BETR (Better Home & Finance Holding Co) GF Score: 26/100 (As of Jul. 03, 2026) — 86% Above Median


BETR Better Home & Finance Holding Co BETR
26 GF Score
Price $28.55
GF Value $34.18
Valuation Modestly Undervalued
! 7 Warning Signs
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What is Better Home & Finance Holding Co GF Score?

Better Home & Finance Holding Co BETR -4.92% 26 GF Score is 26 as of Jul. 03, 2026, which is 86% above its 10-year median of 14.00. GuruFocus rates BETR with a GF Score™ of 26/100 and a GF Value™ of $34.18 (Modestly Undervalued). The stock has 7 warning signs investors should review.

Better Home & Finance Holding Co has the GF Score of 26, which implies that the company might have Worst future performance potential, or not enough data.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 2/10
2. Profitability Rank : 1/10
3. Growth Rank : 0/10
4. GF Value Rank : 10/10
5. Momentum Rank : 0/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Better Home & Finance Holding Co might have Worst future performance potential, or not enough data.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Better Home & Finance Holding Co  (NAS:BETR) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.


Better Home & Finance Holding Co GF Score Related Terms


BETR vs LDI, ONIT, VEL: GF Score Comparison

For the Mortgage Finance subindustry, Better Home & Finance Holding Co's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Better Home & Finance Holding Co GF Score vs Banks Industry

For the Banks industry and Financial Services sector, Better Home & Finance Holding Co's GF Score distribution charts can be found below:

* The bar in red indicates where Better Home & Finance Holding Co's GF Score falls into.


BETR
26GF Score
Better Home & Finance Holding Co BETR
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 26 mean?
Better Home & Finance Holding Co (BETR) has a GF Score of 26 as of Jul. 03, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Better Home & Finance Holding Co and its competitors. This is 86% above median its historical median of 14.00. Over the past decade, Better Home & Finance Holding Co's GF Score has ranged from 4.00 to 28.00.
Is Better Home & Finance Holding Co's GF Score too high?
Better Home & Finance Holding Co's current GF Score of 26 is 86% above median its 10-year median of 14.00. Over the past 10 years, this metric has ranged from a low of 4.00 to a high of 28.00. Overall, Better Home & Finance Holding Co has a GF Score™ of 26/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Better Home & Finance Holding Co's GF Score compare to LDI and ONIT?
Better Home & Finance Holding Co's GF Score of 26 can be compared against companies in the Banks industry. Historically, Better Home & Finance Holding Co's own GF Score has ranged from 4.00 to 28.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Better Home & Finance Holding Co and its competitors. Better Home & Finance Holding Co's current GF Score is 26, which is 86% above median its own 10-year median of 14.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Better Home & Finance Holding Co stock overvalued right now?
Based on GuruFocus' analysis, Better Home & Finance Holding Co (BETR) is currently considered Modestly Undervalued. The stock's GF Value™ is $34.18, compared to a current price of $28.55 — trading 16.5% below its estimated fair value. The current GF Score is 26, which is 86% above median its 10-year median of 14.00. Better Home & Finance Holding Co's overall GF Score™ is 26/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Better Home & Finance Holding Co (BETR), the current GF Score is 26 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Better Home & Finance Holding Co (BETR) Overvalued in 2026?

Based on GuruFocus' analysis, Better Home & Finance Holding Co stock appears to be undervalued. The current stock price of $28.55 is trading 16.5% below its estimated GF Value™ of $34.18. GuruFocus considers Better Home & Finance Holding Co to be Modestly Undervalued.

Key valuation signals for BETR:

  • GF Score: 26 (86% above median its 10-year median of 14.00)
  • GF Value™: $34.18 vs. price of $28.55 (16.5% below fair value)
  • GF Score™: 26/100 with 7 warning signs

No single metric tells the full story. See the BETR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Better Home & Finance Holding Co Business Description

Other Exchanges V6L:Germany
Address 285 Fulton Street, Suite A, 80th Floor, 1 World Trade Center, New York, NY, USA, 10007
Better Home & Finance Holding Co is a technology-enabled homeownership company that provides mortgage, home equity, and related services through a digital platform. The company operates through two reportable segments: Home Finance, which focuses on residential mortgage origination, including purchase, refinance, and home equity products, generating revenue mainly from loan sales; and Banking, which, through its U.K. subsidiary Birmingham Bank, offers a range of financial products and services to consumers and small businesses. It generates the majority of its revenue from the Home Finance segment.
26GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$28.55
Price
$34.18
GF Value