BETR (Better Home & Finance Holding Co) Operating Margin %: -85.64% (As of Mar. 2026)


BETR Better Home & Finance Holding Co BETR
26 GF Score
Price $25.68
GF Value $34.42
Valuation Modestly Undervalued
! 7 Warning Signs
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What is Better Home & Finance Holding Co Operating Margin %?

Better Home & Finance Holding Co BETR +0.55% 26 Operating Margin % is -85.64% as of Mar. 2026. GuruFocus rates BETR with a GF Score™ of 26/100 and a GF Value™ of $34.42 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 48 Banks companies, Better Home & Finance Holding Co ranks worse than 91.67% on this metric.

Operating Margin % is calculated as Operating Income divided by its Revenue. Better Home & Finance Holding Co's Operating Income for the three months ended in Mar. 2026 was $-45.8 Mil. Better Home & Finance Holding Co's Revenue for the three months ended in Mar. 2026 was $53.5 Mil. Therefore, Better Home & Finance Holding Co's Operating Margin % for the quarter that ended in Mar. 2026 was -85.64%.

The historical rank and industry rank for Better Home & Finance Holding Co's Operating Margin % or its related term are showing as below:

BETR' s Operating Margin % Range Over the Past 10 Years
Min: -275.05   Med: -150.7   Max: -11.64
Current: -65.95


BETR's Operating Margin % is ranked worse than
91.67% of 48 companies
in the Banks industry
Industry Median: 18.135 vs BETR: -65.95

Better Home & Finance Holding Co's 5-Year Average Operating Margin % Growth Rate was 0.00% per year.

Better Home & Finance Holding Co's Operating Income for the three months ended in Mar. 2026 was $-45.8 Mil. Its Operating Income for the trailing twelve months (TTM) ended in Mar. 2026 was $-148.8 Mil.

Warning Sign:

Better Home & Finance Holding Co has never been profitable in the past 3 years. It lost money every year.


Better Home & Finance Holding Co  (NAS:BETR) Operating Margin % Explanation

Just like Gross Margin %, it is important to see a company maintains its operating margin over time. Among the same industry, a company with higher operating margin is more efficient in its operation. It is also more stable during industry slowdown or recessions. Peter Lynch prefers those with higher margins than those with lower margins.


Be Aware

Operating Margin % can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).

If a company is facing competition, its Operating Margin % may decline. Often the Operating Margin % declines well before the company's Revenue or even profit decline. Therefore, Operating Margin % is a very important indicator of whether the company is facing problems.

For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokia’s Operating Margin % had already been in decline since 2002, although its Earnings per Share (Diluted) were still rising. Investors who paid attention to Operating Margin % would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).

Therefore, Operating Margin % is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.


Better Home & Finance Holding Co Operating Margin % Related Terms


Better Home & Finance Holding Co Operating Margin % Historical Data

* Premium members only.

The historical data trend for Better Home & Finance Holding Co's Operating Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Better Home & Finance Holding Co Operating Margin % Chart

Better Home & Finance Holding Co Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Operating Margin %
-11.64 -150.70 -275.05 -156.61 -72.25

Better Home & Finance Holding Co Quarterly Data
Dec21 Mar22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Operating Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -136.46 -63.20 -52.68 -63.06 -85.64

BETR vs VEL, LDI, ONIT: Operating Margin % Comparison

For the Mortgage Finance subindustry, Better Home & Finance Holding Co's Operating Margin %, along with its competitors' market caps and Operating Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Better Home & Finance Holding Co Operating Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Better Home & Finance Holding Co's Operating Margin % distribution charts can be found below:

* The bar in red indicates where Better Home & Finance Holding Co's Operating Margin % falls into.


