BETR (Better Home & Finance Holding Co) Enterprise Value: $1,131.1 Mil (As of Jun. 28, 2026) ***


BETR Better Home & Finance Holding Co BETR
26 GF Score
Price $25.68
GF Value $34.42
Valuation Modestly Undervalued
! 7 Warning Signs
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What is Better Home & Finance Holding Co Enterprise Value?

Better Home & Finance Holding Co BETR +0.55% 26 Enterprise Value is $1,131.1 Mil as of Jun. 28, 2026. GuruFocus rates BETR with a GF Score™ of 26/100 and a GF Value™ of $34.42 (Modestly Undervalued). The stock has 7 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Better Home & Finance Holding Co's Enterprise Value is $1,131.1 Mil. Better Home & Finance Holding Co's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was $-153.7 Mil. Therefore, Better Home & Finance Holding Co's EV-to-EBIT ratio for today is -7.36.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Better Home & Finance Holding Co's Enterprise Value is $1,131.1 Mil. Better Home & Finance Holding Co's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was $-140.4 Mil. Therefore, Better Home & Finance Holding Co's EV-to-EBITDA ratio for today is -8.06.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Better Home & Finance Holding Co's Enterprise Value is $1,131.1 Mil. Better Home & Finance Holding Co's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was $225.6 Mil. Therefore, Better Home & Finance Holding Co's EV-to-Revenue ratio for today is 5.01.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Better Home & Finance Holding Co's Enterprise Value is $1,131.1 Mil. Better Home & Finance Holding Co's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was $-234.6 Mil. Therefore, Better Home & Finance Holding Co's EV-to-OCF ratio for today is -4.82.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Better Home & Finance Holding Co's Enterprise Value is $1,131.1 Mil. Better Home & Finance Holding Co's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $-246.0 Mil. Therefore, Better Home & Finance Holding Co's EV-to-FCF ratio for today is -4.60.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Better Home & Finance Holding Co  (NAS:BETR) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

Better Home & Finance Holding Co's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=1131.078/-153.689
=-7.36

Better Home & Finance Holding Co's current Enterprise Value is $1,131.1 Mil.
Better Home & Finance Holding Co's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-153.7 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

Better Home & Finance Holding Co's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=1131.078/-140.396
=-8.06

Better Home & Finance Holding Co's current Enterprise Value is $1,131.1 Mil.
Better Home & Finance Holding Co's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-140.4 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Better Home & Finance Holding Co's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=1131.078/225.623
=5.01

Better Home & Finance Holding Co's current Enterprise Value is $1,131.1 Mil.
Better Home & Finance Holding Co's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $225.6 Mil.

4. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Better Home & Finance Holding Co's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=1131.078/-234.564
=-4.82

Better Home & Finance Holding Co's current Enterprise Value is $1,131.1 Mil.
Better Home & Finance Holding Co's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-234.6 Mil.

5. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Better Home & Finance Holding Co's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=1131.078/-245.978
=-4.60

Better Home & Finance Holding Co's current Enterprise Value is $1,131.1 Mil.
Better Home & Finance Holding Co's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-246.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Better Home & Finance Holding Co Enterprise Value Related Terms


Better Home & Finance Holding Co Enterprise Value Historical Data

* Premium members only.

The historical data trend for Better Home & Finance Holding Co's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Better Home & Finance Holding Co Enterprise Value Chart

Better Home & Finance Holding Co Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
0.00 0.00 756.68 638.33 933.04

Better Home & Finance Holding Co Quarterly Data
Dec21 Mar22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 702.67 545.35 1,211.11 933.04 1,241.07

BETR vs VEL, LDI, ONIT: Enterprise Value Comparison

For the Mortgage Finance subindustry, Better Home & Finance Holding Co's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Better Home & Finance Holding Co Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, Better Home & Finance Holding Co's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Better Home & Finance Holding Co's Enterprise Value falls into.


BETR
26GF Score
Better Home & Finance Holding Co BETR
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Better Home & Finance Holding Co Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Better Home & Finance Holding Co's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Better Home & Finance Holding Co's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of $1,131.1 Mil mean?
Better Home & Finance Holding Co (BETR) has a Enterprise Value of $1,131.1 Mil as of Jun. 28, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Better Home & Finance Holding Co and its competitors.
Is Better Home & Finance Holding Co's Enterprise Value too high?
Better Home & Finance Holding Co's current Enterprise Value is $1,131.1 Mil. Overall, Better Home & Finance Holding Co has a GF Score™ of 26/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Better Home & Finance Holding Co's Enterprise Value compare to VEL and LDI?
Better Home & Finance Holding Co's Enterprise Value of $1,131.1 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Better Home & Finance Holding Co and its competitors. Better Home & Finance Holding Co's current Enterprise Value is $1,131.1 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Better Home & Finance Holding Co stock overvalued right now?
Based on GuruFocus' analysis, Better Home & Finance Holding Co (BETR) is currently considered Modestly Undervalued. The stock's GF Value™ is $34.42, compared to a current price of $25.68 — trading 25.4% below its estimated fair value. The current Enterprise Value is $1,131.1 Mil. Better Home & Finance Holding Co's overall GF Score™ is 26/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Better Home & Finance Holding Co (BETR), the current Enterprise Value is $1,131.1 Mil as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Better Home & Finance Holding Co (BETR) Overvalued in 2026?

Based on GuruFocus' analysis, Better Home & Finance Holding Co stock appears to be undervalued. The current stock price of $25.68 is trading 25.4% below its estimated GF Value™ of $34.42. GuruFocus considers Better Home & Finance Holding Co to be Modestly Undervalued.

Key valuation signals for BETR:

  • Enterprise Value: $1,131.1 Mil
  • GF Value™: $34.42 vs. price of $25.68 (25.4% below fair value)
  • GF Score™: 26/100 with 7 warning signs

No single metric tells the full story. See the BETR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Better Home & Finance Holding Co Business Description

Other Exchanges V6L:Germany
Address 285 Fulton Street, Suite A, 80th Floor, 1 World Trade Center, New York, NY, USA, 10007
Better Home & Finance Holding Co is a technology-enabled homeownership company that provides mortgage, home equity, and related services through a digital platform. The company operates through two reportable segments: Home Finance, which focuses on residential mortgage origination, including purchase, refinance, and home equity products, generating revenue mainly from loan sales; and Banking, which, through its U.K. subsidiary Birmingham Bank, offers a range of financial products and services to consumers and small businesses. It generates the majority of its revenue from the Home Finance segment.
26GF Score

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Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.68
Price
$34.42
GF Value