FintechWerx International Software Services (FRA:FCTW) Quick Ratio: 5.05 (As of Jan. 2026) — 314% Above Median


FRA:FCTW FintechWerx International Software Services Inc FRA:FCTW
12 GF Score
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What is FintechWerx International Software Services Quick Ratio?

FintechWerx International Software Services FRA:FCTW 12 Quick Ratio is 5.05 as of Jan. 2026, which is 314% above its 10-year median of 1.22. GuruFocus rates FRA:FCTW with a GF Score™ of 12/100. The stock has 3 warning signs investors should review. Among 2,864 Software companies, FintechWerx International Software Services ranks better than 87.95% on this metric.

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. FintechWerx International Software Services's quick ratio for the quarter that ended in Jan. 2026 was 5.05.

FintechWerx International Software Services has a quick ratio of 5.05. It generally indicates good short-term financial strength.

The historical rank and industry rank for FintechWerx International Software Services's Quick Ratio or its related term are showing as below:

FRA:FCTW' s Quick Ratio Range Over the Past 10 Years
Min: 0.28   Med: 1.22   Max: 5.05
Current: 5.05

During the past 3 years, FintechWerx International Software Services's highest Quick Ratio was 5.05. The lowest was 0.28. And the median was 1.22.

FRA:FCTW's Quick Ratio is ranked better than
87.95% of 2864 companies
in the Software industry
Industry Median: 1.7 vs FRA:FCTW: 5.05

FintechWerx International Software Services  (FRA:FCTW) Quick Ratio Explanation

The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.

In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.

The higher the quick ratio, the better the company's liquidity position.


FintechWerx International Software Services Quick Ratio Related Terms


FintechWerx International Software Services Quick Ratio Historical Data

* Premium members only.

The historical data trend for FintechWerx International Software Services's Quick Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FintechWerx International Software Services Quick Ratio Chart

FintechWerx International Software Services Annual Data
Trend Apr23 Apr24 Apr25
Quick Ratio
3.24 1.38 0.54

FintechWerx International Software Services Quarterly Data
Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26
Quick Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.05 0.54 0.48 0.29 5.05

FRA:FCTW vs MSFT, ORCL, PLTR: Quick Ratio Comparison

For the Software - Infrastructure subindustry, FintechWerx International Software Services's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FintechWerx International Software Services Quick Ratio vs Software Industry

For the Software industry and Technology sector, FintechWerx International Software Services's Quick Ratio distribution charts can be found below:

* The bar in red indicates where FintechWerx International Software Services's Quick Ratio falls into.


FRA:FCTW
12GF Score
FintechWerx International Software Services Inc FRA:FCTW
Quick Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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FintechWerx International Software Services Quick Ratio Calculation

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.

FintechWerx International Software Services's Quick Ratio for the fiscal year that ended in Apr. 2025 is calculated as

Quick Ratio (A: Apr. 2025 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(0.22-0)/0.406
=0.54

FintechWerx International Software Services's Quick Ratio for the quarter that ended in Jan. 2026 is calculated as

Quick Ratio (Q: Jan. 2026 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(1.65-0)/0.327
=5.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Quick Ratio →
What does a Quick Ratio of 5.05 mean?
FintechWerx International Software Services (FRA:FCTW) has a Quick Ratio of 5.05 as of Jan. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on FintechWerx International Software Services and its competitors. This is 314% above median its historical median of 1.22. Over the past decade, FintechWerx International Software Services' Quick Ratio has ranged from 0.28 to 5.05. According to the industry distribution chart, FintechWerx International Software Services ranks #345 out of 2864 companies in the Software industry, placing it in the top 12%.
Is FintechWerx International Software Services' Quick Ratio too high?
FintechWerx International Software Services' current Quick Ratio of 5.05 is 314% above median its 10-year median of 1.22. Over the past 10 years, this metric has ranged from a low of 0.28 to a high of 5.05. The Software industry median Quick Ratio is 1.70. FintechWerx International Software Services' value of 5.05 is 197.1% above this industry median. Based on the distribution chart, FintechWerx International Software Services ranks #345 out of 2864 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, FintechWerx International Software Services has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does FintechWerx International Software Services' Quick Ratio compare to MSFT and ORCL?
According to the Software industry distribution chart, FintechWerx International Software Services ranks #345 out of 2864 companies for Quick Ratio. This places FintechWerx International Software Services in the top 12% of its industry — outperforming the majority of peers. The industry median Quick Ratio is 1.70. FintechWerx International Software Services' value of 5.05 is 197.1% above this benchmark. Historically, FintechWerx International Software Services' own Quick Ratio has ranged from 0.28 to 5.05 over the past decade. While the company's 10-year median is 1.22 vs. the industry median of 1.70, FintechWerx International Software Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Software company?
The median Quick Ratio among Software companies is 1.70, based on 2,864 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FintechWerx International Software Services's current Quick Ratio of 5.05 is 197.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on FintechWerx International Software Services and its competitors. For the Software industry, the median Quick Ratio is 1.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FintechWerx International Software Services's current Quick Ratio is 5.05, which is 314% above median its own 10-year median of 1.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FintechWerx International Software Services stock overvalued right now?
FintechWerx International Software Services (FRA:FCTW) has a current Quick Ratio of 5.05. The current Quick Ratio is 5.05, which is 314% above median its 10-year median of 1.22 and 197.1% above the Software industry median of 1.70. FintechWerx International Software Services' overall GF Score™ is 12/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For FintechWerx International Software Services (FRA:FCTW), the current Quick Ratio is 5.05 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

FintechWerx International Software Services Business Description

Other Exchanges WERX:Canada
Address 1275 West, 6th Avenue, Suite 315, Vancouver, BC, CAN, V6H 1A6
FintechWerx International Software Services Inc is an e-commerce technology company. The Company is engaged in delivering enrollment, automated identity verification, payment solutions, and data management services. The FintechWerx Platform is a combination of both licensed and proprietary software together the Technology Stack that provides a single comprehensive, suite of services for small to medium sized enterprises.
12GF Score

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