BETR (Better Home & Finance Holding Co) Earnings Yield (Joel Greenblatt) %: -25.77% (As of Jun. 2026)

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BETR Better Home & Finance Holding Co BETR
17 GF Score
Price $13.50
GF Value $31.97
Valuation Possible Value Trap
! 6 Warning Signs
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What is Better Home & Finance Holding Co Earnings Yield (Joel Greenblatt) %?

Better Home & Finance Holding Co BETR -1.31% 17 Earnings Yield (Joel Greenblatt) % is -25.77% as of Jun. 2026. GuruFocus rates BETR with a GF Score™ of 17/100 and a GF Value™ of $31.97 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 1,312 Banks companies, Better Home & Finance Holding Co ranks worse than 99.77% on this metric.

Better Home & Finance Holding Co's Enterprise Value for the quarter that ended in Jun. 2026 was $595.0 Mil. Better Home & Finance Holding Co's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 was $-153.3 Mil. Better Home & Finance Holding Co's Earnings Yield (Joel Greenblatt) for the quarter that ended in Jun. 2026 was -25.77%.

The historical rank and industry rank for Better Home & Finance Holding Co's Earnings Yield (Joel Greenblatt) % or its related term are showing as below:

BETR' s Earnings Yield (Joel Greenblatt) % Range Over the Past 10 Years
Min: -160.46   Med: -29.95   Max: -10.07
Current: -18.87

During the past 5 years, the highest Earnings Yield (Joel Greenblatt) of Better Home & Finance Holding Co was -10.07%. The lowest was -160.46%. And the median was -29.95%.

BETR's Earnings Yield (Joel Greenblatt) % is ranked worse than
99.77% of 1312 companies
in the Banks industry
Industry Median: 0 vs BETR: -18.87

Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.

A better indicator of the attractiveness of an investment which takes growth into account is the Forward Rate of Return (Yacktman) %. Better Home & Finance Holding Co's Forward Rate of Return (Yacktman) % for the quarter that ended in Jun. 2026 was 0.00%. The Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.


Better Home & Finance Holding Co  (NAS:BETR) Earnings Yield (Joel Greenblatt) % Explanation

Joel Greenblatt defines the earnings yield using the above equation because it more accurately reflects the company's profitability relative to its stock price. Items like interest payment and tax etc. are not directly related to the company's operational profitability.

Enterprise Value instead of market cap (share price) is used in the calculation because it is the real price stock and bond investors together pay for the company.


Be Aware

Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.

Forward Rate of Return (Yacktman) % based on Don Yacktman's definition is a better measure of the expected rate of return for a stock.


Better Home & Finance Holding Co Earnings Yield (Joel Greenblatt) % Related Terms


Better Home & Finance Holding Co Earnings Yield (Joel Greenblatt) % Historical Data

* Premium members only.

The historical data trend for Better Home & Finance Holding Co's Earnings Yield (Joel Greenblatt) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Better Home & Finance Holding Co Earnings Yield (Joel Greenblatt) % Chart

Better Home & Finance Holding Co Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Earnings Yield (Joel Greenblatt) %
0.00 0.00 -37.17 -29.41 -16.03

Better Home & Finance Holding Co Quarterly Data
Dec21 Mar22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Earnings Yield (Joel Greenblatt) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -32.36 -12.99 -16.03 -12.42 -25.77

BETR vs ONIT, LDI, UWMC: Earnings Yield (Joel Greenblatt) % Comparison

For the Mortgage Finance subindustry, Better Home & Finance Holding Co's Earnings Yield (Joel Greenblatt) %, along with its competitors' market caps and Earnings Yield (Joel Greenblatt) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Better Home & Finance Holding Co Earnings Yield (Joel Greenblatt) % vs Banks Industry

For the Banks industry and Financial Services sector, Better Home & Finance Holding Co's Earnings Yield (Joel Greenblatt) % distribution charts can be found below:

* The bar in red indicates where Better Home & Finance Holding Co's Earnings Yield (Joel Greenblatt) % falls into.


