Sahara HousingfinaBOM:511533 +3.24%68 Current Ratio is 198.03 as of Mar. 2026, which is 3672% above its 10-year median of 5.25. GuruFocus rates BOM:511533 with a GF Score™ of 68/100 and a GF Value™ of ₹35.99 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 46 Banks companies, Sahara Housingfina ranks better than 80.43% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Sahara Housingfina's current ratio for the quarter that ended in Mar. 2026 was 198.03.
Sahara Housingfina has a current ratio of 198.03. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
The historical rank and industry rank for Sahara Housingfina's Current Ratio or its related term are showing as below:
BOM:511533'
s Current Ratio Range Over the Past 10 Years
Min: 0.71 Med: 5.25 Max: 198.03
Current: 198.03
During the past 13 years, Sahara Housingfina's highest Current Ratio was 198.03. The lowest was 0.71. And the median was 5.25.
BOM:511533's Current Ratio is ranked better than 80.43% of 46
companies
in the Banks industry
Industry Median: 2.805
vs BOM:511533: 198.03
Sahara Housingfina (BOM:511533) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Sahara Housingfina Current Ratio Related Terms
Sahara Housingfina Current Ratio Historical Data
* Premium members only.
The historical data trend for Sahara Housingfina's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:511533 vs RKT, FNMA, PFSI: Current Ratio Comparison
For the Mortgage Finance subindustry, Sahara Housingfina's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sahara Housingfina Current Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Sahara Housingfina's Current Ratio distribution charts can be found below:
* The bar in red indicates where Sahara Housingfina's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sahara Housingfina (BOM:511533) has a Current Ratio of 198.03 as of Mar. 2026. This is 3672% above median its historical median of 5.25. Over the past decade, Sahara Housingfina's Current Ratio has ranged from 0.71 to 198.03. According to the industry distribution chart, Sahara Housingfina ranks #9 out of 46 companies in the Banks industry, placing it in the top 19.6%.
Is Sahara Housingfina's Current Ratio too high?
Sahara Housingfina's current Current Ratio of 198.03 is 3672% above median its 10-year median of 5.25. Over the past 10 years, this metric has ranged from a low of 0.71 to a high of 198.03. The Banks industry median Current Ratio is 2.81. Sahara Housingfina's value of 198.03 is 6959.9% above this industry median. Based on the distribution chart, Sahara Housingfina ranks #9 out of 46 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Sahara Housingfina has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sahara Housingfina's Current Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Sahara Housingfina ranks #9 out of 46 companies for Current Ratio. This places Sahara Housingfina in the top 20% of its industry — outperforming the majority of peers. The industry median Current Ratio is 2.81. Sahara Housingfina's value of 198.03 is 6959.9% above this benchmark. Historically, Sahara Housingfina's own Current Ratio has ranged from 0.71 to 198.03 over the past decade. While the company's 10-year median is 5.25 vs. the industry median of 2.81, Sahara Housingfina has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Banks company?
The median Current Ratio among Banks companies is 2.81, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sahara Housingfina's current Current Ratio of 198.03 is 6959.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median Current Ratio is 2.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sahara Housingfina's current Current Ratio is 198.03, which is 3672% above median its own 10-year median of 5.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sahara Housingfina stock overvalued right now?
Based on GuruFocus' analysis, Sahara Housingfina (BOM:511533) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹35.99, compared to a current price of ₹41.43 — trading 15.1% above its estimated fair value. The current Current Ratio is 198.03, which is 3672% above median its 10-year median of 5.25 and 6959.9% above the Banks industry median of 2.81. Sahara Housingfina's overall GF Score™ is 68/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Sahara Housingfina (BOM:511533), the current Current Ratio is 198.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sahara Housingfina (BOM:511533) Overvalued in 2026?
Based on GuruFocus' analysis, Sahara Housingfina stock appears to be overvalued.
The current stock price of ₹41.43 is trading 15.1% above its estimated GF Value™ of ₹35.99.
GuruFocus considers Sahara Housingfina to be Modestly Overvalued.
Key valuation signals for BOM:511533:
Current Ratio: 198.03 (3672% above median its 10-year median of 5.25)
GF Value™: ₹35.99 vs. price of ₹41.43 (15.1% above fair value)
Industry Position: 6959.9% above the Banks median (#9 of 46)
No single metric tells the full story. See the BOM:511533 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sahara Housingfina Corp Ltd is an Indian company engaged in carrying out activities of housing finance companies (Housing Loans and Non-Housing Loans). Its product portfolio includes Individual Housing Loans, Home Improvement Loans, Home Extension loans, Land Loans, Home Loan Plus, Mortgage Loans, Non-Residential Property Loans, Home Loan Enhancement, and Loan Take Over / Balance Transfer. The company is exclusively engaged in the Housing Finance business, and revenues are mainly derived from this activity. The company generates the majority of its revenue from Interest Income.
68GF Score
Get the complete analysis for BOM:511533
Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BOM:511533 has been successfully added to your 
