* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Better Home & Finance Holding Co Days Payable Chart
For the Mortgage Finance subindustry, Better Home & Finance Holding Co's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Better Home & Finance Holding Co Days Payable vs Banks Industry
For the Banks industry and Financial Services sector, Better Home & Finance Holding Co's Days Payable distribution charts can be found below:
* The bar in red indicates where Better Home & Finance Holding Co's Days Payable falls into.
Better Home & Finance Holding Co Days Payable Calculation
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Better Home & Finance Holding Co (BETR) has a Days Payable of 89.01 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Better Home & Finance Holding Co and its competitors. This is near median its historical median of 96.70. Over the past decade, Better Home & Finance Holding Co's Days Payable has ranged from 50.18 to 122.04. According to the industry distribution chart, Better Home & Finance Holding Co ranks #7 out of 33 companies in the Banks industry, placing it in the top 21.2%.
Is Better Home & Finance Holding Co's Days Payable too high?
Better Home & Finance Holding Co's current Days Payable of 89.01 is near median its 10-year median of 96.70. Over the past 10 years, this metric has ranged from a low of 50.18 to a high of 122.04. The Banks industry median Days Payable is 32.94. Better Home & Finance Holding Co's value of 89.01 is 170.2% above this industry median. Based on the distribution chart, Better Home & Finance Holding Co ranks #7 out of 33 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Better Home & Finance Holding Co has a GF Score™ of 26/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Better Home & Finance Holding Co's Days Payable compare to LDI and ONIT?
According to the Banks industry distribution chart, Better Home & Finance Holding Co ranks #7 out of 33 companies for Days Payable. This places Better Home & Finance Holding Co in the top 21% of its industry — outperforming the majority of peers. The industry median Days Payable is 32.94. Better Home & Finance Holding Co's value of 89.01 is 170.2% above this benchmark. Historically, Better Home & Finance Holding Co's own Days Payable has ranged from 50.18 to 122.04 over the past decade. While the company's 10-year median is 96.70 vs. the industry median of 32.94, Better Home & Finance Holding Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Banks company?
The median Days Payable among Banks companies is 32.94, based on 33 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Better Home & Finance Holding Co's current Days Payable of 89.01 is 170.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Better Home & Finance Holding Co and its competitors. For the Banks industry, the median Days Payable is 32.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Better Home & Finance Holding Co's current Days Payable is 89.01, which is near median its own 10-year median of 96.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Better Home & Finance Holding Co stock overvalued right now?
Based on GuruFocus' analysis, Better Home & Finance Holding Co (BETR) is currently considered Modestly Undervalued. The stock's GF Value™ is $34.42, compared to a current price of $25.68 — trading 25.4% below its estimated fair value. The current Days Payable is 89.01, which is near median its 10-year median of 96.70 and 170.2% above the Banks industry median of 32.94. Better Home & Finance Holding Co's overall GF Score™ is 26/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Better Home & Finance Holding Co (BETR), the current Days Payable is 89.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Better Home & Finance Holding Co (BETR) Overvalued in 2026?
Based on GuruFocus' analysis, Better Home & Finance Holding Co stock appears to be undervalued.
The current stock price of $25.68 is trading 25.4% below its estimated GF Value™ of $34.42.
GuruFocus considers Better Home & Finance Holding Co to be Modestly Undervalued.
Key valuation signals for BETR:
Days Payable: 89.01 (near median its 10-year median of 96.70)
GF Value™: $34.42 vs. price of $25.68 (25.4% below fair value)
Industry Position: 170.2% above the Banks median (#7 of 33)
No single metric tells the full story. See the BETR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Better Home & Finance Holding Co Business Description
Better Home & Finance Holding Co is a technology-enabled homeownership company that provides mortgage, home equity, and related services through a digital platform. The company operates through two reportable segments: Home Finance, which focuses on residential mortgage origination, including purchase, refinance, and home equity products, generating revenue mainly from loan sales; and Banking, which, through its U.K. subsidiary Birmingham Bank, offers a range of financial products and services to consumers and small businesses. It generates the majority of its revenue from the Home Finance segment.
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