BETR
17GF Score
Better Home & Finance Holding Co BETR
Earnings Yield (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Better Home & Finance Holding Co Earnings Yield (Joel Greenblatt) % Calculation

In his book, The Little That Beat the Market, hedge fund manager Joel Greenblatt defines Earnings Yield as operating income divided by enterprise value.

Better Home & Finance Holding Cos Earnings Yield (Joel Greenblatt) for the fiscal year that ended in Dec. 2025 is calculated as

Earnings Yield (Joel Greenblatt)=EBIT/Enterprise Value
=-149.475/933.04126
=-16.02 %

Better Home & Finance Holding Co's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-153.3 Mil.


What does a Earnings Yield (Joel Greenblatt) % of -25.77% mean?
Better Home & Finance Holding Co (BETR) has a Earnings Yield (Joel Greenblatt) % of -25.77% as of Jun. 2026. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on Better Home & Finance Holding Co and its competitors. According to the industry distribution chart, Better Home & Finance Holding Co ranks #1309 out of 1312 companies in the Banks industry, placing it in the top 99.8%.
Is Better Home & Finance Holding Co's Earnings Yield (Joel Greenblatt) % too high?
Better Home & Finance Holding Co's current Earnings Yield (Joel Greenblatt) % is -25.77%. Based on the distribution chart, Better Home & Finance Holding Co ranks #1309 out of 1312 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Better Home & Finance Holding Co has a GF Score™ of 17/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Better Home & Finance Holding Co's Earnings Yield (Joel Greenblatt) % compare to ONIT and LDI?
According to the Banks industry distribution chart, Better Home & Finance Holding Co ranks #1309 out of 1312 companies for Earnings Yield (Joel Greenblatt) %. This places Better Home & Finance Holding Co in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings Yield (Joel Greenblatt) % for a Banks company?
A good Earnings Yield (Joel Greenblatt) % depends on the Banks industry context. However, Earnings Yield (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings Yield (Joel Greenblatt) % mean?
A high Earnings Yield (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on Better Home & Finance Holding Co and its competitors. Better Home & Finance Holding Co's current Earnings Yield (Joel Greenblatt) % is -25.77%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Better Home & Finance Holding Co stock overvalued right now?
Based on GuruFocus' analysis, Better Home & Finance Holding Co (BETR) is currently considered Possible Value Trap. The stock's GF Value™ is $31.97, compared to a current price of $13.50 — trading 57.8% below its estimated fair value. The current Earnings Yield (Joel Greenblatt) % is -25.77%. Better Home & Finance Holding Co's overall GF Score™ is 17/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings Yield (Joel Greenblatt) % calculated?
Earnings Yield (Joel Greenblatt) % is calculated from a company's financial statements. For Better Home & Finance Holding Co (BETR), the current Earnings Yield (Joel Greenblatt) % is -25.77% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Better Home & Finance Holding Co (BETR) Overvalued in 2026?

Based on GuruFocus' analysis, Better Home & Finance Holding Co stock appears to be undervalued. The current stock price of $13.50 is trading 57.8% below its estimated GF Value™ of $31.97. GuruFocus considers Better Home & Finance Holding Co to be Possible Value Trap.

Key valuation signals for BETR:

  • Earnings Yield (Joel Greenblatt) %: -25.77%
  • GF Value™: $31.97 vs. price of $13.50 (57.8% below fair value)
  • GF Score™: 17/100 with 6 warning signs

No single metric tells the full story. See the BETR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Better Home & Finance Holding Co Business Description

Other Exchanges V6L:Germany
Address 285 Fulton Street, Suite A, 80th Floor, 1 World Trade Center, New York, NY, USA, 10007
Better Home & Finance Holding Co is a technology-enabled homeownership company that provides mortgage, home equity, and related services through a digital platform. The company operates through two reportable segments: Home Finance, which focuses on residential mortgage origination, including purchase, refinance, and home equity products, generating revenue mainly from loan sales; and Banking, which, through its U.K. subsidiary Birmingham Bank, offers a range of financial products and services to consumers and small businesses. It generates the majority of its revenue from the Home Finance segment.
17GF Score

Get the complete analysis for BETR

Earnings Yield (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13.50
Price
$31.97
GF Value