FintechWerx International Software Services (FRA:FCTW) Days Payable: 2,612.03 (As of Jan. 2026) — 977% Above Median


FRA:FCTW FintechWerx International Software Services Inc FRA:FCTW
12 GF Score
Price €0.40
! 3 Warning Signs
View Full Analysis

What is FintechWerx International Software Services Days Payable?

FintechWerx International Software Services FRA:FCTW 12 Days Payable is 2,612.03 as of Jan. 2026, which is 977% above its 10-year median of 242.49. GuruFocus rates FRA:FCTW with a GF Score™ of 12/100. The stock has 3 warning signs investors should review. Among 2,602 Software companies, FintechWerx International Software Services ranks better than 98.65% on this metric.

FintechWerx International Software Services's average Accounts Payable for the three months ended in Jan. 2026 was €0.11 Mil. FintechWerx International Software Services's Cost of Goods Sold for the three months ended in Jan. 2026 was €0.00 Mil. Hence, FintechWerx International Software Services's Days Payable for the three months ended in Jan. 2026 was 2,612.03.

The historical rank and industry rank for FintechWerx International Software Services's Days Payable or its related term are showing as below:

FRA:FCTW' s Days Payable Range Over the Past 10 Years
Min: 119.98   Med: 242.49   Max: 4764.91
Current: 4764.91

During the past 3 years, FintechWerx International Software Services's highest Days Payable was 4764.91. The lowest was 119.98. And the median was 242.49.

FRA:FCTW's Days Payable is ranked better than
98.65% of 2602 companies
in the Software industry
Industry Median: 53.825 vs FRA:FCTW: 4764.91

FintechWerx International Software Services's Days Payable increased from Jan. 2025 (247.68) to Jan. 2026 (2,612.03). It may suggest that FintechWerx International Software Services delayed paying its suppliers.


FintechWerx International Software Services Days Payable Related Terms


FintechWerx International Software Services Days Payable Historical Data

* Premium members only.

The historical data trend for FintechWerx International Software Services's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FintechWerx International Software Services Days Payable Chart

FintechWerx International Software Services Annual Data
Trend Apr23 Apr24 Apr25
Days Payable
0.00 118.38 375.74

FintechWerx International Software Services Quarterly Data
Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 247.68 0.00 730.00 2,486.56 2,612.03

FRA:FCTW vs MSFT, ORCL, PLTR: Days Payable Comparison

For the Software - Infrastructure subindustry, FintechWerx International Software Services's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FintechWerx International Software Services Days Payable vs Software Industry

For the Software industry and Technology sector, FintechWerx International Software Services's Days Payable distribution charts can be found below:

* The bar in red indicates where FintechWerx International Software Services's Days Payable falls into.


FRA:FCTW
12GF Score
FintechWerx International Software Services Inc FRA:FCTW
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

FintechWerx International Software Services Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

FintechWerx International Software Services's Days Payable for the fiscal year that ended in Apr. 2025 is calculated as

Days Payable (A: Apr. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Apr. 2024 ) + Accounts Payable (A: Apr. 2025 )) / count ) / Cost of Goods Sold (A: Apr. 2025 )*Days in Period
=( (0.044 + 0.096) / 2 ) / 0.068*365
=0.07 / 0.068*365
=375.74

FintechWerx International Software Services's Days Payable for the quarter that ended in Jan. 2026 is calculated as:

Days Payable (Q: Jan. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Oct. 2025 ) + Accounts Payable (Q: Jan. 2026 )) / count ) / Cost of Goods Sold (Q: Jan. 2026 )*Days in Period
=( (0.154 + 0.075) / 2 ) / 0.004*365 / 4
=0.1145 / 0.004*365 / 4
=2,612.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 2,612.03 mean?
FintechWerx International Software Services (FRA:FCTW) has a Days Payable of 2,612.03 as of Jan. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on FintechWerx International Software Services and its competitors. This is 977% above median its historical median of 242.49. Over the past decade, FintechWerx International Software Services' Days Payable has ranged from 119.98 to 4,764.91. According to the industry distribution chart, FintechWerx International Software Services ranks #35 out of 2602 companies in the Software industry, placing it in the top 1.3%.
Is FintechWerx International Software Services' Days Payable too high?
FintechWerx International Software Services' current Days Payable of 2,612.03 is 977% above median its 10-year median of 242.49. Over the past 10 years, this metric has ranged from a low of 119.98 to a high of 4,764.91. The Software industry median Days Payable is 53.83. FintechWerx International Software Services' value of 2,612.03 is 4752.8% above this industry median. Based on the distribution chart, FintechWerx International Software Services ranks #35 out of 2602 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, FintechWerx International Software Services has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does FintechWerx International Software Services' Days Payable compare to MSFT and ORCL?
According to the Software industry distribution chart, FintechWerx International Software Services ranks #35 out of 2602 companies for Days Payable. This places FintechWerx International Software Services in the top 1% of its industry — outperforming the majority of peers. The industry median Days Payable is 53.83. FintechWerx International Software Services' value of 2,612.03 is 4752.8% above this benchmark. Historically, FintechWerx International Software Services' own Days Payable has ranged from 119.98 to 4,764.91 over the past decade. While the company's 10-year median is 242.49 vs. the industry median of 53.83, FintechWerx International Software Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 53.83, based on 2,602 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FintechWerx International Software Services's current Days Payable of 2,612.03 is 4752.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on FintechWerx International Software Services and its competitors. For the Software industry, the median Days Payable is 53.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FintechWerx International Software Services's current Days Payable is 2,612.03, which is 977% above median its own 10-year median of 242.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FintechWerx International Software Services stock overvalued right now?
FintechWerx International Software Services (FRA:FCTW) has a current Days Payable of 2,612.03. The current Days Payable is 2,612.03, which is 977% above median its 10-year median of 242.49 and 4752.8% above the Software industry median of 53.83. FintechWerx International Software Services' overall GF Score™ is 12/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For FintechWerx International Software Services (FRA:FCTW), the current Days Payable is 2,612.03 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

FintechWerx International Software Services Business Description

Other Exchanges WERX:Canada
Address 1275 West, 6th Avenue, Suite 315, Vancouver, BC, CAN, V6H 1A6
FintechWerx International Software Services Inc is an e-commerce technology company. The Company is engaged in delivering enrollment, automated identity verification, payment solutions, and data management services. The FintechWerx Platform is a combination of both licensed and proprietary software together the Technology Stack that provides a single comprehensive, suite of services for small to medium sized enterprises.
12GF Score

Get the complete analysis for FRA:FCTW

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.40
Price