BETR (Better Home & Finance Holding Co) Current Ratio: 1.13 (As of Mar. 2026) — 43% Below Median


BETR Better Home & Finance Holding Co BETR
26 GF Score
Price $25.68
GF Value $34.42
Valuation Modestly Undervalued
! 7 Warning Signs
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What is Better Home & Finance Holding Co Current Ratio?

Better Home & Finance Holding Co BETR +0.55% 26 Current Ratio is 1.13 as of Mar. 2026, which is 43% below its 10-year median of 1.98. GuruFocus rates BETR with a GF Score™ of 26/100 and a GF Value™ of $34.42 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 47 Banks companies, Better Home & Finance Holding Co ranks worse than 72.34% on this metric.

The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Better Home & Finance Holding Co's current ratio for the quarter that ended in Mar. 2026 was 1.13.

Better Home & Finance Holding Co has a current ratio of 1.13. It generally indicates good short-term financial strength.

The historical rank and industry rank for Better Home & Finance Holding Co's Current Ratio or its related term are showing as below:

BETR' s Current Ratio Range Over the Past 10 Years
Min: 1.13   Med: 1.98   Max: 4.26
Current: 1.13

During the past 5 years, Better Home & Finance Holding Co's highest Current Ratio was 4.26. The lowest was 1.13. And the median was 1.98.

BETR's Current Ratio is ranked worse than
72.34% of 47 companies
in the Banks industry
Industry Median: 4.82 vs BETR: 1.13

Better Home & Finance Holding Co  (NAS:BETR) Current Ratio Explanation

The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.

Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.

The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.

If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.


Better Home & Finance Holding Co Current Ratio Related Terms


Better Home & Finance Holding Co Current Ratio Historical Data

* Premium members only.

The historical data trend for Better Home & Finance Holding Co's Current Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Better Home & Finance Holding Co Current Ratio Chart

Better Home & Finance Holding Co Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Current Ratio
1.66 2.62 3.83 1.98 1.17

Better Home & Finance Holding Co Quarterly Data
Dec21 Mar22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Current Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.69 1.27 1.18 1.17 1.13

BETR vs VEL, LDI, ONIT: Current Ratio Comparison

For the Mortgage Finance subindustry, Better Home & Finance Holding Co's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Better Home & Finance Holding Co Current Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Better Home & Finance Holding Co's Current Ratio distribution charts can be found below:

* The bar in red indicates where Better Home & Finance Holding Co's Current Ratio falls into.


BETR
26GF Score
Better Home & Finance Holding Co BETR
Current Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Better Home & Finance Holding Co Current Ratio Calculation

The current ratio is mainly used to give an idea of the company's ability to pay back its short-term liabilities with its short-term assets.

Better Home & Finance Holding Co's Current Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Current Ratio (A: Dec. 2025 )=Total Current Assets (A: Dec. 2025 )/Total Current Liabilities (A: Dec. 2025 )
=1461.623/1254.38
=1.17

Better Home & Finance Holding Co's Current Ratio for the quarter that ended in Mar. 2026 is calculated as

Current Ratio (Q: Mar. 2026 )=Total Current Assets (Q: Mar. 2026 )/Total Current Liabilities (Q: Mar. 2026 )
=1527.411/1347.413
=1.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Current Ratio →
What does a Current Ratio of 1.13 mean?
Better Home & Finance Holding Co (BETR) has a Current Ratio of 1.13 as of Mar. 2026. This is 43% below median its historical median of 1.98. Over the past decade, Better Home & Finance Holding Co's Current Ratio has ranged from 1.13 to 4.26. According to the industry distribution chart, Better Home & Finance Holding Co ranks #34 out of 47 companies in the Banks industry, placing it in the top 72.3%.
Is Better Home & Finance Holding Co's Current Ratio too high?
Better Home & Finance Holding Co's current Current Ratio of 1.13 is 43% below median its 10-year median of 1.98. Over the past 10 years, this metric has ranged from a low of 1.13 to a high of 4.26. The Banks industry median Current Ratio is 4.82. Better Home & Finance Holding Co's value of 1.13 is 76.6% below this industry median. Based on the distribution chart, Better Home & Finance Holding Co ranks #34 out of 47 companies in the Banks industry, which is below the industry midpoint. Overall, Better Home & Finance Holding Co has a GF Score™ of 26/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Better Home & Finance Holding Co's Current Ratio compare to VEL and LDI?
According to the Banks industry distribution chart, Better Home & Finance Holding Co ranks #34 out of 47 companies for Current Ratio. This places Better Home & Finance Holding Co in the lower half of its industry. The industry median Current Ratio is 4.82. Better Home & Finance Holding Co's value of 1.13 is 76.6% below this benchmark. Historically, Better Home & Finance Holding Co's own Current Ratio has ranged from 1.13 to 4.26 over the past decade. While the company's 10-year median is 1.98 vs. the industry median of 4.82, Better Home & Finance Holding Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Banks company?
The median Current Ratio among Banks companies is 4.82, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Better Home & Finance Holding Co's current Current Ratio of 1.13 is 76.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median Current Ratio is 4.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Better Home & Finance Holding Co's current Current Ratio is 1.13, which is 43% below median its own 10-year median of 1.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Better Home & Finance Holding Co stock overvalued right now?
Based on GuruFocus' analysis, Better Home & Finance Holding Co (BETR) is currently considered Modestly Undervalued. The stock's GF Value™ is $34.42, compared to a current price of $25.68 — trading 25.4% below its estimated fair value. The current Current Ratio is 1.13, which is 43% below median its 10-year median of 1.98 and 76.6% below the Banks industry median of 4.82. Better Home & Finance Holding Co's overall GF Score™ is 26/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Better Home & Finance Holding Co (BETR), the current Current Ratio is 1.13 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Better Home & Finance Holding Co (BETR) Overvalued in 2026?

Based on GuruFocus' analysis, Better Home & Finance Holding Co stock appears to be undervalued. The current stock price of $25.68 is trading 25.4% below its estimated GF Value™ of $34.42. GuruFocus considers Better Home & Finance Holding Co to be Modestly Undervalued.

Key valuation signals for BETR:

  • Current Ratio: 1.13 (43% below median its 10-year median of 1.98)
  • GF Value™: $34.42 vs. price of $25.68 (25.4% below fair value)
  • GF Score™: 26/100 with 7 warning signs
  • Industry Position: 76.6% below the Banks median (#34 of 47)

No single metric tells the full story. See the BETR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Better Home & Finance Holding Co Business Description

Other Exchanges V6L:Germany
Address 285 Fulton Street, Suite A, 80th Floor, 1 World Trade Center, New York, NY, USA, 10007
Better Home & Finance Holding Co is a technology-enabled homeownership company that provides mortgage, home equity, and related services through a digital platform. The company operates through two reportable segments: Home Finance, which focuses on residential mortgage origination, including purchase, refinance, and home equity products, generating revenue mainly from loan sales; and Banking, which, through its U.K. subsidiary Birmingham Bank, offers a range of financial products and services to consumers and small businesses. It generates the majority of its revenue from the Home Finance segment.
26GF Score

Get the complete analysis for BETR

Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.68
Price
$34.42
GF Value