Sahara HousingfinaBOM:511533 +5.37%68 Median PS Value is ₹28.86 as of Jul. 07, 2026, which is 100% below its 10-year median of 1.25. GuruFocus rates BOM:511533 with a GF Score™ of 68/100 and a GF Value™ of ₹36.05 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,041 Banks companies, Sahara Housingfina ranks worse than 80.4% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Sahara Housingfina's Median PS Value or its related term are showing as below:
BOM:511533'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 1.12 Med: 1.25 Max: 1.55
Current: 1.55
During the past 13 years, the highest Price to Median PS Value of Sahara Housingfina was 1.55. The lowest was 1.12. And the median was 1.25.
BOM:511533's Price-to-Median-PS-Value is ranked worse than 80.4% of 1041
companies
in the Banks industry
Industry Median: 1.11
vs BOM:511533: 1.55
Sahara Housingfina (BOM:511533) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Sahara Housingfina's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
44.72
/
28.86
=
1.55
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sahara Housingfina Median PS Value Related Terms
Sahara Housingfina Median PS Value Historical Data
* Premium members only.
The historical data trend for Sahara Housingfina's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:511533 vs RKT, FNMA, PFSI: Median PS Value Comparison
For the Mortgage Finance subindustry, Sahara Housingfina's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sahara Housingfina Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Sahara Housingfina's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Sahara Housingfina's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 2.9972.
Sahara Housingfina's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹9.629.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sahara Housingfina (BOM:511533) has a Median PS Value of ₹28.86 as of Jul. 07, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Sahara Housingfina and its competitors. This is 2209% above median its historical median of 1.25. Over the past decade, Sahara Housingfina's Median PS Value has ranged from 1.12 to 1.55. According to the industry distribution chart, Sahara Housingfina ranks #837 out of 1041 companies in the Banks industry, placing it in the top 80.4%.
Is Sahara Housingfina's Median PS Value too high?
Sahara Housingfina's current Median PS Value of ₹28.86 is 2209% above median its 10-year median of 1.25. Over the past 10 years, this metric has ranged from a low of 1.12 to a high of 1.55. Based on the distribution chart, Sahara Housingfina ranks #837 out of 1041 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Sahara Housingfina has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sahara Housingfina's Median PS Value compare to RKT and FNMA?
According to the Banks industry distribution chart, Sahara Housingfina ranks #837 out of 1041 companies for Median PS Value. This places Sahara Housingfina in the lower half of its industry. The industry median Median PS Value is 1.11. Historically, Sahara Housingfina's own Median PS Value has ranged from 1.12 to 1.55 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,041 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Sahara Housingfina and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sahara Housingfina's current Median PS Value is ₹28.86, which is 2209% above median its own 10-year median of 1.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sahara Housingfina stock overvalued right now?
Based on GuruFocus' analysis, Sahara Housingfina (BOM:511533) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹36.05, compared to a current price of ₹44.72 — trading 24% above its estimated fair value. The current Median PS Value is ₹28.86, which is 2209% above median its 10-year median of 1.25. Sahara Housingfina's overall GF Score™ is 68/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Sahara Housingfina (BOM:511533), the current Median PS Value is ₹28.86 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sahara Housingfina (BOM:511533) Overvalued in 2026?
Based on GuruFocus' analysis, Sahara Housingfina stock appears to be overvalued.
The current stock price of ₹44.72 is trading 24% above its estimated GF Value™ of ₹36.05.
GuruFocus considers Sahara Housingfina to be Modestly Overvalued.
Key valuation signals for BOM:511533:
Median PS Value: ₹28.86 (2209% above median its 10-year median of 1.25)
GF Value™: ₹36.05 vs. price of ₹44.72 (24% above fair value)
No single metric tells the full story. See the BOM:511533 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sahara Housingfina Corp Ltd is an Indian company engaged in carrying out activities of housing finance companies (Housing Loans and Non-Housing Loans). Its product portfolio includes Individual Housing Loans, Home Improvement Loans, Home Extension loans, Land Loans, Home Loan Plus, Mortgage Loans, Non-Residential Property Loans, Home Loan Enhancement, and Loan Take Over / Balance Transfer. The company is exclusively engaged in the Housing Finance business, and revenues are mainly derived from this activity. The company generates the majority of its revenue from Interest Income.
68GF Score
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Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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