
Susan M Hollister officer: EVP and CHRO 652 ALBANY SHAKER ROAD, ALBANY NY 12211
Joseph A Fleming officer: EVP and CLO 652 ALBANY SHAKER ROAD, ALBANY NY 12211
Laura A Mazzara officer: EVP and CRO 652 ALBANY SHAKER ROAD, ALBANY NY 12211
Shaun Mahoney director 652 ALBANY SHAKER ROAD, ALBANY NY 12211
Edward Reinfurt director 652 ALBANY SHAKER ROAD, ALBANY NY 12211
Eileen C Bagnoli director 652 ALBANY SHAKER ROAD, ALBANY NY 12211
Donald E Fane director 652 ALBANY SHAKER ROAD, ALBANY NY 12211

Pioneer Bancorp (Pioneer Bancorp) Headlines

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