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Sahara HousingfinaBOM:511533 +1.33%68 Quick Ratio is 198.03 as of Mar. 2026, which is 3672% above its 10-year median of 5.25. GuruFocus rates BOM:511533 with a GF Score™ of 68/100 and a GF Value™ of ₹35.99 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 46 Banks companies, Sahara Housingfina ranks better than 82.61% on this metric.
Sahara Housingfina has a quick ratio of 198.03. It generally indicates good short-term financial strength.
The historical rank and industry rank for Sahara Housingfina's Quick Ratio or its related term are showing as below:
BOM:511533'
s Quick Ratio Range Over the Past 10 Years
Min: 0.71 Med: 5.25 Max: 198.03
Current: 198.03
During the past 13 years, Sahara Housingfina's highest Quick Ratio was 198.03. The lowest was 0.71. And the median was 5.25.
BOM:511533's Quick Ratio is ranked better than 82.61% of 46
companies
in the Banks industry
Industry Median: 2.025
vs BOM:511533: 198.03
Sahara Housingfina (BOM:511533) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Sahara Housingfina Quick Ratio Related Terms
Sahara Housingfina Quick Ratio Historical Data
* Premium members only.
The historical data trend for Sahara Housingfina's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:511533 vs RKT, FNMA, PFSI: Quick Ratio Comparison
For the Mortgage Finance subindustry, Sahara Housingfina's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sahara Housingfina Quick Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Sahara Housingfina's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Sahara Housingfina's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Sahara Housingfina's Quick Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sahara Housingfina (BOM:511533) has a Quick Ratio of 198.03 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Sahara Housingfina and its competitors. This is 3672% above median its historical median of 5.25. Over the past decade, Sahara Housingfina's Quick Ratio has ranged from 0.71 to 198.03. According to the industry distribution chart, Sahara Housingfina ranks #8 out of 46 companies in the Banks industry, placing it in the top 17.4%.
Is Sahara Housingfina's Quick Ratio too high?
Sahara Housingfina's current Quick Ratio of 198.03 is 3672% above median its 10-year median of 5.25. Over the past 10 years, this metric has ranged from a low of 0.71 to a high of 198.03. The Banks industry median Quick Ratio is 2.03. Sahara Housingfina's value of 198.03 is 9679.3% above this industry median. Based on the distribution chart, Sahara Housingfina ranks #8 out of 46 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Sahara Housingfina has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sahara Housingfina's Quick Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Sahara Housingfina ranks #8 out of 46 companies for Quick Ratio. This places Sahara Housingfina in the top 17% of its industry — outperforming the majority of peers. The industry median Quick Ratio is 2.03. Sahara Housingfina's value of 198.03 is 9679.3% above this benchmark. Historically, Sahara Housingfina's own Quick Ratio has ranged from 0.71 to 198.03 over the past decade. While the company's 10-year median is 5.25 vs. the industry median of 2.03, Sahara Housingfina has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Banks company?
The median Quick Ratio among Banks companies is 2.03, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sahara Housingfina's current Quick Ratio of 198.03 is 9679.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Sahara Housingfina and its competitors. For the Banks industry, the median Quick Ratio is 2.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sahara Housingfina's current Quick Ratio is 198.03, which is 3672% above median its own 10-year median of 5.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sahara Housingfina stock overvalued right now?
Based on GuruFocus' analysis, Sahara Housingfina (BOM:511533) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹35.99, compared to a current price of ₹41.98 — trading 16.6% above its estimated fair value. The current Quick Ratio is 198.03, which is 3672% above median its 10-year median of 5.25 and 9679.3% above the Banks industry median of 2.03. Sahara Housingfina's overall GF Score™ is 68/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Sahara Housingfina (BOM:511533), the current Quick Ratio is 198.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sahara Housingfina (BOM:511533) Overvalued in 2026?
Based on GuruFocus' analysis, Sahara Housingfina stock appears to be overvalued.
The current stock price of ₹41.98 is trading 16.6% above its estimated GF Value™ of ₹35.99.
GuruFocus considers Sahara Housingfina to be Modestly Overvalued.
Key valuation signals for BOM:511533:
Quick Ratio: 198.03 (3672% above median its 10-year median of 5.25)
GF Value™: ₹35.99 vs. price of ₹41.98 (16.6% above fair value)
Industry Position: 9679.3% above the Banks median (#8 of 46)
No single metric tells the full story. See the BOM:511533 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sahara Housingfina Corp Ltd is an Indian company engaged in carrying out activities of housing finance companies (Housing Loans and Non-Housing Loans). Its product portfolio includes Individual Housing Loans, Home Improvement Loans, Home Extension loans, Land Loans, Home Loan Plus, Mortgage Loans, Non-Residential Property Loans, Home Loan Enhancement, and Loan Take Over / Balance Transfer. The company is exclusively engaged in the Housing Finance business, and revenues are mainly derived from this activity. The company generates the majority of its revenue from Interest Income.
68GF Score
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