BETR (Better Home & Finance Holding Co) Long-Term Debt: $198.8 Mil (As of Mar. 2026)


BETR Better Home & Finance Holding Co BETR
26 GF Score
Price $25.70
GF Value $34.15
Valuation Modestly Undervalued
! 7 Warning Signs
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What is Better Home & Finance Holding Co Long-Term Debt?

Better Home & Finance Holding Co BETR +0.31% 26 Long-Term Debt is $198.8 Mil as of Mar. 2026. GuruFocus rates BETR with a GF Score™ of 26/100 and a GF Value™ of $34.15 (Modestly Undervalued). The stock has 7 warning signs investors should review.

Better Home & Finance Holding Co's Long-Term Debt for the quarter that ended in Mar. 2026 was $198.8 Mil.

Better Home & Finance Holding Co's quarterly Long-Term Debt stayed the same from Sep. 2025 ($198.8 Mil) to Dec. 2025 ($198.8 Mil) and stayed the same from Dec. 2025 ($198.8 Mil) to Mar. 2026 ($198.8 Mil).

Better Home & Finance Holding Co's annual Long-Term Debt increased from Dec. 2023 ($514.6 Mil) to Dec. 2024 ($519.7 Mil) but then declined from Dec. 2024 ($519.7 Mil) to Dec. 2025 ($198.8 Mil).

Better Home & Finance Holding Co  (NAS:BETR) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Better Home & Finance Holding Co Long-Term Debt Related Terms

Better Home & Finance Holding Co Long-Term Debt Historical Data

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The historical data trend for Better Home & Finance Holding Co's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Better Home & Finance Holding Co Long-Term Debt Chart

Better Home & Finance Holding Co Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
626.36 894.40 514.64 519.75 198.80

Better Home & Finance Holding Co Quarterly Data
Dec21 Mar22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 521.45 200.41 198.80 198.80 198.80
BETR
26GF Score
Better Home & Finance Holding Co BETR
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $198.8 Mil mean?
Better Home & Finance Holding Co (BETR) has a Long-Term Debt of $198.8 Mil as of Mar. 2026.
Is Better Home & Finance Holding Co's Long-Term Debt too high?
Better Home & Finance Holding Co's current Long-Term Debt is $198.8 Mil. Overall, Better Home & Finance Holding Co has a GF Score™ of 26/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Better Home & Finance Holding Co's Long-Term Debt compare to LDI and ONIT?
Better Home & Finance Holding Co's Long-Term Debt of $198.8 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Banks company?
A good Long-Term Debt depends on the Banks industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Better Home & Finance Holding Co's current Long-Term Debt is $198.8 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Better Home & Finance Holding Co stock overvalued right now?
Based on GuruFocus' analysis, Better Home & Finance Holding Co (BETR) is currently considered Modestly Undervalued. The stock's GF Value™ is $34.15, compared to a current price of $25.70 — trading 24.7% below its estimated fair value. The current Long-Term Debt is $198.8 Mil. Better Home & Finance Holding Co's overall GF Score™ is 26/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Better Home & Finance Holding Co (BETR), the current Long-Term Debt is $198.8 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Better Home & Finance Holding Co (BETR) Overvalued in 2026?

Based on GuruFocus' analysis, Better Home & Finance Holding Co stock appears to be undervalued. The current stock price of $25.70 is trading 24.7% below its estimated GF Value™ of $34.15. GuruFocus considers Better Home & Finance Holding Co to be Modestly Undervalued.

Key valuation signals for BETR:

  • Long-Term Debt: $198.8 Mil
  • GF Value™: $34.15 vs. price of $25.70 (24.7% below fair value)
  • GF Score™: 26/100 with 7 warning signs

No single metric tells the full story. See the BETR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Better Home & Finance Holding Co Business Description

Other Exchanges V6L:Germany
Address 285 Fulton Street, Suite A, 80th Floor, 1 World Trade Center, New York, NY, USA, 10007
Better Home & Finance Holding Co is a technology-enabled homeownership company that provides mortgage, home equity, and related services through a digital platform. The company operates through two reportable segments: Home Finance, which focuses on residential mortgage origination, including purchase, refinance, and home equity products, generating revenue mainly from loan sales; and Banking, which, through its U.K. subsidiary Birmingham Bank, offers a range of financial products and services to consumers and small businesses. It generates the majority of its revenue from the Home Finance segment.
26GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.70
Price
$34.15
GF Value