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Sahara Housingfina (BOM:511533) E10 : ₹3.50 (As of Dec. 2024)


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What is Sahara Housingfina E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Sahara Housingfina's adjusted earnings per share data for the three months ended in Dec. 2024 was ₹0.160. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₹3.50 for the trailing ten years ended in Dec. 2024.

During the past 12 months, Sahara Housingfina's average E10 Growth Rate was -9.10% per year. During the past 3 years, the average E10 Growth Rate was -10.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Sahara Housingfina was -10.00% per year. The lowest was -10.00% per year. And the median was -10.00% per year.

As of today (2025-04-06), Sahara Housingfina's current stock price is ₹38.63. Sahara Housingfina's E10 for the quarter that ended in Dec. 2024 was ₹3.50. Sahara Housingfina's Shiller PE Ratio of today is 11.04.

During the past 13 years, the highest Shiller PE Ratio of Sahara Housingfina was 29.98. The lowest was 4.88. And the median was 11.07.


Sahara Housingfina E10 Historical Data

The historical data trend for Sahara Housingfina's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Sahara Housingfina E10 Chart

Sahara Housingfina Annual Data
Trend Mar15 Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only - 5.15 4.08 4.01 3.75

Sahara Housingfina Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.85 3.75 3.71 3.63 3.50

Competitive Comparison of Sahara Housingfina's E10

For the Mortgage Finance subindustry, Sahara Housingfina's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sahara Housingfina's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Sahara Housingfina's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Sahara Housingfina's Shiller PE Ratio falls into.


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Sahara Housingfina E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Sahara Housingfina's adjusted earnings per share data for the three months ended in Dec. 2024 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Dec. 2024 (Change)*Current CPI (Dec. 2024)
=0.16/158.3229*158.3229
=0.160

Current CPI (Dec. 2024) = 158.3229.

Sahara Housingfina Quarterly Data

per share eps CPI Adj_EPS
201503 0.460 97.163 0.750
201506 0.660 99.841 1.047
201509 0.760 101.753 1.183
201512 0.860 102.901 1.323
201603 0.410 102.518 0.633
201606 0.689 105.961 1.029
201609 0.720 105.961 1.076
201612 0.720 105.196 1.084
201703 0.690 105.196 1.038
201706 1.240 107.109 1.833
201709 0.830 109.021 1.205
201712 0.790 109.404 1.143
201803 0.820 109.786 1.183
201806 0.940 111.317 1.337
201809 0.980 115.142 1.348
201812 0.950 115.142 1.306
201903 0.860 118.202 1.152
201906 0.770 120.880 1.009
201909 0.480 123.175 0.617
201912 0.800 126.235 1.003
202003 0.920 124.705 1.168
202006 0.690 127.000 0.860
202009 0.750 130.118 0.913
202012 0.720 130.889 0.871
202103 0.830 131.771 0.997
202106 0.620 134.084 0.732
202109 0.660 135.847 0.769
202112 0.590 138.161 0.676
202203 0.680 138.822 0.776
202206 0.660 142.347 0.734
202209 0.630 144.661 0.689
202212 0.390 145.763 0.424
202303 0.340 146.865 0.367
202306 0.540 150.280 0.569
202309 0.520 151.492 0.543
202312 0.320 152.924 0.331
202403 0.640 153.035 0.662
202406 0.330 155.789 0.335
202409 0.150 157.882 0.150
202412 0.160 158.323 0.160

Add all the adjusted EPS together and divide 10 will get our e10.


Sahara Housingfina  (BOM:511533) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Sahara Housingfina's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=38.63/3.50
=11.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Sahara Housingfina was 29.98. The lowest was 4.88. And the median was 11.07.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Sahara Housingfina E10 Related Terms

Thank you for viewing the detailed overview of Sahara Housingfina's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


Sahara Housingfina Business Description

Traded in Other Exchanges
N/A
Address
46, Dr. Sundari Mohan Avenue, Kolkata, WB, IND, 700014
Sahara Housingfina Corp Ltd is an Indian company engaged in carrying out activities of housing finance companies (Housing Loans and Non-Housing Loan). Its product portfolio includes Individual Housing Loans, Home Improvement Loans, Home Extension loans, Land Loans, Home Loan Plus, Mortgage Loans, Non-Residential Property Loans, Home Loan Enhancement, and Loan Take Over / Balance Transfer. The Company is exclusively engaged in the Housing Finance business and revenues are mainly derived from this activity. The company generates the majority of its revenue from Interest Income.

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