Sahara Housingfina (BOM:511533) ROE % Adjusted to Book Value: 1.14% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:511533 Sahara Housingfina Corp Ltd BOM:511533
63 GF Score
Price ₹39.55
GF Value ₹35.96
Valuation Fairly Valued
! 7 Warning Signs
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What is Sahara Housingfina ROE % Adjusted to Book Value?

Sahara Housingfina BOM:511533 -3.37% 63 ROE % Adjusted to Book Value is 1.14% as of Mar. 2026. GuruFocus rates BOM:511533 with a GF Score™ of 63/100 and a GF Value™ of ₹35.96 (Fairly Valued). The stock has 7 warning signs investors should review.

Sahara Housingfina's ROE % for the quarter that ended in Mar. 2026 was 0.56%. Sahara Housingfina's PB Ratio for the quarter that ended in Mar. 2026 was 0.49. Sahara Housingfina's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 1.14%.


Sahara Housingfina ROE % Adjusted to Book Value Related Terms


Sahara Housingfina ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Sahara Housingfina's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sahara Housingfina ROE % Adjusted to Book Value Chart

Sahara Housingfina Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.10 4.85 5.09 2.45 1.33

Sahara Housingfina Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.00 0.00 -0.44 0.00 1.14

BOM:511533 vs RKT, FNMA, PFSI: ROE % Adjusted to Book Value Comparison

For the Mortgage Finance subindustry, Sahara Housingfina's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sahara Housingfina ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Sahara Housingfina's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Sahara Housingfina's ROE % Adjusted to Book Value falls into.


BOM:511533
63GF Score
Sahara Housingfina Corp Ltd BOM:511533
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sahara Housingfina ROE % Adjusted to Book Value Calculation

Sahara Housingfina's ROE % Adjusted to Book Value for the fiscal year that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=0.65% / 0.49
=1.33%

Sahara Housingfina's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=0.56% / 0.49
=1.14%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 1.14% mean?
Sahara Housingfina (BOM:511533) has a ROE % Adjusted to Book Value of 1.14% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Sahara Housingfina and its competitors.
Is Sahara Housingfina's ROE % Adjusted to Book Value too high?
Sahara Housingfina's current ROE % Adjusted to Book Value is 1.14%. Overall, Sahara Housingfina has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sahara Housingfina's ROE % Adjusted to Book Value compare to RKT and FNMA?
Sahara Housingfina's ROE % Adjusted to Book Value of 1.14% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Sahara Housingfina and its competitors. Sahara Housingfina's current ROE % Adjusted to Book Value is 1.14%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sahara Housingfina stock overvalued right now?
Based on GuruFocus' analysis, Sahara Housingfina (BOM:511533) is currently considered Fairly Valued. The stock's GF Value™ is ₹35.96, compared to a current price of ₹39.55 — trading 10% above its estimated fair value. The current ROE % Adjusted to Book Value is 1.14%. Sahara Housingfina's overall GF Score™ is 63/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Sahara Housingfina (BOM:511533), the current ROE % Adjusted to Book Value is 1.14% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sahara Housingfina (BOM:511533) Overvalued in 2026?

Based on GuruFocus' analysis, Sahara Housingfina stock appears to be overvalued. The current stock price of ₹39.55 is trading 10% above its estimated GF Value™ of ₹35.96. GuruFocus considers Sahara Housingfina to be Fairly Valued.

Key valuation signals for BOM:511533:

  • ROE % Adjusted to Book Value: 1.14%
  • GF Value™: ₹35.96 vs. price of ₹39.55 (10% above fair value)
  • GF Score™: 63/100 with 7 warning signs

No single metric tells the full story. See the BOM:511533 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sahara Housingfina Business Description

Address 46, Dr. Sundari Mohan Avenue, 2nd Floor, Kolkata, WB, IND, 700014
Sahara Housingfina Corp Ltd is an Indian company engaged in carrying out activities of housing finance companies (Housing Loans and Non-Housing Loans). Its product portfolio includes Individual Housing Loans, Home Improvement Loans, Home Extension loans, Land Loans, Home Loan Plus, Mortgage Loans, Non-Residential Property Loans, Home Loan Enhancement, and Loan Take Over / Balance Transfer. The company is exclusively engaged in the Housing Finance business, and revenues are mainly derived from this activity. The company generates the majority of its revenue from Interest Income.
63GF Score

Get the complete analysis for BOM:511533

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹39.55
Price
₹35.96
GF Value