FintechWerx International Software Services (FRA:FCTW) Current Ratio: 5.05 (As of Jan. 2026) — 314% Above Median


FRA:FCTW FintechWerx International Software Services Inc FRA:FCTW
12 GF Score
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What is FintechWerx International Software Services Current Ratio?

FintechWerx International Software Services FRA:FCTW 12 Current Ratio is 5.05 as of Jan. 2026, which is 314% above its 10-year median of 1.22. GuruFocus rates FRA:FCTW with a GF Score™ of 12/100. The stock has 3 warning signs investors should review. Among 2,865 Software companies, FintechWerx International Software Services ranks better than 87.19% on this metric.

The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. FintechWerx International Software Services's current ratio for the quarter that ended in Jan. 2026 was 5.05.

FintechWerx International Software Services has a current ratio of 5.05. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.

The historical rank and industry rank for FintechWerx International Software Services's Current Ratio or its related term are showing as below:

FRA:FCTW' s Current Ratio Range Over the Past 10 Years
Min: 0.28   Med: 1.22   Max: 5.05
Current: 5.05

During the past 3 years, FintechWerx International Software Services's highest Current Ratio was 5.05. The lowest was 0.28. And the median was 1.22.

FRA:FCTW's Current Ratio is ranked better than
87.19% of 2865 companies
in the Software industry
Industry Median: 1.82 vs FRA:FCTW: 5.05

FintechWerx International Software Services  (FRA:FCTW) Current Ratio Explanation

The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.

Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.

The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.

If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.


FintechWerx International Software Services Current Ratio Related Terms


FintechWerx International Software Services Current Ratio Historical Data

* Premium members only.

The historical data trend for FintechWerx International Software Services's Current Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FintechWerx International Software Services Current Ratio Chart

FintechWerx International Software Services Annual Data
Trend Apr23 Apr24 Apr25
Current Ratio
3.24 1.38 0.54

FintechWerx International Software Services Quarterly Data
Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26
Current Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.05 0.54 0.48 0.29 5.05

FRA:FCTW vs MSFT, ORCL, PLTR: Current Ratio Comparison

For the Software - Infrastructure subindustry, FintechWerx International Software Services's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FintechWerx International Software Services Current Ratio vs Software Industry

For the Software industry and Technology sector, FintechWerx International Software Services's Current Ratio distribution charts can be found below:

* The bar in red indicates where FintechWerx International Software Services's Current Ratio falls into.


FRA:FCTW
12GF Score
FintechWerx International Software Services Inc FRA:FCTW
Current Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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FintechWerx International Software Services Current Ratio Calculation

The current ratio is mainly used to give an idea of the company's ability to pay back its short-term liabilities with its short-term assets.

FintechWerx International Software Services's Current Ratio for the fiscal year that ended in Apr. 2025 is calculated as

Current Ratio (A: Apr. 2025 )=Total Current Assets (A: Apr. 2025 )/Total Current Liabilities (A: Apr. 2025 )
=0.22/0.406
=0.54

FintechWerx International Software Services's Current Ratio for the quarter that ended in Jan. 2026 is calculated as

Current Ratio (Q: Jan. 2026 )=Total Current Assets (Q: Jan. 2026 )/Total Current Liabilities (Q: Jan. 2026 )
=1.65/0.327
=5.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Current Ratio →
What does a Current Ratio of 5.05 mean?
FintechWerx International Software Services (FRA:FCTW) has a Current Ratio of 5.05 as of Jan. 2026. This is 314% above median its historical median of 1.22. Over the past decade, FintechWerx International Software Services' Current Ratio has ranged from 0.28 to 5.05. According to the industry distribution chart, FintechWerx International Software Services ranks #367 out of 2865 companies in the Software industry, placing it in the top 12.8%.
Is FintechWerx International Software Services' Current Ratio too high?
FintechWerx International Software Services' current Current Ratio of 5.05 is 314% above median its 10-year median of 1.22. Over the past 10 years, this metric has ranged from a low of 0.28 to a high of 5.05. The Software industry median Current Ratio is 1.82. FintechWerx International Software Services' value of 5.05 is 177.5% above this industry median. Based on the distribution chart, FintechWerx International Software Services ranks #367 out of 2865 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, FintechWerx International Software Services has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does FintechWerx International Software Services' Current Ratio compare to MSFT and ORCL?
According to the Software industry distribution chart, FintechWerx International Software Services ranks #367 out of 2865 companies for Current Ratio. This places FintechWerx International Software Services in the top 13% of its industry — outperforming the majority of peers. The industry median Current Ratio is 1.82. FintechWerx International Software Services' value of 5.05 is 177.5% above this benchmark. Historically, FintechWerx International Software Services' own Current Ratio has ranged from 0.28 to 5.05 over the past decade. While the company's 10-year median is 1.22 vs. the industry median of 1.82, FintechWerx International Software Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Software company?
The median Current Ratio among Software companies is 1.82, based on 2,865 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FintechWerx International Software Services's current Current Ratio of 5.05 is 177.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Current Ratio is 1.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FintechWerx International Software Services's current Current Ratio is 5.05, which is 314% above median its own 10-year median of 1.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FintechWerx International Software Services stock overvalued right now?
FintechWerx International Software Services (FRA:FCTW) has a current Current Ratio of 5.05. The current Current Ratio is 5.05, which is 314% above median its 10-year median of 1.22 and 177.5% above the Software industry median of 1.82. FintechWerx International Software Services' overall GF Score™ is 12/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For FintechWerx International Software Services (FRA:FCTW), the current Current Ratio is 5.05 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

FintechWerx International Software Services Business Description

Other Exchanges WERX:Canada
Address 1275 West, 6th Avenue, Suite 315, Vancouver, BC, CAN, V6H 1A6
FintechWerx International Software Services Inc is an e-commerce technology company. The Company is engaged in delivering enrollment, automated identity verification, payment solutions, and data management services. The FintechWerx Platform is a combination of both licensed and proprietary software together the Technology Stack that provides a single comprehensive, suite of services for small to medium sized enterprises.
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