FintechWerx International Software Services (FRA:FCTW) Return-on-Tangible-Equity: -197.18% (As of Jan. 2026)

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FRA:FCTW FintechWerx International Software Services Inc FRA:FCTW
19 GF Score
Price €0.30
! 3 Warning Signs
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What is FintechWerx International Software Services Return-on-Tangible-Equity?

FintechWerx International Software Services FRA:FCTW -1.67% 19 Return-on-Tangible-Equity is -197.18% as of Jan. 2026. GuruFocus rates FRA:FCTW with a GF Score™ of 19/100. The stock has 3 warning signs investors should review. Among 2,486 Software companies, FintechWerx International Software Services ranks worse than 98.79% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. FintechWerx International Software Services's annualized net income for the quarter that ended in Jan. 2026 was €-0.84 Mil. FintechWerx International Software Services's average shareholder tangible equity for the quarter that ended in Jan. 2026 was €0.43 Mil. Therefore, FintechWerx International Software Services's annualized Return-on-Tangible-Equity for the quarter that ended in Jan. 2026 was -197.18%.

The historical rank and industry rank for FintechWerx International Software Services's Return-on-Tangible-Equity or its related term are showing as below:

FRA:FCTW' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -1125.59   Med: -129.58   Max: -129.58
Current: -1125.59

During the past 3 years, FintechWerx International Software Services's highest Return-on-Tangible-Equity was -129.58%. The lowest was -1,125.59%. And the median was -129.58%.

FRA:FCTW's Return-on-Tangible-Equity is ranked worse than
98.79% of 2486 companies
in the Software industry
Industry Median: 9.81 vs FRA:FCTW: -1125.59

FintechWerx International Software Services  (FRA:FCTW) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


FintechWerx International Software Services Return-on-Tangible-Equity Related Terms


FintechWerx International Software Services Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for FintechWerx International Software Services's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FintechWerx International Software Services Return-on-Tangible-Equity Chart

FintechWerx International Software Services Annual Data
Trend Apr23 Apr24 Apr25
Return-on-Tangible-Equity
0.00 -130.25 0.00

FintechWerx International Software Services Quarterly Data
Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 -197.18

FRA:FCTW vs MSFT, ORCL, PLTR: Return-on-Tangible-Equity Comparison

For the Software - Infrastructure subindustry, FintechWerx International Software Services's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FintechWerx International Software Services Return-on-Tangible-Equity vs Software Industry

For the Software industry and Technology sector, FintechWerx International Software Services's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where FintechWerx International Software Services's Return-on-Tangible-Equity falls into.


FRA:FCTW
19GF Score
FintechWerx International Software Services Inc FRA:FCTW
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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FintechWerx International Software Services Return-on-Tangible-Equity Calculation

FintechWerx International Software Services's annualized Return-on-Tangible-Equity for the fiscal year that ended in Apr. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Apr. 2025 )  (A: Apr. 2024 )(A: Apr. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Apr. 2025 )  (A: Apr. 2024 )(A: Apr. 2025 )
=-0.61/( (0.091+-0.185 )/ 2 )
=-0.61/-0.047
=N/A %

FintechWerx International Software Services's annualized Return-on-Tangible-Equity for the quarter that ended in Jan. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Jan. 2026 )  (Q: Oct. 2025 )(Q: Jan. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Jan. 2026 )  (Q: Oct. 2025 )(Q: Jan. 2026 )
=-0.84/( (-0.471+1.323)/ 2 )
=-0.84/0.426
=-197.18 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Jan. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of -197.18% mean?
FintechWerx International Software Services (FRA:FCTW) has a Return-on-Tangible-Equity of -197.18% as of Jan. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on FintechWerx International Software Services and its competitors. According to the industry distribution chart, FintechWerx International Software Services ranks #2456 out of 2486 companies in the Software industry, placing it in the top 98.8%.
Is FintechWerx International Software Services' Return-on-Tangible-Equity too high?
FintechWerx International Software Services' current Return-on-Tangible-Equity is -197.18%. Based on the distribution chart, FintechWerx International Software Services ranks #2456 out of 2486 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, FintechWerx International Software Services has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does FintechWerx International Software Services' Return-on-Tangible-Equity compare to MSFT and ORCL?
According to the Software industry distribution chart, FintechWerx International Software Services ranks #2456 out of 2486 companies for Return-on-Tangible-Equity. This places FintechWerx International Software Services in the lower half of its industry. The industry median Return-on-Tangible-Equity is 9.81. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Software company?
The median Return-on-Tangible-Equity among Software companies is 9.81, based on 2,486 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on FintechWerx International Software Services and its competitors. For the Software industry, the median Return-on-Tangible-Equity is 9.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FintechWerx International Software Services's current Return-on-Tangible-Equity is -197.18%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FintechWerx International Software Services stock overvalued right now?
FintechWerx International Software Services (FRA:FCTW) has a current Return-on-Tangible-Equity of -197.18%. The current Return-on-Tangible-Equity is -197.18%. FintechWerx International Software Services' overall GF Score™ is 19/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For FintechWerx International Software Services (FRA:FCTW), the current Return-on-Tangible-Equity is -197.18% as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

FintechWerx International Software Services Business Description

Other Exchanges WERX:Canada
Address 1275 West, 6th Avenue, Suite 315, Vancouver, BC, CAN, V6H 1A6
FintechWerx International Software Services Inc is an e-commerce technology company. The Company is engaged in delivering enrollment, automated identity verification, payment solutions, and data management services. The FintechWerx Platform is a combination of both licensed and proprietary software together the Technology Stack that provides a single comprehensive, suite of services for small to medium sized enterprises.
19GF Score

Get the complete analysis for FRA:FCTW

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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