Sahara Housingfina (BOM:511533) Interest Coverage: N/A (As of Mar. 2026)


BOM:511533 Sahara Housingfina Corp Ltd BOM:511533
65 GF Score
Price ₹41.97
GF Value ₹36.05
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Sahara Housingfina Interest Coverage?

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Sahara Housingfina's Operating Income for the three months ended in Mar. 2026 was ₹0.10 Mil. Sahara Housingfina's Interest Expense for the three months ended in Mar. 2026 was ₹0.00 Mil. GuruFocus does not calculate 's interest coverage with the available data. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Sahara Housingfina Corp Ltd has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Sahara Housingfina's Interest Coverage or its related term are showing as below:


BOM:511533's Interest Coverage is not ranked *
in the Banks industry.
Industry Median: 22.405
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Sahara Housingfina  (BOM:511533) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Sahara Housingfina Interest Coverage Related Terms


Sahara Housingfina Interest Coverage Historical Data

* Premium members only.

The historical data trend for Sahara Housingfina's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Sahara Housingfina Interest Coverage Chart

Sahara Housingfina Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18.58 4.69 4.52 13.25 N/A

Sahara Housingfina Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A No Debt N/A No Debt N/A

BOM:511533 vs RKT, FNMA, PFSI: Interest Coverage Comparison

For the Mortgage Finance subindustry, Sahara Housingfina's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sahara Housingfina Interest Coverage vs Banks Industry

For the Banks industry and Financial Services sector, Sahara Housingfina's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Sahara Housingfina's Interest Coverage falls into.


BOM:511533
65GF Score
Sahara Housingfina Corp Ltd BOM:511533
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sahara Housingfina Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Sahara Housingfina's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Sahara Housingfina's Interest Expense was ₹0.00 Mil. Its Operating Income was ₹3.94 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹13.63 Mil.

GuruFocus does not calculate Sahara Housingfina's interest coverage with the available data.

Sahara Housingfina's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Sahara Housingfina's Interest Expense was ₹0.00 Mil. Its Operating Income was ₹0.10 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹13.63 Mil.

GuruFocus does not calculate Sahara Housingfina's interest coverage with the available data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Is Sahara Housingfina (BOM:511533) Overvalued in 2026?

Based on GuruFocus' analysis, Sahara Housingfina stock appears to be overvalued. The current stock price of ₹41.97 is trading 16.4% above its estimated GF Value™ of ₹36.05. GuruFocus considers Sahara Housingfina to be Modestly Overvalued.

Key valuation signals for BOM:511533:

  • Interest Coverage: N/A
  • GF Value™: ₹36.05 vs. price of ₹41.97 (16.4% above fair value)
  • GF Score™: 65/100 with 7 warning signs

No single metric tells the full story. See the BOM:511533 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sahara Housingfina Business Description

Address 46, Dr. Sundari Mohan Avenue, 2nd Floor, Kolkata, WB, IND, 700014
Sahara Housingfina Corp Ltd is an Indian company engaged in carrying out activities of housing finance companies (Housing Loans and Non-Housing Loans). Its product portfolio includes Individual Housing Loans, Home Improvement Loans, Home Extension loans, Land Loans, Home Loan Plus, Mortgage Loans, Non-Residential Property Loans, Home Loan Enhancement, and Loan Take Over / Balance Transfer. The company is exclusively engaged in the Housing Finance business, and revenues are mainly derived from this activity. The company generates the majority of its revenue from Interest Income.
65GF Score

Get the complete analysis for BOM:511533

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹41.97
Price
₹36.05
GF Value