FintechWerx International Software Services (FRA:FCTW) Graham Number: €N/A (As of Jan. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:FCTW FintechWerx International Software Services Inc FRA:FCTW
19 GF Score
Price €0.30
! 3 Warning Signs
View Full Analysis

What is FintechWerx International Software Services Graham Number?

FintechWerx International Software Services FRA:FCTW -15.37% 19 Graham Number is €N/A as of Jan. 2026. GuruFocus rates FRA:FCTW with a GF Score™ of 19/100. The stock has 3 warning signs investors should review. Among 1,483 Software companies, FintechWerx International Software Services ranks worse than 67430.82% on this metric.

Graham Number is a figure that measures a stock's fundamental value by taking into account the company's earnings per share and book value per share. The Graham number is the upper bound of the price range that a defensive investor should pay for the stock. According to the theory, any stock price below the Graham number is considered undervalued, and thus worth investing in.

As of today (2026-08-21), the stock price of FintechWerx International Software Services is €0.30. FintechWerx International Software Services's graham number for the quarter that ended in Jan. 2026 was €N/A. Therefore, FintechWerx International Software Services's Price to Graham Number ratio for today is N/A.

The historical rank and industry rank for FintechWerx International Software Services's Graham Number or its related term are showing as below:

FRA:FCTW's Price-to-Graham-Number is not ranked *
in the Software industry.
Industry Median: 1.9
* Ranked among companies with meaningful Price-to-Graham-Number only.

Graham Number is a combination of asset valuation and earnings power valuation. It is a very conservative way of valuing a stock.


FintechWerx International Software Services  (FRA:FCTW) Graham Number Explanation

Ben Graham actually did not publish a formula like this. But he wrote in The Intelligent Investor (1948 version) regarding to the criteria for purchases:

Current price should not be more than 15 times average earnings of the past three years.

Current price should not be more than 1.5 times the book value last reported. However, a multiplier of earnings below 15 could justify a correspondingly higher multiplier of assets. As a rule of thumb we suggest that the product of the multiplier times the ratio of price to book value should not exceed 22.5. (This figure corresponds to 15 times earnings and 1.5 times book value. It would admit an issue selling at only 9 times earnings and 2.5 times asset value, etc.)

Unlike valuation methods such as DCF or Discounted Earnings, the Graham number does not take growth into the valuation. Unlike the valuation methods based on book value alone, it takes into account the earnings power. Therefore, the Graham Number is a combination of asset valuation and earnings power valuation.

In general, the Graham number is a very conservative way of valuing a stock. It cannot be applied to companies with negative book values.

FintechWerx International Software Services's Price to Graham number Ratio for today is calculated as

Price to Graham number=Share Price (Today)/Graham number (Q: Jan. 2026 )
=0.30/N/A
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Please keep these in mind:

1. Graham Number does not take growth into account. Therefore it underestimates the values of the companies that have good earnings growth. We feel that if the earnings per share grows more than 10% a year, Graham Number underestimates the value.
2. Graham Number punishes the companies that have temporarily low earnings. Therefore, an average of earnings makes more sense in the calculation of Graham Number.
3. Graham Numbers underestimates companies that are light with book.


FintechWerx International Software Services Graham Number Related Terms


FintechWerx International Software Services Graham Number Historical Data

* Premium members only.

The historical data trend for FintechWerx International Software Services's Graham Number can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FintechWerx International Software Services Graham Number Chart

FintechWerx International Software Services Annual Data
Trend Apr23 Apr24 Apr25
Graham Number
0.00 0.00 0.00

FintechWerx International Software Services Quarterly Data
Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26
Graham Number Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

FRA:FCTW vs MSFT, ORCL, PLTR: Graham Number Comparison

For the Software - Infrastructure subindustry, FintechWerx International Software Services's Price-to-Graham-Number, along with its competitors' market caps and Price-to-Graham-Number data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FintechWerx International Software Services Price-to-Graham-Number vs Software Industry

For the Software industry and Technology sector, FintechWerx International Software Services's Price-to-Graham-Number distribution charts can be found below:

* The bar in red indicates where FintechWerx International Software Services's Price-to-Graham-Number falls into.


FRA:FCTW
19GF Score
FintechWerx International Software Services Inc FRA:FCTW
Graham Number is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

FintechWerx International Software Services Graham Number Calculation

Graham Number is a concept based on Ben Graham's conservative valuation of companies.

FintechWerx International Software Services's Graham Number for the fiscal year that ended in Apr. 2025 is calculated as

Graham Number
=sqrt of (22.5* Tangible Book per Share *EPS without NRI)
=sqrt of (22.5*-0.008*-0.035)
=N/A

FintechWerx International Software Services's Graham Number for the quarter that ended in Jan. 2026 is calculated as

Graham Number
=sqrt of (22.5*Tangible Book per Share*EPS without NRI (TTM))
=sqrt of (22.5*0.029*-0.036)
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Graham Number →
What does a Graham Number of €N/A mean?
FintechWerx International Software Services (FRA:FCTW) has a Graham Number of €N/A as of Jan. 2026. The Graham Number values a company based on its per-share earnings and book value. View historical data on FintechWerx International Software Services and its competitors. According to the industry distribution chart, FintechWerx International Software Services ranks #999999 out of 1483 companies in the Software industry.
Is FintechWerx International Software Services' Graham Number too high?
FintechWerx International Software Services' current Graham Number is €N/A. Based on the distribution chart, FintechWerx International Software Services ranks #999999 out of 1483 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, FintechWerx International Software Services has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does FintechWerx International Software Services' Graham Number compare to MSFT and ORCL?
According to the Software industry distribution chart, FintechWerx International Software Services ranks #999999 out of 1483 companies for Graham Number. This places FintechWerx International Software Services in the lower half of its industry. The industry median Graham Number is 1.90. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Graham Number for a Software company?
The median Graham Number among Software companies is 1.90, based on 1,483 companies in the industry. Companies in the top quartile (top 25%) have a Graham Number significantly above this median, while those in the bottom quartile fall well below. However, Graham Number should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Graham Number mean?
A high Graham Number can signal that a stock is expensive relative to its fundamentals. The Graham Number values a company based on its per-share earnings and book value. View historical data on FintechWerx International Software Services and its competitors. For the Software industry, the median Graham Number is 1.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FintechWerx International Software Services's current Graham Number is €N/A. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FintechWerx International Software Services stock overvalued right now?
FintechWerx International Software Services (FRA:FCTW) has a current Graham Number of €N/A. The current Graham Number is €N/A. FintechWerx International Software Services' overall GF Score™ is 19/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Graham Number calculated?
Graham Number is calculated from a company's financial statements. For FintechWerx International Software Services (FRA:FCTW), the current Graham Number is €N/A as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

FintechWerx International Software Services Business Description

Other Exchanges WERX:Canada
Address 1275 West, 6th Avenue, Suite 315, Vancouver, BC, CAN, V6H 1A6
FintechWerx International Software Services Inc is an e-commerce technology company. The Company is engaged in delivering enrollment, automated identity verification, payment solutions, and data management services. The FintechWerx Platform is a combination of both licensed and proprietary software together the Technology Stack that provides a single comprehensive, suite of services for small to medium sized enterprises.
19GF Score

Get the complete analysis for FRA:FCTW

Graham Number is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.30
Price