BETR
26GF Score
Better Home & Finance Holding Co BETR
Operating Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Better Home & Finance Holding Co Operating Margin % Calculation

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Better Home & Finance Holding Co's Operating Margin % for the fiscal year that ended in Dec. 2025 is calculated as

Operating Margin %=Operating Income (A: Dec. 2025 ) / Revenue (A: Dec. 2025 )
=-149.475 / 206.895
=-72.25 %

Better Home & Finance Holding Co's Operating Margin % for the quarter that ended in Mar. 2026 is calculated as

Operating Margin %=Operating Income (Q: Mar. 2026 ) / Revenue (Q: Mar. 2026 )
=-45.838 / 53.522
=-85.64 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Operating Margin % →
What does a Operating Margin % of -85.64% mean?
Better Home & Finance Holding Co (BETR) has a Operating Margin % of -85.64% as of Mar. 2026. Operating margin is the ratio of total operating income to net sales. View historical data on Better Home & Finance Holding Co and its competitors. According to the industry distribution chart, Better Home & Finance Holding Co ranks #44 out of 48 companies in the Banks industry, placing it in the top 91.7%.
Is Better Home & Finance Holding Co's Operating Margin % too high?
Better Home & Finance Holding Co's current Operating Margin % is -85.64%. Based on the distribution chart, Better Home & Finance Holding Co ranks #44 out of 48 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Better Home & Finance Holding Co has a GF Score™ of 26/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Better Home & Finance Holding Co's Operating Margin % compare to VEL and LDI?
According to the Banks industry distribution chart, Better Home & Finance Holding Co ranks #44 out of 48 companies for Operating Margin %. This places Better Home & Finance Holding Co in the lower half of its industry. The industry median Operating Margin % is 18.14. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Margin % for a Banks company?
The median Operating Margin % among Banks companies is 18.14, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a Operating Margin % significantly above this median, while those in the bottom quartile fall well below. However, Operating Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Margin % mean?
A high Operating Margin % can signal that a stock is expensive relative to its fundamentals. Operating margin is the ratio of total operating income to net sales. View historical data on Better Home & Finance Holding Co and its competitors. For the Banks industry, the median Operating Margin % is 18.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Better Home & Finance Holding Co's current Operating Margin % is -85.64%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Better Home & Finance Holding Co stock overvalued right now?
Based on GuruFocus' analysis, Better Home & Finance Holding Co (BETR) is currently considered Modestly Undervalued. The stock's GF Value™ is $34.42, compared to a current price of $25.68 — trading 25.4% below its estimated fair value. The current Operating Margin % is -85.64%. Better Home & Finance Holding Co's overall GF Score™ is 26/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Margin % calculated?
Operating Margin % is calculated from a company's financial statements. For Better Home & Finance Holding Co (BETR), the current Operating Margin % is -85.64% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Better Home & Finance Holding Co (BETR) Overvalued in 2026?

Based on GuruFocus' analysis, Better Home & Finance Holding Co stock appears to be undervalued. The current stock price of $25.68 is trading 25.4% below its estimated GF Value™ of $34.42. GuruFocus considers Better Home & Finance Holding Co to be Modestly Undervalued.

Key valuation signals for BETR:

  • Operating Margin %: -85.64%
  • GF Value™: $34.42 vs. price of $25.68 (25.4% below fair value)
  • GF Score™: 26/100 with 7 warning signs

No single metric tells the full story. See the BETR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Better Home & Finance Holding Co Business Description

Other Exchanges V6L:Germany
Address 285 Fulton Street, Suite A, 80th Floor, 1 World Trade Center, New York, NY, USA, 10007
Better Home & Finance Holding Co is a technology-enabled homeownership company that provides mortgage, home equity, and related services through a digital platform. The company operates through two reportable segments: Home Finance, which focuses on residential mortgage origination, including purchase, refinance, and home equity products, generating revenue mainly from loan sales; and Banking, which, through its U.K. subsidiary Birmingham Bank, offers a range of financial products and services to consumers and small businesses. It generates the majority of its revenue from the Home Finance segment.
26GF Score

Get the complete analysis for BETR

Operating Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.68
Price
$34.42
GF Value