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Sahara HousingfinaBOM:511533 +0.80%62 PB Ratio is 0.52 as of Aug. 11, 2026, which is 16% below its 10-year median of 0.62. GuruFocus rates BOM:511533 with a GF Score™ of 62/100 and a GF Value™ of ₹35.69 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,514 Banks companies, Sahara Housingfina ranks better than 88.24% on this metric.
Sahara Housingfina Corp Ltd stock PB Ratio (=0.51) is close to 5-year low of 0.47.
The historical rank and industry rank for Sahara Housingfina's PB Ratio or its related term are showing as below:
BOM:511533'
s PB Ratio Range Over the Past 10 Years
Min: 0.34 Med: 0.62 Max: 1.84
Current: 0.51
During the past 13 years, Sahara Housingfina's highest PB Ratio was 1.84. The lowest was 0.34. And the median was 0.62.
BOM:511533's PB Ratio is ranked better than 88.24% of 1514
companies
in the Banks industry
Industry Median: 1.11
vs BOM:511533: 0.51
During the past 12 months, Sahara Housingfina's average Book Value Per Share Growth Rate was 0.80% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 1.60% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 2.40% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 4.60% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Sahara Housingfina was 10.00% per year. The lowest was 1.60% per year. And the median was 5.15% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Sahara Housingfina PB Ratio Related Terms
Sahara Housingfina PB Ratio Historical Data
* Premium members only.
The historical data trend for Sahara Housingfina's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:511533 vs RKT, FNMA, PFSI: PB Ratio Comparison
For the Mortgage Finance subindustry, Sahara Housingfina's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sahara Housingfina PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Sahara Housingfina's PB Ratio distribution charts can be found below:
* The bar in red indicates where Sahara Housingfina's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Sahara Housingfina (BOM:511533) has a PB Ratio of 0.52 as of Aug. 11, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Sahara Housingfina and its competitors. This is 16% below median its historical median of 0.62. Over the past decade, Sahara Housingfina's PB Ratio has ranged from 0.34 to 1.84. According to the industry distribution chart, Sahara Housingfina ranks #178 out of 1514 companies in the Banks industry, placing it in the top 11.8%.
Is Sahara Housingfina's PB Ratio too high?
Sahara Housingfina's current PB Ratio of 0.52 is 16% below median its 10-year median of 0.62. Over the past 10 years, this metric has ranged from a low of 0.34 to a high of 1.84. The Banks industry median PB Ratio is 1.11. Sahara Housingfina's value of 0.52 is 53.2% below this industry median. Based on the distribution chart, Sahara Housingfina ranks #178 out of 1514 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Sahara Housingfina has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sahara Housingfina's PB Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Sahara Housingfina ranks #178 out of 1514 companies for PB Ratio. This places Sahara Housingfina in the top 12% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.11. Sahara Housingfina's value of 0.52 is 53.2% below this benchmark. Historically, Sahara Housingfina's own PB Ratio has ranged from 0.34 to 1.84 over the past decade. While the company's 10-year median is 0.62 vs. the industry median of 1.11, Sahara Housingfina has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,514 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sahara Housingfina's current PB Ratio of 0.52 is 53.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Sahara Housingfina and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sahara Housingfina's current PB Ratio is 0.52, which is 16% below median its own 10-year median of 0.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sahara Housingfina stock overvalued right now?
Based on GuruFocus' analysis, Sahara Housingfina (BOM:511533) is currently considered Fairly Valued. The stock's GF Value™ is ₹35.69, compared to a current price of ₹39.00 — trading 9.3% above its estimated fair value. The current PB Ratio is 0.52, which is 16% below median its 10-year median of 0.62 and 53.2% below the Banks industry median of 1.11. Sahara Housingfina's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Sahara Housingfina (BOM:511533), the current PB Ratio is 0.52 as of Aug. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sahara Housingfina (BOM:511533) Overvalued in 2026?
Based on GuruFocus' analysis, Sahara Housingfina stock appears to be overvalued.
The current stock price of ₹39.00 is trading 9.3% above its estimated GF Value™ of ₹35.69.
GuruFocus considers Sahara Housingfina to be Fairly Valued.
Key valuation signals for BOM:511533:
PB Ratio: 0.52 (16% below median its 10-year median of 0.62)
GF Value™: ₹35.69 vs. price of ₹39.00 (9.3% above fair value)
Industry Position: 53.2% below the Banks median (#178 of 1514)
No single metric tells the full story. See the BOM:511533 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sahara Housingfina Corp Ltd is an Indian company engaged in carrying out activities of housing finance companies (Housing Loans and Non-Housing Loans). Its product portfolio includes Individual Housing Loans, Home Improvement Loans, Home Extension loans, Land Loans, Home Loan Plus, Mortgage Loans, Non-Residential Property Loans, Home Loan Enhancement, and Loan Take Over / Balance Transfer. The company is exclusively engaged in the Housing Finance business, and revenues are mainly derived from this activity. The company generates the majority of its revenue from Interest Income.
62GF Score
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