Sahara Housingfina (BOM:511533) EBITDA Margin %: 4.84% (As of Mar. 2026) — 80% Below Median


BOM:511533 Sahara Housingfina Corp Ltd BOM:511533
62 GF Score
Price ₹45.62
GF Value ₹36.12
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Sahara Housingfina EBITDA Margin %?

Sahara Housingfina BOM:511533 +19.99% 62 EBITDA Margin % is 4.84% as of Mar. 2026, which is 80% below its 10-year median of 24.81. GuruFocus rates BOM:511533 with a GF Score™ of 62/100 and a GF Value™ of ₹36.12 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 48 Banks companies, Sahara Housingfina ranks worse than 64.58% on this metric.

EBITDA Margin % is calculated as EBITDA divided by its Revenue. Sahara Housingfina's EBITDA for the three months ended in Mar. 2026 was ₹0.90 Mil. Sahara Housingfina's Revenue for the three months ended in Mar. 2026 was ₹18.63 Mil. Therefore, Sahara Housingfina's EBITDA margin for the quarter that ended in Mar. 2026 was 4.84%.


Sahara Housingfina  (BOM:511533) EBITDA Margin % Explanation

EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.


Sahara Housingfina EBITDA Margin % Related Terms


Sahara Housingfina EBITDA Margin % Historical Data

* Premium members only.

The historical data trend for Sahara Housingfina's EBITDA Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sahara Housingfina EBITDA Margin % Chart

Sahara Housingfina Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EBITDA Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 23.80 27.24 26.29 12.02 10.29

Sahara Housingfina Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBITDA Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.63 10.35 15.58 10.56 4.84

BOM:511533 vs RKT, FNMA, PFSI: EBITDA Margin % Comparison

For the Mortgage Finance subindustry, Sahara Housingfina's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sahara Housingfina EBITDA Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Sahara Housingfina's EBITDA Margin % distribution charts can be found below:

* The bar in red indicates where Sahara Housingfina's EBITDA Margin % falls into.


BOM:511533
62GF Score
Sahara Housingfina Corp Ltd BOM:511533
EBITDA Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Sahara Housingfina EBITDA Margin % Calculation

EBITDA margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent.

Sahara Housingfina's EBITDA Margin % for the fiscal year that ended in Mar. 2026 is calculated as

EBITDA Margin %=EBITDA (A: Mar. 2026 )/Revenue (A: Mar. 2026 )
=7.328/71.214
=10.29 %

Sahara Housingfina's EBITDA Margin % for the quarter that ended in Mar. 2026 is calculated as

EBITDA Margin %=EBITDA (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=0.901/18.634
=4.84 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBITDA Margin % →
What does a EBITDA Margin % of 4.84% mean?
Sahara Housingfina (BOM:511533) has a EBITDA Margin % of 4.84% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Sahara Housingfina and its competitors. This is 80% below median its historical median of 24.81. Over the past decade, Sahara Housingfina's EBITDA Margin % has ranged from 10.29 to 32.38. According to the industry distribution chart, Sahara Housingfina ranks #31 out of 48 companies in the Banks industry, placing it in the top 64.6%.
Is Sahara Housingfina's EBITDA Margin % too high?
Sahara Housingfina's current EBITDA Margin % of 4.84% is 80% below median its 10-year median of 24.81. Over the past 10 years, this metric has ranged from a low of 10.29 to a high of 32.38. The Banks industry median EBITDA Margin % is 20.82. Sahara Housingfina's value of 4.84% is 76.7% below this industry median. Based on the distribution chart, Sahara Housingfina ranks #31 out of 48 companies in the Banks industry, which is below the industry midpoint. Overall, Sahara Housingfina has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sahara Housingfina's EBITDA Margin % compare to RKT and FNMA?
According to the Banks industry distribution chart, Sahara Housingfina ranks #31 out of 48 companies for EBITDA Margin %. This places Sahara Housingfina in the lower half of its industry. The industry median EBITDA Margin % is 20.82. Sahara Housingfina's value of 4.84% is 76.7% below this benchmark. Historically, Sahara Housingfina's own EBITDA Margin % has ranged from 10.29 to 32.38 over the past decade. While the company's 10-year median is 24.81 vs. the industry median of 20.82, Sahara Housingfina has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Banks company?
The median EBITDA Margin % among Banks companies is 20.82, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sahara Housingfina's current EBITDA Margin % of 4.84% is 76.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Sahara Housingfina and its competitors. For the Banks industry, the median EBITDA Margin % is 20.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sahara Housingfina's current EBITDA Margin % is 4.84%, which is 80% below median its own 10-year median of 24.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sahara Housingfina stock overvalued right now?
Based on GuruFocus' analysis, Sahara Housingfina (BOM:511533) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹36.12, compared to a current price of ₹45.62 — trading 26.3% above its estimated fair value. The current EBITDA Margin % is 4.84%, which is 80% below median its 10-year median of 24.81 and 76.7% below the Banks industry median of 20.82. Sahara Housingfina's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Sahara Housingfina (BOM:511533), the current EBITDA Margin % is 4.84% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sahara Housingfina (BOM:511533) Overvalued in 2026?

Based on GuruFocus' analysis, Sahara Housingfina stock appears to be overvalued. The current stock price of ₹45.62 is trading 26.3% above its estimated GF Value™ of ₹36.12. GuruFocus considers Sahara Housingfina to be Modestly Overvalued.

Key valuation signals for BOM:511533:

  • EBITDA Margin %: 4.84% (80% below median its 10-year median of 24.81)
  • GF Value™: ₹36.12 vs. price of ₹45.62 (26.3% above fair value)
  • GF Score™: 62/100 with 6 warning signs
  • Industry Position: 76.7% below the Banks median (#31 of 48)

No single metric tells the full story. See the BOM:511533 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sahara Housingfina Business Description

Address 46, Dr. Sundari Mohan Avenue, 2nd Floor, Kolkata, WB, IND, 700014
Sahara Housingfina Corp Ltd is an Indian company engaged in carrying out activities of housing finance companies (Housing Loans and Non-Housing Loans). Its product portfolio includes Individual Housing Loans, Home Improvement Loans, Home Extension loans, Land Loans, Home Loan Plus, Mortgage Loans, Non-Residential Property Loans, Home Loan Enhancement, and Loan Take Over / Balance Transfer. The company is exclusively engaged in the Housing Finance business, and revenues are mainly derived from this activity. The company generates the majority of its revenue from Interest Income.
62GF Score

Get the complete analysis for BOM:511533

EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹45.62
Price
₹36.12
GF Value