Sahara Housingfina (BOM:511533) EBIT: ₹3.94 Mil (TTM As of Mar. 2026)


BOM:511533 Sahara Housingfina Corp Ltd BOM:511533
62 GF Score
Price ₹45.62
GF Value ₹36.12
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Sahara Housingfina EBIT?

Sahara Housingfina BOM:511533 +19.99% 62 EBIT is ₹3.94 Mil as of Mar. 2026. GuruFocus rates BOM:511533 with a GF Score™ of 62/100 and a GF Value™ of ₹36.12 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Sahara Housingfina's earnings before interest and taxes (EBIT) for the three months ended in Mar. 2026 was ₹0.10 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹3.94 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Sahara Housingfina's annualized ROC % for the quarter that ended in Mar. 2026 was 0.06%. Sahara Housingfina's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 1.45%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. Sahara Housingfina's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 1.48%.


Sahara Housingfina  (BOM:511533) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Sahara Housingfina's annualized ROC % for the quarter that ended in Mar. 2026 is calculated as:

ROC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=0.384 * ( 1 - 8.6% )/( (0 + 621.61)/ 1 )
=0.350976/621.61
=0.06 %

where

Note: The Operating Income data used here is four times the quarterly (Mar. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

Sahara Housingfina's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 is calculated as:

ROC (Joel Greenblatt) %(Q: Mar. 2026 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Dec. 2025  Q: Mar. 2026
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=0.384/( ( (0 + max(0, 0)) + (26.495 + max(-3.21, 0)) )/ 1 )
=0.384/( ( 0 + 26.495 )/ 1 )
=0.384/26.495
=1.45 %

where Working Capital is:

Working Capital(Q: Dec. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0 + 0 + 0) - (0 + 0 + 0)
=0

Working Capital(Q: Mar. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0 + 0 + 0) - (1.02 + 0 + 2.19)
=-3.21

When net working capital is negative, 0 is used.

Note: The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

Sahara Housingfina's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Mar. 2026 )
=3.935/266.617
=1.48 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Sahara Housingfina EBIT Related Terms


Sahara Housingfina EBIT Historical Data

* Premium members only.

The historical data trend for Sahara Housingfina's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sahara Housingfina EBIT Chart

Sahara Housingfina Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22.95 22.00 19.20 6.47 3.94

Sahara Housingfina Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.25 0.87 2.00 0.97 0.10

BOM:511533 vs RKT, FNMA, PFSI: EBIT Comparison

For the Mortgage Finance subindustry, Sahara Housingfina's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sahara Housingfina EV-to-EBIT vs Banks Industry

For the Banks industry and Financial Services sector, Sahara Housingfina's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Sahara Housingfina's EV-to-EBIT falls into.


BOM:511533
62GF Score
Sahara Housingfina Corp Ltd BOM:511533
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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Sahara Housingfina EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹3.94 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of ₹3.94 Mil mean?
Sahara Housingfina (BOM:511533) has a EBIT of ₹3.94 Mil as of Mar. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Sahara Housingfina.
Is Sahara Housingfina's EBIT too high?
Sahara Housingfina's current EBIT is ₹3.94 Mil. Overall, Sahara Housingfina has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sahara Housingfina's EBIT compare to RKT and FNMA?
Sahara Housingfina's EBIT of ₹3.94 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for a Banks company?
A good EBIT depends on the Banks industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Sahara Housingfina. Sahara Housingfina's current EBIT is ₹3.94 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sahara Housingfina stock overvalued right now?
Based on GuruFocus' analysis, Sahara Housingfina (BOM:511533) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹36.12, compared to a current price of ₹45.62 — trading 26.3% above its estimated fair value. The current EBIT is ₹3.94 Mil. Sahara Housingfina's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For Sahara Housingfina (BOM:511533), the current EBIT is ₹3.94 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sahara Housingfina (BOM:511533) Overvalued in 2026?

Based on GuruFocus' analysis, Sahara Housingfina stock appears to be overvalued. The current stock price of ₹45.62 is trading 26.3% above its estimated GF Value™ of ₹36.12. GuruFocus considers Sahara Housingfina to be Modestly Overvalued.

Key valuation signals for BOM:511533:

  • EBIT: ₹3.94 Mil
  • GF Value™: ₹36.12 vs. price of ₹45.62 (26.3% above fair value)
  • GF Score™: 62/100 with 6 warning signs

No single metric tells the full story. See the BOM:511533 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sahara Housingfina Business Description

Address 46, Dr. Sundari Mohan Avenue, 2nd Floor, Kolkata, WB, IND, 700014
Sahara Housingfina Corp Ltd is an Indian company engaged in carrying out activities of housing finance companies (Housing Loans and Non-Housing Loans). Its product portfolio includes Individual Housing Loans, Home Improvement Loans, Home Extension loans, Land Loans, Home Loan Plus, Mortgage Loans, Non-Residential Property Loans, Home Loan Enhancement, and Loan Take Over / Balance Transfer. The company is exclusively engaged in the Housing Finance business, and revenues are mainly derived from this activity. The company generates the majority of its revenue from Interest Income.
62GF Score

Get the complete analysis for BOM:511533

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹45.62
Price
₹36.12
GF Value