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Better Home & Finance Holding CoBETR -5.14%17 3-Year EBITDA Growth Rate is 37.10% as of Jun. 2026, which is 77% above its 10-year median of 20.95. GuruFocus rates BETR with a GF Score™ of 17/100 and a GF Value™ of $31.43 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 43 Banks companies, Better Home & Finance Holding Co ranks better than 81.4% on this metric.
During the past 3 years, the average EBITDA Per Share Growth Rate was 37.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 5 years, the highest 3-Year average EBITDA Per Share Growth Rate of Better Home & Finance Holding Co was 37.10% per year. The lowest was 4.80% per year. And the median was 20.95% per year.
Better Home & Finance Holding Co (NAS:BETR) 3-Year EBITDA Growth Rate Explanation
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
Better Home & Finance Holding Co 3-Year EBITDA Growth Rate Related Terms
BETR vs ONIT, LDI, UWMC: 3-Year EBITDA Growth Rate Comparison
For the Mortgage Finance subindustry, Better Home & Finance Holding Co's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Better Home & Finance Holding Co 3-Year EBITDA Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Better Home & Finance Holding Co's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where Better Home & Finance Holding Co's 3-Year EBITDA Growth Rate falls into.
Better Home & Finance Holding Co 3-Year EBITDA Growth Rate Calculation
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 37.10% mean?
Better Home & Finance Holding Co (BETR) has a 3-Year EBITDA Growth Rate of 37.10% as of Jun. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Better Home & Finance Holding Co and its competitors. This is 77% above median its historical median of 20.95. Over the past decade, Better Home & Finance Holding Co's 3-Year EBITDA Growth Rate has ranged from 4.80 to 37.10. According to the industry distribution chart, Better Home & Finance Holding Co ranks #8 out of 43 companies in the Banks industry, placing it in the top 18.6%.
Is Better Home & Finance Holding Co's 3-Year EBITDA Growth Rate too high?
Better Home & Finance Holding Co's current 3-Year EBITDA Growth Rate of 37.10% is 77% above median its 10-year median of 20.95. Over the past 10 years, this metric has ranged from a low of 4.80 to a high of 37.10. The Banks industry median 3-Year EBITDA Growth Rate is 10.20. Better Home & Finance Holding Co's value of 37.10% is 263.7% above this industry median. Based on the distribution chart, Better Home & Finance Holding Co ranks #8 out of 43 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Better Home & Finance Holding Co has a GF Score™ of 17/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Better Home & Finance Holding Co's 3-Year EBITDA Growth Rate compare to ONIT and LDI?
According to the Banks industry distribution chart, Better Home & Finance Holding Co ranks #8 out of 43 companies for 3-Year EBITDA Growth Rate. This places Better Home & Finance Holding Co in the top 19% of its industry — outperforming the majority of peers. The industry median 3-Year EBITDA Growth Rate is 10.20. Better Home & Finance Holding Co's value of 37.10% is 263.7% above this benchmark. Historically, Better Home & Finance Holding Co's own 3-Year EBITDA Growth Rate has ranged from 4.80 to 37.10 over the past decade. While the company's 10-year median is 20.95 vs. the industry median of 10.20, Better Home & Finance Holding Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for a Banks company?
The median 3-Year EBITDA Growth Rate among Banks companies is 10.20, based on 43 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Better Home & Finance Holding Co's current 3-Year EBITDA Growth Rate of 37.10% is 263.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Better Home & Finance Holding Co and its competitors. For the Banks industry, the median 3-Year EBITDA Growth Rate is 10.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Better Home & Finance Holding Co's current 3-Year EBITDA Growth Rate is 37.10%, which is 77% above median its own 10-year median of 20.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Better Home & Finance Holding Co stock overvalued right now?
Based on GuruFocus' analysis, Better Home & Finance Holding Co (BETR) is currently considered Possible Value Trap. The stock's GF Value™ is $31.43, compared to a current price of $13.85 — trading 55.9% below its estimated fair value. The current 3-Year EBITDA Growth Rate is 37.10%, which is 77% above median its 10-year median of 20.95 and 263.7% above the Banks industry median of 10.20. Better Home & Finance Holding Co's overall GF Score™ is 17/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For Better Home & Finance Holding Co (BETR), the current 3-Year EBITDA Growth Rate is 37.10% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Better Home & Finance Holding Co (BETR) Overvalued in 2026?
Based on GuruFocus' analysis, Better Home & Finance Holding Co stock appears to be undervalued.
The current stock price of $13.85 is trading 55.9% below its estimated GF Value™ of $31.43.
GuruFocus considers Better Home & Finance Holding Co to be Possible Value Trap.
Key valuation signals for BETR:
3-Year EBITDA Growth Rate: 37.10% (77% above median its 10-year median of 20.95)
GF Value™: $31.43 vs. price of $13.85 (55.9% below fair value)
Industry Position: 263.7% above the Banks median (#8 of 43)
No single metric tells the full story. See the BETR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Better Home & Finance Holding Co is a technology-enabled homeownership company that provides mortgage, home equity, and related services through a digital platform. The company operates through two reportable segments: Home Finance, which focuses on residential mortgage origination, including purchase, refinance, and home equity products, generating revenue mainly from loan sales; and Banking, which, through its U.K. subsidiary Birmingham Bank, offers a range of financial products and services to consumers and small businesses. It generates the majority of its revenue from the Home Finance segment.
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