FintechWerx International Software Services (FRA:FCTW) ROA %: -48.77% (As of Jan. 2026)


FRA:FCTW FintechWerx International Software Services Inc FRA:FCTW
12 GF Score
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What is FintechWerx International Software Services ROA %?

FintechWerx International Software Services FRA:FCTW 12 ROA % is -48.77% as of Jan. 2026. GuruFocus rates FRA:FCTW with a GF Score™ of 12/100. The stock has 3 warning signs investors should review. Among 2,883 Software companies, FintechWerx International Software Services ranks worse than 91.47% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. FintechWerx International Software Services's annualized Net Income for the quarter that ended in Jan. 2026 was €-0.84 Mil. FintechWerx International Software Services's average Total Assets over the quarter that ended in Jan. 2026 was €1.72 Mil. Therefore, FintechWerx International Software Services's annualized ROA % for the quarter that ended in Jan. 2026 was -48.77%.

The historical rank and industry rank for FintechWerx International Software Services's ROA % or its related term are showing as below:

FRA:FCTW' s ROA % Range Over the Past 10 Years
Min: -77.18   Med: -62.54   Max: -47.89
Current: -65.46

During the past 3 years, FintechWerx International Software Services's highest ROA % was -47.89%. The lowest was -77.18%. And the median was -62.54%.

FRA:FCTW's ROA % is ranked worse than
91.47% of 2883 companies
in the Software industry
Industry Median: 1.68 vs FRA:FCTW: -65.46

FintechWerx International Software Services  (FRA:FCTW) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Jan. 2026 )
=Net Income/Total Assets
=-0.84/1.7225
=(Net Income / Revenue)*(Revenue / Total Assets)
=(-0.84 / 0.072)*(0.072 / 1.7225)
=Net Margin %*Asset Turnover
=-1166.67 %*0.0418
=-48.77 %

Note: The Net Income data used here is four times the quarterly (Jan. 2026) net income data. The Revenue data used here is four times the quarterly (Jan. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


FintechWerx International Software Services ROA % Related Terms


FintechWerx International Software Services ROA % Historical Data

* Premium members only.

The historical data trend for FintechWerx International Software Services's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FintechWerx International Software Services ROA % Chart

FintechWerx International Software Services Annual Data
Trend Apr23 Apr24 Apr25
ROA %
0.00 -48.08 -75.54

FintechWerx International Software Services Quarterly Data
Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -43.85 -101.58 -53.64 -89.85 -48.77

FRA:FCTW vs MSFT, ORCL, PLTR: ROA % Comparison

For the Software - Infrastructure subindustry, FintechWerx International Software Services's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FintechWerx International Software Services ROA % vs Software Industry

For the Software industry and Technology sector, FintechWerx International Software Services's ROA % distribution charts can be found below:

* The bar in red indicates where FintechWerx International Software Services's ROA % falls into.


FRA:FCTW
12GF Score
FintechWerx International Software Services Inc FRA:FCTW
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
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FintechWerx International Software Services ROA % Calculation

FintechWerx International Software Services's annualized ROA % for the fiscal year that ended in Apr. 2025 is calculated as:

ROA %=Net Income (A: Apr. 2025 )/( (Total Assets (A: Apr. 2024 )+Total Assets (A: Apr. 2025 ))/ count )
=-0.61/( (0.493+1.122)/ 2 )
=-0.61/0.8075
=-75.54 %

FintechWerx International Software Services's annualized ROA % for the quarter that ended in Jan. 2026 is calculated as:

ROA %=Net Income (Q: Jan. 2026 )/( (Total Assets (Q: Oct. 2025 )+Total Assets (Q: Jan. 2026 ))/ count )
=-0.84/( (1.004+2.441)/ 2 )
=-0.84/1.7225
=-48.77 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Jan. 2026) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of -48.77% mean?
FintechWerx International Software Services (FRA:FCTW) has a ROA % of -48.77% as of Jan. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on FintechWerx International Software Services and its competitors. According to the industry distribution chart, FintechWerx International Software Services ranks #2637 out of 2883 companies in the Software industry, placing it in the top 91.5%.
Is FintechWerx International Software Services' ROA % too high?
FintechWerx International Software Services' current ROA % is -48.77%. Based on the distribution chart, FintechWerx International Software Services ranks #2637 out of 2883 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, FintechWerx International Software Services has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does FintechWerx International Software Services' ROA % compare to MSFT and ORCL?
According to the Software industry distribution chart, FintechWerx International Software Services ranks #2637 out of 2883 companies for ROA %. This places FintechWerx International Software Services in the lower half of its industry. The industry median ROA % is 1.68. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Software company?
The median ROA % among Software companies is 1.68, based on 2,883 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on FintechWerx International Software Services and its competitors. For the Software industry, the median ROA % is 1.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FintechWerx International Software Services's current ROA % is -48.77%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FintechWerx International Software Services stock overvalued right now?
FintechWerx International Software Services (FRA:FCTW) has a current ROA % of -48.77%. The current ROA % is -48.77%. FintechWerx International Software Services' overall GF Score™ is 12/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For FintechWerx International Software Services (FRA:FCTW), the current ROA % is -48.77% as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

FintechWerx International Software Services Business Description

Other Exchanges WERX:Canada
Address 1275 West, 6th Avenue, Suite 315, Vancouver, BC, CAN, V6H 1A6
FintechWerx International Software Services Inc is an e-commerce technology company. The Company is engaged in delivering enrollment, automated identity verification, payment solutions, and data management services. The FintechWerx Platform is a combination of both licensed and proprietary software together the Technology Stack that provides a single comprehensive, suite of services for small to medium sized enterprises.
12GF Score

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ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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